Best Cheap Auto Insurance in Lake Monroe, FL (2021)

The average Lake Monroe, FL auto insurance rates are $347 per month. The minimum auto insurance in Lake Monroe is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Lake Monroe, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Lake Monroe, FL for senior drivers are $2,523 per year
  • The minimum auto insurance required in Lake Monroe, Florida is 10/20/10
  • The cheapest auto insurance company in Lake Monroe is USAA

Lake Monroe, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Lake Monroe can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lake Monroe, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Lake Monroe to other Florida cities, including Hialeah auto insurance rates, Tallahassee auto insurance rates, and Tampa auto insurance rates to see how Lake Monroe, Florida auto insurance rates stack up.

Before you buy Lake Monroe, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lake Monroe, Florida auto insurance quotes.

Minimum Auto Insurance in Lake Monroe, Florida

Lake Monroe, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lake Monroe, Florida.

Minimum Required Auto Insurance Coverage in Lake Monroe, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lake Monroe, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lake Monroe, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Monroe, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,144 $3,955 $3,606 $3,657 $14,132 $15,311 $4,114 $4,166
GEICO $2,783 $2,792 $2,607 $2,607 $4,978 $6,219 $3,062 $3,096
Liberty Mutual $3,147 $3,147 $2,891 $2,891 $6,564 $10,070 $3,147 $4,240
Nationwide $2,622 $2,588 $2,345 $2,424 $6,256 $7,694 $2,883 $2,998
Progressive $3,298 $3,127 $2,849 $3,039 $9,317 $10,173 $3,987 $3,825
State Farm $1,929 $1,929 $1,753 $1,753 $5,666 $7,244 $2,143 $2,301
USAA $1,560 $1,533 $1,460 $1,445 $5,345 $6,195 $1,947 $2,099

Cheap Lake Monroe, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lake Monroe, Florida is a challenge. Take a look at the annual teen auto insurance rates in Lake Monroe, Florida.

Annual Auto Insurance Rates for Teen Drivers in Lake Monroe, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,132 $15,311
GEICO $4,978 $6,219
Liberty Mutual $6,564 $10,070
Nationwide $6,256 $7,694
Progressive $9,317 $10,173
State Farm $5,666 $7,244
USAA $5,345 $6,195

Cheap Lake Monroe, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Lake Monroe, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lake Monroe, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,606 $3,657
GEICO $2,607 $2,607
Liberty Mutual $2,891 $2,891
Nationwide $2,345 $2,424
Progressive $2,849 $3,039
State Farm $1,753 $1,753
USAA $1,460 $1,445

Cheap Lake Monroe, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lake Monroe, Florida compared to the annual auto insurance rates with a clean record in Lake Monroe, Florida.

Annual Lake Monroe, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,731 $6,861 $7,598 $6,353
GEICO $2,440 $3,128 $4,673 $3,830
Liberty Mutual $3,270 $4,228 $6,107 $4,444
Nationwide $3,186 $3,492 $4,692 $3,535
Progressive $3,906 $5,786 $4,869 $5,248
State Farm $2,824 $3,355 $3,090 $3,090
USAA $2,110 $2,608 $3,860 $2,213

Cheap Lake Monroe, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lake Monroe, Florida is not easy. Compare the annual rates for DUI auto insurance in Lake Monroe, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Lake Monroe, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,598
GEICO $4,673
Liberty Mutual $6,107
Nationwide $4,692
Progressive $4,869
State Farm $3,090
USAA $3,860

Cheap Lake Monroe, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lake Monroe, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lake Monroe, Florida

Insurance Company Poor Fair Good
Allstate $9,298 $5,862 $4,747
GEICO $5,137 $3,098 $2,318
Liberty Mutual $5,792 $4,269 $3,475
Nationwide $4,654 $3,425 $3,099
Progressive $6,452 $4,579 $3,825
State Farm $4,228 $2,771 $2,271
USAA $4,393 $2,145 $1,556

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Cheap Lake Monroe, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lake Monroe, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Lake Monroe, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lake Monroe, Florida

ZIP Code Average Annual Rates
32747 $3,201

Cheap Lake Monroe, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Lake Monroe, Florida auto insurance. Find the cheapest annual Lake Monroe, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lake Monroe, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,446 $6,825
GEICO $3,501 $3,535
Liberty Mutual $4,369 $4,656
Nationwide $3,726 $3,726
Progressive $4,952 $4,952
State Farm $2,985 $3,195
USAA $2,667 $2,729

Cheap Lake Monroe, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lake Monroe, Florida? Check out the comparison of annual Lake Monroe, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Monroe, Florida

Insurance Company Low Medium High
Allstate $5,123 $6,979 $7,805
GEICO $2,865 $3,645 $4,043
Liberty Mutual $4,150 $4,577 $4,809
Nationwide $2,937 $3,875 $4,366
Progressive $4,171 $5,065 $5,621
State Farm $2,623 $3,167 $3,480
USAA $2,338 $2,791 $2,965

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Best By Category: Cheapest Auto Insurance in Lake Monroe, Florida

Compare the cheapest auto insurance companies in Lake Monroe, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lake Monroe, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lake Monroe, Florida Auto Insurance Companies

What auto insurance companies in Lake Monroe, Florida are the cheapest? Compare the top Lake Monroe, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lake Monroe, Florida

Insurance Company Average Annual Rates
Allstate $6,636
GEICO $3,518
Liberty Mutual $4,512
Nationwide $3,726
Progressive $4,952
State Farm $3,090
USAA $2,698

Compare Lake Monroe, Florida Auto Insurance Quotes

Before you buy Lake Monroe, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lake Monroe, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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