Best Cheap Auto Insurance in Lakeshore, LA (2021)

The average Lakeshore, LA auto insurance rates are $488 per month. The minimum auto insurance in Lakeshore is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Lakeshore, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Lakeshore for teen drivers is Progressive
  • The cheapest auto insurance company in Lakeshore is State Farm
  • The average commute length in Lakeshore is 23.8 minutes

Lakeshore, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Lakeshore can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lakeshore, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Lakeshore to other Louisiana cities, including Monroe auto insurance rates, Alexandria auto insurance rates, and Lafayette auto insurance rates to see how Lakeshore, Louisiana auto insurance rates stack up.

Before you buy Lakeshore, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lakeshore, Louisiana auto insurance quotes.

Minimum Auto Insurance in Lakeshore, Louisiana

Lakeshore, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lakeshore, Louisiana.

Minimum Required Auto Insurance Coverage in Lakeshore, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lakeshore, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lakeshore, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lakeshore, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,321 $4,321 $4,468 $4,468 $9,324 $11,717 $4,762 $5,152
GEICO $3,279 $3,771 $3,927 $4,797 $12,102 $12,736 $3,158 $3,051
Progressive $4,261 $3,963 $3,572 $3,870 $17,135 $19,028 $4,852 $4,930
State Farm $2,887 $2,887 $2,655 $2,655 $8,784 $11,062 $3,232 $3,616
USAA $3,037 $2,985 $2,976 $2,945 $9,102 $10,645 $3,714 $4,058

Cheap Lakeshore, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lakeshore, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Lakeshore, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Lakeshore, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,324 $11,717
GEICO $12,102 $12,736
Progressive $17,135 $19,028
State Farm $8,784 $11,062
USAA $9,102 $10,645

Cheap Lakeshore, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Lakeshore, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lakeshore, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,468 $4,468
GEICO $3,927 $4,797
Progressive $3,572 $3,870
State Farm $2,655 $2,655
USAA $2,976 $2,945

Cheap Lakeshore, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lakeshore, Louisiana compared to the annual auto insurance rates with a clean record in Lakeshore, Louisiana.

Annual Lakeshore, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,812 $7,299 $6,516 $5,639
GEICO $3,978 $6,423 $7,901 $5,109
Progressive $6,409 $8,626 $8,272 $7,499
State Farm $4,316 $5,128 $4,722 $4,722
USAA $3,764 $5,233 $6,235 $4,499

Cheap Lakeshore, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lakeshore, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Lakeshore, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Lakeshore, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,516
GEICO $7,901
Progressive $8,272
State Farm $4,722
USAA $6,235

Cheap Lakeshore, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lakeshore, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lakeshore, Louisiana

Insurance Company Poor Fair Good
Allstate $7,943 $5,467 $4,790
GEICO $6,962 $6,042 $4,555
Progressive $8,690 $7,465 $6,949
State Farm $6,583 $4,205 $3,379
USAA $6,808 $4,354 $3,636

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Cheap Lakeshore, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Lakeshore, Louisiana auto insurance. Find the cheapest annual Lakeshore, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lakeshore, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,067 $6,067
GEICO $5,738 $5,968
Progressive $7,702 $7,702
State Farm $4,595 $4,849
USAA $4,779 $5,086

Cheap Lakeshore, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lakeshore, Louisiana? Check out the comparison of annual Lakeshore, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lakeshore, Louisiana

Insurance Company Low Medium High
Allstate $5,199 $6,184 $6,817
GEICO $4,811 $5,874 $6,873
Progressive $6,334 $7,632 $9,138
State Farm $4,066 $4,714 $5,387
USAA $4,255 $5,012 $5,531

Best By Category: Cheapest Auto Insurance in Lakeshore, Louisiana

Compare the cheapest auto insurance companies in Lakeshore, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lakeshore, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Lakeshore, Louisiana Auto Insurance Companies

What auto insurance companies in Lakeshore, Louisiana are the cheapest? Compare the top Lakeshore, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lakeshore, Louisiana

Insurance Company Average Annual Rates
Allstate $6,067
GEICO $5,853
Progressive $7,702
State Farm $4,722
USAA $4,933

What affects auto insurance rates in Lakeshore, Louisiana?

There are a lot of reasons why auto insurance rates in Lakeshore, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lakeshore, Louisiana. Many local factors may affect your Lakeshore auto insurance rates.

Lakeshore Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lakeshore, Louisiana commute length is 23.8 minutes according to City-Data.

Compare Lakeshore, Louisiana Auto Insurance Quotes

Before you buy Lakeshore, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lakeshore, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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