Best Cheap Auto Insurance in Lakehead, CA (2021)

The average Lakehead, CA auto insurance rates are $249 per month. The minimum auto insurance in Lakehead is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Lakehead, California, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lakehead, California is 15/30/5
  • The cheapest auto insurance company in Lakehead is Progressive
  • The most expensive auto insurance company in Lakehead for teen drivers is Farmers

Lakehead, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Lakehead can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lakehead, California, including driving record, credit, commute time, and more.

Compare auto insurance in Lakehead to other California cities, including Fresno auto insurance rates, Sacramento auto insurance rates, and Oakland auto insurance rates to see how Lakehead, California auto insurance rates stack up.

Before you buy Lakehead, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lakehead, California auto insurance quotes.

Minimum Auto Insurance in Lakehead, California

Lakehead, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lakehead, California.

Minimum Required Auto Insurance Coverage in Lakehead, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Lakehead, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lakehead, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lakehead, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,063 $2,072 $1,508 $1,531 $5,579 $7,021 $2,649 $2,934
Farmers $2,340 $2,340 $2,103 $2,103 $7,462 $12,261 $2,772 $3,084
GEICO $1,447 $1,449 $1,363 $1,363 $4,373 $4,470 $2,074 $2,135
Liberty Mutual $2,311 $2,193 $2,146 $2,080 $5,079 $5,381 $2,614 $2,629
Nationwide $2,467 $2,361 $2,148 $2,032 $6,135 $6,779 $2,926 $2,905
Progressive $1,417 $1,458 $1,196 $1,421 $3,660 $4,432 $2,034 $2,187
State Farm $2,760 $2,760 $2,464 $2,464 $5,013 $6,214 $3,050 $3,146
Travelers $1,905 $1,853 $1,688 $1,671 $3,768 $4,339 $2,447 $2,405
USAA $1,680 $1,593 $1,639 $1,648 $3,809 $3,819 $2,314 $2,189

Cheap Lakehead, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lakehead, California is a challenge. Take a look at the annual teen auto insurance rates in Lakehead, California.

Annual Auto Insurance Rates for Teen Drivers in Lakehead, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,579 $7,021
Farmers $7,462 $12,261
GEICO $4,373 $4,470
Liberty Mutual $5,079 $5,381
Nationwide $6,135 $6,779
Progressive $3,660 $4,432
State Farm $5,013 $6,214
Travelers $3,768 $4,339
USAA $3,809 $3,819

Cheap Lakehead, California Auto Insurance for Seniors

What are senior auto insurance rates in Lakehead, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lakehead, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,508 $1,531
Farmers $2,103 $2,103
GEICO $1,363 $1,363
Liberty Mutual $2,146 $2,080
Nationwide $2,148 $2,032
Progressive $1,196 $1,421
State Farm $2,464 $2,464
Travelers $1,688 $1,671
USAA $1,639 $1,648

Cheap Lakehead, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lakehead, California compared to the annual auto insurance rates with a clean record in Lakehead, California.

Annual Lakehead, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,921 $3,218 $5,029 $2,511
Farmers $3,185 $4,336 $5,405 $4,307
GEICO $1,638 $2,503 $3,165 $2,031
Liberty Mutual $2,651 $3,553 $3,204 $2,809
Nationwide $2,427 $3,105 $5,240 $3,105
Progressive $1,463 $2,465 $2,874 $2,100
State Farm $2,480 $2,962 $5,611 $2,882
Travelers $1,716 $2,706 $3,156 $2,461
USAA $1,555 $2,306 $3,782 $1,703

Cheap Lakehead, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lakehead, California is not easy. Compare the annual rates for DUI auto insurance in Lakehead, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Lakehead, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,029
Farmers $5,405
GEICO $3,165
Liberty Mutual $3,204
Nationwide $5,240
Progressive $2,874
State Farm $5,611
Travelers $3,156
USAA $3,782

Cheap Lakehead, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lakehead, California can vary. Compare the annual cost of auto insurance by ZIP code in Lakehead, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lakehead, California

ZIP Code Average Annual Rates
96051 $4,077

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Cheap Lakehead, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Lakehead, California auto insurance. Find the cheapest annual Lakehead, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lakehead, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,862 $3,477
Farmers $3,910 $4,707
GEICO $2,122 $2,547
Liberty Mutual $2,804 $3,305
Nationwide $3,069 $3,870
Progressive $2,025 $2,426
State Farm $3,357 $3,610
Travelers $2,266 $2,753
USAA $2,152 $2,521

Cheap Lakehead, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lakehead, California? Check out the comparison of annual Lakehead, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lakehead, California

Insurance Company Low Medium High
Allstate $3,010 $3,195 $3,303
Farmers $4,025 $4,340 $4,559
GEICO $2,177 $2,355 $2,472
Liberty Mutual $2,859 $3,079 $3,224
Nationwide $3,151 $3,521 $3,735
Progressive $2,026 $2,280 $2,370
State Farm $3,191 $3,528 $3,731
Travelers $2,232 $2,568 $2,729
USAA $2,115 $2,382 $2,512

Best By Category: Cheapest Auto Insurance in Lakehead, California

Compare the cheapest auto insurance companies in Lakehead, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lakehead, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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The Cheapest Lakehead, California Auto Insurance Companies

What auto insurance companies in Lakehead, California are the cheapest? Compare the top Lakehead, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lakehead, California

Insurance Company Average Annual Rates
Allstate $3,170
Farmers $4,308
GEICO $2,334
Liberty Mutual $3,054
Nationwide $3,469
Progressive $2,225
State Farm $3,484
Travelers $2,510
USAA $2,336

What affects auto insurance rates in Lakehead, California?

There are a lot of reasons why auto insurance rates in Lakehead, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lakehead, California. Many local factors may affect your Lakehead auto insurance rates.

Lakehead Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lakehead, California commute length is 19.2 minutes according to City-Data.

Compare Lakehead, California Auto Insurance Quotes

Before you buy Lakehead, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lakehead, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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