Best Cheap Auto Insurance in Lampeter, PA (2021)

The average Lampeter, PA auto insurance rates are $309 per month. The minimum auto insurance in Lampeter is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Lampeter, Pennsylvania, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lampeter, Pennsylvania is 15/30/5
  • Average auto insurance rates in Lampeter, PA for senior drivers are $1,861 per year
  • The cheapest auto insurance company in Lampeter is USAA

Lampeter, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Lampeter can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lampeter, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Lampeter to other Pennsylvania cities, including Allen auto insurance rates, Philadelphia auto insurance rates, and Harrisburg auto insurance rates to see how Lampeter, Pennsylvania auto insurance rates stack up.

Before you buy Lampeter, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lampeter, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Lampeter, Pennsylvania

Lampeter, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lampeter, Pennsylvania.

Minimum Required Auto Insurance Coverage in Lampeter, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Lampeter, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lampeter, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lampeter, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,441 $2,441 $2,269 $2,269 $8,581 $8,581 $2,668 $2,668
GEICO $1,782 $1,544 $1,699 $1,473 $4,485 $3,889 $1,783 $1,545
Liberty Mutual $3,273 $3,273 $3,001 $3,001 $9,498 $9,498 $4,147 $4,147
Nationwide $1,652 $1,652 $1,567 $1,567 $4,704 $4,704 $1,856 $1,856
Progressive $2,598 $2,598 $2,321 $2,321 $8,490 $8,490 $3,302 $3,302
State Farm $1,581 $1,581 $1,404 $1,404 $5,780 $5,780 $1,751 $1,751
Travelers $1,670 $1,670 $1,820 $1,820 $24,721 $24,721 $1,995 $1,995
USAA $1,016 $1,016 $922 $922 $3,121 $3,121 $1,338 $1,338

Cheap Lampeter, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lampeter, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Lampeter, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Lampeter, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,581 $8,581
GEICO $4,485 $3,889
Liberty Mutual $9,498 $9,498
Nationwide $4,704 $4,704
Progressive $8,490 $8,490
State Farm $5,780 $5,780
Travelers $24,721 $24,721
USAA $3,121 $3,121

Cheap Lampeter, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Lampeter, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lampeter, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,269 $2,269
GEICO $1,699 $1,473
Liberty Mutual $3,001 $3,001
Nationwide $1,567 $1,567
Progressive $2,321 $2,321
State Farm $1,404 $1,404
Travelers $1,820 $1,820
USAA $922 $922

Cheap Lampeter, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lampeter, Pennsylvania compared to the annual auto insurance rates with a clean record in Lampeter, Pennsylvania.

Annual Lampeter, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,814 $4,518 $3,814 $3,814
GEICO $1,688 $2,849 $2,244 $2,320
Liberty Mutual $4,523 $5,225 $5,086 $5,086
Nationwide $1,769 $2,367 $3,286 $2,358
Progressive $3,783 $5,254 $3,887 $3,786
State Farm $2,393 $2,865 $2,629 $2,629
Travelers $5,318 $7,627 $9,634 $7,627
USAA $1,285 $1,781 $1,895 $1,435

Cheap Lampeter, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lampeter, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Lampeter, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Lampeter, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,814
GEICO $2,244
Liberty Mutual $5,086
Nationwide $3,286
Progressive $3,887
State Farm $2,629
Travelers $9,634
USAA $1,895

Cheap Lampeter, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lampeter, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lampeter, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,085 $3,812 $3,072
GEICO $3,408 $1,926 $1,491
Liberty Mutual $6,354 $4,559 $4,026
Nationwide $2,864 $2,363 $2,108
Progressive $5,529 $3,886 $3,118
State Farm $3,741 $2,317 $1,829
Travelers $8,193 $7,427 $7,035
USAA $1,988 $1,488 $1,322

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Cheap Lampeter, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Lampeter, Pennsylvania auto insurance. Find the cheapest annual Lampeter, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lampeter, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,906 $4,073
GEICO $2,242 $2,308
Liberty Mutual $4,853 $5,106
Nationwide $2,445 $2,445
Progressive $4,178 $4,178
State Farm $2,551 $2,707
Travelers $7,551 $7,551
USAA $1,554 $1,644

Cheap Lampeter, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lampeter, Pennsylvania? Check out the comparison of annual Lampeter, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lampeter, Pennsylvania

Insurance Company Low Medium High
Allstate $3,810 $4,016 $4,143
GEICO $2,075 $2,299 $2,452
Liberty Mutual $4,699 $5,021 $5,219
Nationwide $2,452 $2,480 $2,402
Progressive $3,813 $4,219 $4,501
State Farm $2,433 $2,670 $2,784
Travelers $7,639 $7,567 $7,448
USAA $1,469 $1,616 $1,713

Best By Category: Cheapest Auto Insurance in Lampeter, Pennsylvania

Compare the cheapest auto insurance companies in Lampeter, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lampeter, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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The Cheapest Lampeter, Pennsylvania Auto Insurance Companies

What auto insurance companies in Lampeter, Pennsylvania are the cheapest? Compare the top Lampeter, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lampeter, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,990
GEICO $2,275
Liberty Mutual $4,980
Nationwide $2,445
Progressive $4,178
State Farm $2,629
Travelers $7,551
USAA $1,599

What affects auto insurance rates in Lampeter, Pennsylvania?

There are a lot of reasons why auto insurance rates in Lampeter, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lampeter, Pennsylvania. Many local factors may affect your Lampeter auto insurance rates.

Lampeter Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lampeter, Pennsylvania commute length is 22.2 minutes according to City-Data.

Compare Lampeter, Pennsylvania Auto Insurance Quotes

Before you buy Lampeter, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lampeter, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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