Best Cheap Auto Insurance in Lamont, MI (2021)

The average Lamont, MI auto insurance rates are $723 per month. The minimum auto insurance in Lamont is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Lamont, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lamont, Michigan is 20/40/10
  • The cheapest auto insurance company in Lamont is USAA
  • The most expensive auto insurance company in Lamont for teen drivers is Allstate

Lamont, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Lamont can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lamont, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Lamont to other Michigan cities, including Grand Rapids auto insurance rates, Dearborn auto insurance rates, and Livonia auto insurance rates to see how Lamont, Michigan auto insurance rates stack up.

Before you buy Lamont, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lamont, Michigan auto insurance quotes.

Minimum Auto Insurance in Lamont, Michigan

Lamont, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lamont, Michigan.

Minimum Required Auto Insurance Coverage in Lamont, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lamont, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lamont, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lamont, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,760 $14,760 $13,680 $13,680 $37,190 $37,190 $15,558 $15,558
Farmers $3,628 $3,628 $3,383 $3,383 $8,346 $8,346 $4,082 $4,082
GEICO $3,486 $3,486 $3,578 $3,578 $10,302 $10,302 $3,345 $3,345
Liberty Mutual $13,389 $13,389 $13,258 $13,258 $31,321 $31,321 $13,389 $13,389
Nationwide $2,617 $2,617 $2,355 $2,355 $6,470 $6,470 $2,844 $2,844
Progressive $3,501 $3,234 $3,084 $3,470 $12,893 $13,681 $4,080 $3,731
State Farm $6,376 $6,376 $5,904 $5,904 $22,413 $22,413 $7,497 $7,497
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,305 $2,193 $2,168 $2,051 $5,724 $5,478 $2,817 $2,716

Cheap Lamont, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lamont, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Lamont, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Lamont, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,190 $37,190
Farmers $8,346 $8,346
GEICO $10,302 $10,302
Liberty Mutual $31,321 $31,321
Nationwide $6,470 $6,470
Progressive $12,893 $13,681
State Farm $22,413 $22,413
Travelers $13,395 $13,395
USAA $5,724 $5,478

Cheap Lamont, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Lamont, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lamont, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,680 $13,680
Farmers $3,383 $3,383
GEICO $3,578 $3,578
Liberty Mutual $13,258 $13,258
Nationwide $2,355 $2,355
Progressive $3,084 $3,470
State Farm $5,904 $5,904
Travelers $3,858 $3,858
USAA $2,168 $2,051

Cheap Lamont, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lamont, Michigan compared to the annual auto insurance rates with a clean record in Lamont, Michigan.

Annual Lamont, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,837 $13,134 $44,403 $13,815
Farmers $4,083 $5,208 $5,135 $5,013
GEICO $1,792 $3,857 $11,707 $3,355
Liberty Mutual $12,323 $15,007 $28,135 $15,892
Nationwide $3,091 $4,043 $3,701 $3,451
Progressive $5,031 $6,653 $5,966 $6,188
State Farm $6,678 $8,024 $17,446 $10,043
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,564 $3,194 $4,174 $2,794

Cheap Lamont, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lamont, Michigan is not easy. Compare the annual rates for DUI auto insurance in Lamont, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Lamont, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,403
Farmers $5,135
GEICO $11,707
Liberty Mutual $28,135
Nationwide $3,701
Progressive $5,966
State Farm $17,446
Travelers $10,331
USAA $4,174

Cheap Lamont, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lamont, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lamont, Michigan

Insurance Company Poor Fair Good
Allstate $30,757 $17,049 $13,085
Farmers $6,347 $4,275 $3,957
GEICO $6,651 $4,895 $3,986
Liberty Mutual $28,209 $16,301 $9,009
Nationwide $4,416 $3,384 $2,914
Progressive $6,895 $5,787 $5,196
State Farm $17,095 $8,660 $5,888
Travelers $6,813 $6,608 $6,525
USAA $4,740 $2,718 $2,087

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Cheap Lamont, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lamont, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Lamont, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lamont, Michigan

ZIP Code Average Annual Rates
49430 $6,099

Cheap Lamont, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Lamont, Michigan auto insurance. Find the cheapest annual Lamont, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lamont, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,297 $20,297
Farmers $4,860 $4,860
GEICO $5,063 $5,292
Liberty Mutual $17,230 $18,449
Nationwide $3,571 $3,571
Progressive $5,959 $5,959
State Farm $10,274 $10,821
Travelers $6,611 $6,686
USAA $3,146 $3,217

Cheap Lamont, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lamont, Michigan? Check out the comparison of annual Lamont, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lamont, Michigan

Insurance Company Low Medium High
Allstate $19,857 $20,336 $20,698
Farmers $4,729 $4,848 $5,002
GEICO $4,860 $5,135 $5,538
Liberty Mutual $17,417 $17,798 $18,304
Nationwide $3,708 $3,518 $3,488
Progressive $5,792 $5,965 $6,121
State Farm $10,071 $10,606 $10,965
Travelers $6,575 $6,656 $6,715
USAA $3,091 $3,188 $3,265

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Best By Category: Cheapest Auto Insurance in Lamont, Michigan

Compare the cheapest auto insurance companies in Lamont, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lamont, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Lamont, Michigan Auto Insurance Companies

What auto insurance companies in Lamont, Michigan are the cheapest? Compare the top Lamont, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lamont, Michigan

Insurance Company Average Annual Rates
Allstate $20,297
Farmers $4,860
GEICO $5,178
Liberty Mutual $17,840
Nationwide $3,571
Progressive $5,959
State Farm $10,547
Travelers $6,649
USAA $3,182

Compare Lamont, Michigan Auto Insurance Quotes

Before you buy Lamont, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lamont, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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