Best Cheap Auto Insurance in Lake Wilson, MN (2021)

The average Lake Wilson, MN auto insurance rates are $339 per month. The minimum auto insurance in Lake Wilson is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Lake Wilson, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Lake Wilson for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Lake Wilson, Minnesota is 30/60/10
  • The cheapest auto insurance company in Lake Wilson is State Farm

Lake Wilson, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Lake Wilson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lake Wilson, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Lake Wilson to other Minnesota cities, including Rochester auto insurance rates, Minneapolis auto insurance rates, and Woodbury auto insurance rates to see how Lake Wilson, Minnesota auto insurance rates stack up.

Before you buy Lake Wilson, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lake Wilson, Minnesota auto insurance quotes.

Minimum Auto Insurance in Lake Wilson, Minnesota

Lake Wilson, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lake Wilson, Minnesota.

Minimum Required Auto Insurance Coverage in Lake Wilson, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lake Wilson, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lake Wilson, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Wilson, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,801 $2,801 $2,694 $2,694 $6,399 $9,271 $3,411 $3,579
American Family $1,959 $1,959 $1,777 $1,777 $5,302 $7,684 $1,959 $2,211
Farmers $1,623 $1,620 $1,558 $1,654 $4,648 $4,692 $2,128 $2,039
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,832 $1,849 $1,630 $1,733 $4,650 $5,685 $2,147 $2,243
State Farm $1,356 $1,356 $1,200 $1,200 $2,859 $3,525 $1,570 $1,299
USAA $1,904 $1,897 $1,728 $1,737 $5,013 $5,516 $2,493 $2,666

Cheap Lake Wilson, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lake Wilson, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Lake Wilson, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Lake Wilson, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,399 $9,271
American Family $5,302 $7,684
Farmers $4,648 $4,692
GEICO $5,064 $6,431
Liberty Mutual $17,050 $25,601
Nationwide $4,650 $5,685
State Farm $2,859 $3,525
USAA $5,013 $5,516

Cheap Lake Wilson, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Lake Wilson, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lake Wilson, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,694 $2,694
American Family $1,777 $1,777
Farmers $1,558 $1,654
GEICO $2,313 $2,248
Liberty Mutual $8,564 $8,564
Nationwide $1,630 $1,733
State Farm $1,200 $1,200
USAA $1,728 $1,737

Cheap Lake Wilson, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lake Wilson, Minnesota compared to the annual auto insurance rates with a clean record in Lake Wilson, Minnesota.

Annual Lake Wilson, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,060 $4,432 $5,325 $4,008
American Family $2,054 $3,788 $4,144 $2,328
Farmers $2,141 $2,690 $2,724 $2,425
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,161 $2,866 $3,297 $2,560
State Farm $1,657 $1,934 $1,796 $1,796
USAA $2,131 $2,706 $4,100 $2,539

Cheap Lake Wilson, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lake Wilson, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Lake Wilson, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Lake Wilson, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,325
American Family $4,144
Farmers $2,724
GEICO $5,005
Liberty Mutual $17,909
Nationwide $3,297
State Farm $1,796
USAA $4,100

Cheap Lake Wilson, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lake Wilson, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lake Wilson, Minnesota

Insurance Company Poor Fair Good
Allstate $6,170 $3,346 $3,103
American Family $4,165 $2,804 $2,267
Farmers $3,123 $2,255 $2,107
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,232 $2,611 $2,320
State Farm $2,617 $1,601 $1,168
USAA $4,516 $2,193 $1,898

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Cheap Lake Wilson, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lake Wilson, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Lake Wilson, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lake Wilson, Minnesota

ZIP Code Average Annual Rates
56151 $3,104

Cheap Lake Wilson, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Lake Wilson, Minnesota auto insurance. Find the cheapest annual Lake Wilson, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lake Wilson, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,206 $4,206
American Family $3,043 $3,114
Farmers $2,495 $2,495
GEICO $3,144 $3,229
Liberty Mutual $11,863 $12,582
Nationwide $2,721 $2,721
State Farm $1,748 $1,843
USAA $2,831 $2,907

Cheap Lake Wilson, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lake Wilson, Minnesota? Check out the comparison of annual Lake Wilson, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Wilson, Minnesota

Insurance Company Low Medium High
Allstate $4,150 $4,202 $4,267
American Family $3,067 $3,163 $3,006
Farmers $2,397 $2,506 $2,583
GEICO $3,092 $3,185 $3,283
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,584 $2,738 $2,841
State Farm $1,731 $1,800 $1,856
USAA $2,788 $2,867 $2,953

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Best By Category: Cheapest Auto Insurance in Lake Wilson, Minnesota

Compare the cheapest auto insurance companies in Lake Wilson, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lake Wilson, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Lake Wilson, Minnesota Auto Insurance Companies

What auto insurance companies in Lake Wilson, Minnesota are the cheapest? Compare the top Lake Wilson, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lake Wilson, Minnesota

Insurance Company Average Annual Rates
Allstate $4,206
American Family $3,078
Farmers $2,495
GEICO $3,186
Liberty Mutual $12,222
Nationwide $2,721
State Farm $1,796
USAA $2,869

What affects auto insurance rates in Lake Wilson, Minnesota?

There are a lot of reasons why auto insurance rates in Lake Wilson, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lake Wilson, Minnesota. Many local factors may affect your Lake Wilson auto insurance rates.

Lake Wilson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lake Wilson, Minnesota commute length is 24.6 minutes according to City-Data.

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Compare Lake Wilson, Minnesota Auto Insurance Quotes

Before you buy Lake Wilson, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lake Wilson, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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