Best Cheap Auto Insurance in Lanark, IL (2021)

The average Lanark, IL auto insurance rates are $245 per month. The minimum auto insurance in Lanark is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Lanark, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Lanark is Liberty Mutual
  • The average commute length in Lanark is 24.5 minutes
  • Average auto insurance rates in Lanark, IL for senior drivers are $1,697 per year

Lanark, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Lanark can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lanark, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Lanark to other Illinois cities, including Elgin auto insurance rates, Aurora auto insurance rates, and Champaign auto insurance rates to see how Lanark, Illinois auto insurance rates stack up.

Before you buy Lanark, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lanark, Illinois auto insurance quotes.

Minimum Auto Insurance in Lanark, Illinois

Lanark, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lanark, Illinois.

Minimum Required Auto Insurance Coverage in Lanark, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Lanark, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lanark, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lanark, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,275 $3,290 $3,422 $3,422 $8,496 $11,080 $3,942 $4,263
American Family $2,245 $2,245 $2,055 $2,055 $6,324 $8,770 $2,245 $2,896
Farmers $2,223 $2,223 $1,974 $2,084 $9,415 $9,810 $2,545 $2,671
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,260 $1,358 $1,052 $1,172 $4,058 $4,508 $1,316 $1,388
Nationwide $1,421 $1,449 $1,269 $1,345 $3,728 $4,788 $1,637 $1,772
Progressive $1,822 $1,738 $1,500 $1,566 $6,230 $7,000 $2,173 $2,343
State Farm $1,394 $1,394 $1,235 $1,235 $3,876 $4,918 $1,573 $1,808
Travelers $1,417 $1,495 $1,277 $1,362 $3,892 $4,825 $1,505 $1,585
USAA $1,498 $1,521 $1,395 $1,371 $4,862 $5,356 $1,970 $2,159

Cheap Lanark, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lanark, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Lanark, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Lanark, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,496 $11,080
American Family $6,324 $8,770
Farmers $9,415 $9,810
GEICO $4,524 $4,715
Liberty Mutual $4,058 $4,508
Nationwide $3,728 $4,788
Progressive $6,230 $7,000
State Farm $3,876 $4,918
Travelers $3,892 $4,825
USAA $4,862 $5,356

Cheap Lanark, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Lanark, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lanark, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,422 $3,422
American Family $2,055 $2,055
Farmers $1,974 $2,084
GEICO $1,429 $1,724
Liberty Mutual $1,052 $1,172
Nationwide $1,269 $1,345
Progressive $1,500 $1,566
State Farm $1,235 $1,235
Travelers $1,277 $1,362
USAA $1,395 $1,371

Cheap Lanark, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lanark, Illinois compared to the annual auto insurance rates with a clean record in Lanark, Illinois.

Annual Lanark, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,687 $6,249 $5,820 $4,839
American Family $2,647 $3,768 $4,998 $3,004
Farmers $3,476 $4,479 $4,367 $4,151
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,682 $2,374 $2,093 $1,906
Nationwide $1,760 $2,268 $2,660 $2,017
Progressive $2,522 $3,694 $2,787 $3,184
State Farm $2,000 $2,358 $2,179 $2,179
Travelers $1,736 $2,260 $2,512 $2,171
USAA $1,794 $2,581 $3,528 $2,162

Cheap Lanark, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lanark, Illinois is not easy. Compare the annual rates for DUI auto insurance in Lanark, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Lanark, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,820
American Family $4,998
Farmers $4,367
GEICO $3,243
Liberty Mutual $2,093
Nationwide $2,660
Progressive $2,787
State Farm $2,179
Travelers $2,512
USAA $3,528

Cheap Lanark, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lanark, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lanark, Illinois

Insurance Company Poor Fair Good
Allstate $6,568 $4,737 $4,141
American Family $4,795 $3,261 $2,757
Farmers $4,686 $3,930 $3,739
GEICO $3,813 $1,870 $1,461
Liberty Mutual $2,843 $1,779 $1,420
Nationwide $2,593 $2,094 $1,842
Progressive $3,489 $2,942 $2,709
State Farm $3,169 $1,897 $1,471
Travelers $2,657 $2,121 $1,731
USAA $3,347 $2,303 $1,900

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Cheap Lanark, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lanark, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Lanark, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lanark, Illinois

ZIP Code Average Annual Rates
61046 $2,876

Cheap Lanark, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Lanark, Illinois auto insurance. Find the cheapest annual Lanark, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lanark, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,149 $5,149
American Family $3,558 $3,651
Farmers $4,118 $4,118
GEICO $2,338 $2,425
Liberty Mutual $2,014 $2,014
Nationwide $2,176 $2,176
Progressive $3,047 $3,047
State Farm $2,125 $2,233
Travelers $2,086 $2,254
USAA $2,446 $2,587

Cheap Lanark, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lanark, Illinois? Check out the comparison of annual Lanark, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lanark, Illinois

Insurance Company Low Medium High
Allstate $5,005 $5,144 $5,297
American Family $3,484 $3,736 $3,593
Farmers $3,929 $4,026 $4,399
GEICO $2,164 $2,374 $2,607
Liberty Mutual $1,906 $2,010 $2,125
Nationwide $2,174 $2,190 $2,164
Progressive $2,820 $3,033 $3,287
State Farm $2,077 $2,182 $2,278
Travelers $2,049 $2,167 $2,293
USAA $2,344 $2,513 $2,692

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Best By Category: Cheapest Auto Insurance in Lanark, Illinois

Compare the cheapest auto insurance companies in Lanark, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lanark, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Lanark, Illinois Auto Insurance Companies

What auto insurance companies in Lanark, Illinois are the cheapest? Compare the top Lanark, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lanark, Illinois

Insurance Company Average Annual Rates
Allstate $5,149
American Family $3,604
Farmers $4,118
GEICO $2,382
Liberty Mutual $2,014
Nationwide $2,176
Progressive $3,047
State Farm $2,179
Travelers $2,170
USAA $2,516

What affects auto insurance rates in Lanark, Illinois?

There are a lot of reasons why auto insurance rates in Lanark, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lanark, Illinois. Many local factors may affect your Lanark auto insurance rates.

Lanark Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lanark, Illinois commute length is 24.5 minutes according to City-Data.

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Compare Lanark, Illinois Auto Insurance Quotes

Before you buy Lanark, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lanark, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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