Best Cheap Auto Insurance in Lane, KS (2021)

The average Lane, KS auto insurance rates are $276 per month. The minimum auto insurance in Lane is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Lane, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Lane for teen drivers is Liberty Mutual
  • Average auto insurance rates in Lane, KS for senior drivers are $1,924 per year
  • The minimum auto insurance required in Lane, Kansas is 25/50/25

Lane, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Lane can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lane, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Lane to other Kansas cities, including Salina auto insurance rates, Lenexa auto insurance rates, and Overland Park auto insurance rates to see how Lane, Kansas auto insurance rates stack up.

Before you buy Lane, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lane, Kansas auto insurance quotes.

Minimum Auto Insurance in Lane, Kansas

Lane, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lane, Kansas.

Minimum Required Auto Insurance Coverage in Lane, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lane, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lane, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lane, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,591 $1,591 $1,437 $1,437 $3,089 $3,707 $1,591 $1,789
Farmers $2,432 $2,410 $2,172 $2,270 $6,611 $6,833 $2,747 $2,893
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,699 $1,747 $1,516 $1,629 $3,608 $4,415 $1,992 $2,118
Progressive $2,349 $2,238 $1,893 $1,976 $8,736 $9,862 $2,785 $2,994
State Farm $1,777 $1,777 $1,548 $1,548 $4,605 $5,888 $1,994 $2,245
Travelers $1,983 $2,018 $1,936 $1,959 $8,048 $12,563 $2,032 $2,394
USAA $1,280 $1,292 $1,184 $1,180 $4,598 $4,783 $1,699 $1,754

Cheap Lane, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lane, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Lane, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Lane, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,089 $3,707
Farmers $6,611 $6,833
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,608 $4,415
Progressive $8,736 $9,862
State Farm $4,605 $5,888
Travelers $8,048 $12,563
USAA $4,598 $4,783

Cheap Lane, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Lane, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lane, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,437 $1,437
Farmers $2,172 $2,270
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,516 $1,629
Progressive $1,893 $1,976
State Farm $1,548 $1,548
Travelers $1,936 $1,959
USAA $1,184 $1,180

Cheap Lane, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lane, Kansas compared to the annual auto insurance rates with a clean record in Lane, Kansas.

Annual Lane, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $1,992 $2,142 $1,992 $1,992
Farmers $2,985 $3,845 $3,747 $3,608
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,772 $2,032 $3,540 $2,019
Progressive $3,794 $4,429 $3,962 $4,230
State Farm $2,488 $2,857 $2,673 $2,673
Travelers $2,999 $3,915 $5,395 $4,157
USAA $1,619 $2,199 $3,209 $1,858

Cheap Lane, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lane, Kansas is not easy. Compare the annual rates for DUI auto insurance in Lane, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Lane, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,882
American Family $1,992
Farmers $3,747
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,540
Progressive $3,962
State Farm $2,673
Travelers $5,395
USAA $3,209

Cheap Lane, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lane, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lane, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,649 $1,874 $1,564
Farmers $4,181 $3,324 $3,134
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,588 $2,295 $2,139
Progressive $4,702 $3,955 $3,655
State Farm $3,892 $2,326 $1,801
Travelers $4,754 $3,874 $3,722
USAA $3,019 $1,997 $1,648

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Cheap Lane, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lane, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Lane, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lane, Kansas

ZIP Code Average Annual Rates
66042 $3,499

Cheap Lane, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Lane, Kansas auto insurance. Find the cheapest annual Lane, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lane, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,003 $2,055
Farmers $3,546 $3,546
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,341 $2,341
Progressive $4,104 $4,104
State Farm $2,606 $2,739
Travelers $4,117 $4,117
USAA $2,159 $2,283

Cheap Lane, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lane, Kansas? Check out the comparison of annual Lane, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lane, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,048 $2,132 $1,908
Farmers $3,407 $3,528 $3,703
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,458 $2,315 $2,248
Progressive $3,893 $4,073 $4,346
State Farm $2,581 $2,680 $2,757
Travelers $3,907 $4,124 $4,319
USAA $2,142 $2,216 $2,307

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Best By Category: Cheapest Auto Insurance in Lane, Kansas

Compare the cheapest auto insurance companies in Lane, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lane, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Lane, Kansas Auto Insurance Companies

What auto insurance companies in Lane, Kansas are the cheapest? Compare the top Lane, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lane, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,029
Farmers $3,546
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,341
Progressive $4,104
State Farm $2,673
Travelers $4,117
USAA $2,221

What affects auto insurance rates in Lane, Kansas?

There are a lot of reasons why auto insurance rates in Lane, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lane, Kansas. Many local factors may affect your Lane auto insurance rates.

Lane Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lane, Kansas commute length is 33.3 minutes according to City-Data.

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Compare Lane, Kansas Auto Insurance Quotes

Before you buy Lane, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lane, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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