Best Cheap Auto Insurance in Lakewood, WI (2021)

The average Lakewood, WI auto insurance rates are $250 per month. The minimum auto insurance in Lakewood is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Lakewood, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Lakewood is American Family
  • The average commute length in Lakewood is 15.8 minutes
  • Average auto insurance rates in Lakewood, WI for senior drivers are $1,671 per year

Lakewood, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Lakewood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lakewood, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Lakewood to other Wisconsin cities, including Eau Claire auto insurance rates, Oshkosh auto insurance rates, and Racine auto insurance rates to see how Lakewood, Wisconsin auto insurance rates stack up.

Before you buy Lakewood, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lakewood, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Lakewood, Wisconsin

Lakewood, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lakewood, Wisconsin.

Minimum Required Auto Insurance Coverage in Lakewood, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lakewood, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lakewood, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lakewood, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,316 $2,447 $2,131 $2,359 $7,320 $9,386 $2,361 $2,569
American Family $999 $1,047 $928 $940 $2,686 $2,977 $1,170 $1,248
Farmers $2,100 $2,102 $1,866 $1,965 $9,617 $9,968 $2,397 $2,535
GEICO $1,346 $1,485 $1,385 $1,583 $4,448 $4,798 $1,246 $1,290
Liberty Mutual $1,873 $2,048 $1,514 $1,723 $6,228 $6,993 $1,991 $2,162
Nationwide $3,437 $3,621 $2,847 $3,002 $7,027 $10,773 $4,183 $4,970
Progressive $1,837 $1,760 $1,501 $1,561 $6,810 $7,702 $2,211 $2,406
State Farm $1,352 $1,352 $1,189 $1,189 $3,687 $4,673 $1,521 $1,734
USAA $1,310 $1,307 $1,186 $1,206 $3,343 $3,879 $1,699 $1,863

Cheap Lakewood, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lakewood, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Lakewood, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Lakewood, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,320 $9,386
American Family $2,686 $2,977
Farmers $9,617 $9,968
GEICO $4,448 $4,798
Liberty Mutual $6,228 $6,993
Nationwide $7,027 $10,773
Progressive $6,810 $7,702
State Farm $3,687 $4,673
USAA $3,343 $3,879

Cheap Lakewood, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Lakewood, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lakewood, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,131 $2,359
American Family $928 $940
Farmers $1,866 $1,965
GEICO $1,385 $1,583
Liberty Mutual $1,514 $1,723
Nationwide $2,847 $3,002
Progressive $1,501 $1,561
State Farm $1,189 $1,189
USAA $1,186 $1,206

Cheap Lakewood, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lakewood, Wisconsin compared to the annual auto insurance rates with a clean record in Lakewood, Wisconsin.

Annual Lakewood, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,166 $4,336 $4,039 $3,903
American Family $1,435 $1,521 $1,521 $1,521
Farmers $3,556 $4,473 $4,221 $4,025
GEICO $1,527 $2,465 $2,806 $1,992
Liberty Mutual $2,346 $3,328 $3,459 $3,132
Nationwide $4,212 $4,873 $5,972 $4,873
Progressive $2,955 $3,566 $3,062 $3,311
State Farm $1,930 $2,244 $2,087 $2,087
USAA $1,547 $1,949 $2,637 $1,764

Cheap Lakewood, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lakewood, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Lakewood, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Lakewood, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,039
American Family $1,521
Farmers $4,221
GEICO $2,806
Liberty Mutual $3,459
Nationwide $5,972
Progressive $3,062
State Farm $2,087
USAA $2,637

Cheap Lakewood, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lakewood, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lakewood, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,074 $3,488 $3,021
American Family $2,007 $1,323 $1,169
Farmers $4,611 $3,881 $3,713
GEICO $2,886 $2,057 $1,651
Liberty Mutual $4,433 $2,666 $2,100
Nationwide $5,601 $4,673 $4,673
Progressive $3,682 $3,107 $2,881
State Farm $3,113 $1,787 $1,361
USAA $3,041 $1,602 $1,279

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Cheap Lakewood, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lakewood, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Lakewood, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lakewood, Wisconsin

ZIP Code Average Annual Rates
54138 $2,910

Cheap Lakewood, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Lakewood, Wisconsin auto insurance. Find the cheapest annual Lakewood, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lakewood, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,768 $3,954
American Family $1,474 $1,525
Farmers $4,069 $4,069
GEICO $2,151 $2,244
Liberty Mutual $3,067 $3,067
Nationwide $4,982 $4,982
Progressive $3,223 $3,223
State Farm $2,037 $2,137
USAA $1,949 $2,000

Cheap Lakewood, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lakewood, Wisconsin? Check out the comparison of annual Lakewood, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lakewood, Wisconsin

Insurance Company Low Medium High
Allstate $3,698 $3,851 $4,033
American Family $1,486 $1,512 $1,500
Farmers $3,805 $4,041 $4,360
GEICO $2,061 $2,196 $2,336
Liberty Mutual $2,818 $3,093 $3,288
Nationwide $4,831 $4,979 $5,137
Progressive $3,063 $3,244 $3,363
State Farm $1,990 $2,092 $2,179
USAA $1,905 $1,976 $2,042

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Best By Category: Cheapest Auto Insurance in Lakewood, Wisconsin

Compare the cheapest auto insurance companies in Lakewood, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lakewood, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Lakewood, Wisconsin Auto Insurance Companies

What auto insurance companies in Lakewood, Wisconsin are the cheapest? Compare the top Lakewood, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lakewood, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,861
American Family $1,500
Farmers $4,069
GEICO $2,198
Liberty Mutual $3,067
Nationwide $4,983
Progressive $3,223
State Farm $2,087
USAA $1,974

What affects auto insurance rates in Lakewood, Wisconsin?

There are a lot of reasons why auto insurance rates in Lakewood, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lakewood, Wisconsin. Many local factors may affect your Lakewood auto insurance rates.

Lakewood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lakewood, Wisconsin commute length is 15.8 minutes according to City-Data.

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Compare Lakewood, Wisconsin Auto Insurance Quotes

Before you buy Lakewood, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lakewood, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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