Best Cheap Auto Insurance in Lake Mills, WI (2021)

The average Lake Mills, WI auto insurance rates are $224 per month. The minimum auto insurance in Lake Mills is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Lake Mills, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in Lake Mills is 27.5 minutes
  • The most expensive auto insurance company in Lake Mills for teen drivers is Farmers
  • Average auto insurance rates in Lake Mills, WI for senior drivers are $1,471 per year

Lake Mills, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Lake Mills can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lake Mills, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Lake Mills to other Wisconsin cities, including Madison auto insurance rates, Racine auto insurance rates, and Janesville auto insurance rates to see how Lake Mills, Wisconsin auto insurance rates stack up.

Before you buy Lake Mills, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lake Mills, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Lake Mills, Wisconsin

Lake Mills, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lake Mills, Wisconsin.

Minimum Required Auto Insurance Coverage in Lake Mills, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lake Mills, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lake Mills, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Mills, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,204 $1,936 $2,133 $6,799 $8,677 $2,126 $2,312
American Family $891 $928 $857 $860 $2,836 $3,111 $1,060 $1,126
Farmers $1,766 $1,766 $1,561 $1,657 $8,592 $8,914 $2,012 $2,107
GEICO $1,129 $1,248 $1,180 $1,360 $3,771 $4,058 $1,044 $1,070
Liberty Mutual $1,663 $1,807 $1,340 $1,518 $6,246 $6,999 $1,762 $1,897
Nationwide $3,143 $3,301 $2,616 $2,751 $6,584 $10,130 $3,836 $4,518
Progressive $1,447 $1,364 $1,186 $1,245 $5,746 $6,462 $1,731 $1,877
State Farm $1,149 $1,149 $1,029 $1,029 $3,382 $4,259 $1,298 $1,490
USAA $1,212 $1,207 $1,103 $1,118 $3,109 $3,594 $1,567 $1,714

Cheap Lake Mills, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lake Mills, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Lake Mills, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Lake Mills, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,799 $8,677
American Family $2,836 $3,111
Farmers $8,592 $8,914
GEICO $3,771 $4,058
Liberty Mutual $6,246 $6,999
Nationwide $6,584 $10,130
Progressive $5,746 $6,462
State Farm $3,382 $4,259
USAA $3,109 $3,594

Cheap Lake Mills, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Lake Mills, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lake Mills, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $2,133
American Family $857 $860
Farmers $1,561 $1,657
GEICO $1,180 $1,360
Liberty Mutual $1,340 $1,518
Nationwide $2,616 $2,751
Progressive $1,186 $1,245
State Farm $1,029 $1,029
USAA $1,103 $1,118

Cheap Lake Mills, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lake Mills, Wisconsin compared to the annual auto insurance rates with a clean record in Lake Mills, Wisconsin.

Annual Lake Mills, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,882 $3,963 $3,710 $3,585
American Family $1,396 $1,480 $1,480 $1,480
Farmers $3,090 $3,910 $3,694 $3,493
GEICO $1,285 $2,083 $2,400 $1,663
Liberty Mutual $2,202 $3,183 $3,271 $2,959
Nationwide $3,898 $4,508 $5,525 $4,508
Progressive $2,406 $2,931 $2,503 $2,690
State Farm $1,693 $2,003 $1,848 $1,848
USAA $1,432 $1,806 $2,439 $1,634

Cheap Lake Mills, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lake Mills, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Lake Mills, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Lake Mills, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,710
American Family $1,480
Farmers $3,694
GEICO $2,400
Liberty Mutual $3,271
Nationwide $5,525
Progressive $2,503
State Farm $1,848
USAA $2,439

Cheap Lake Mills, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lake Mills, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lake Mills, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,635 $3,197 $2,774
American Family $1,958 $1,285 $1,134
Farmers $4,002 $3,394 $3,245
GEICO $2,434 $1,740 $1,399
Liberty Mutual $4,175 $2,543 $1,994
Nationwide $5,182 $4,324 $4,324
Progressive $2,976 $2,547 $2,374
State Farm $2,756 $1,583 $1,206
USAA $2,803 $1,488 $1,191

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Cheap Lake Mills, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lake Mills, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Lake Mills, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lake Mills, Wisconsin

ZIP Code Average Annual Rates
53551 $2,633

Cheap Lake Mills, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Lake Mills, Wisconsin auto insurance. Find the cheapest annual Lake Mills, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lake Mills, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,451 $3,620
American Family $1,434 $1,484
Farmers $3,547 $3,547
GEICO $1,821 $1,894
Liberty Mutual $2,904 $2,904
Nationwide $4,610 $4,610
Progressive $2,632 $2,632
State Farm $1,803 $1,894
USAA $1,804 $1,851

Cheap Lake Mills, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lake Mills, Wisconsin? Check out the comparison of annual Lake Mills, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Mills, Wisconsin

Insurance Company Low Medium High
Allstate $3,399 $3,527 $3,679
American Family $1,434 $1,472 $1,470
Farmers $3,258 $3,518 $3,865
GEICO $1,727 $1,857 $1,989
Liberty Mutual $2,623 $2,932 $3,157
Nationwide $4,459 $4,608 $4,763
Progressive $2,446 $2,657 $2,794
State Farm $1,742 $1,854 $1,949
USAA $1,756 $1,829 $1,897

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Best By Category: Cheapest Auto Insurance in Lake Mills, Wisconsin

Compare the cheapest auto insurance companies in Lake Mills, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lake Mills, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Lake Mills, Wisconsin Auto Insurance Companies

What auto insurance companies in Lake Mills, Wisconsin are the cheapest? Compare the top Lake Mills, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lake Mills, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,535
American Family $1,459
Farmers $3,547
GEICO $1,858
Liberty Mutual $2,904
Nationwide $4,610
Progressive $2,632
State Farm $1,848
USAA $1,828

What affects auto insurance rates in Lake Mills, Wisconsin?

There are a lot of reasons why auto insurance rates in Lake Mills, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lake Mills, Wisconsin. Many local factors may affect your Lake Mills auto insurance rates.

Lake Mills Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lake Mills, Wisconsin auto theft statistics, there have been 0 auto thefts in the city.

Lake Mills Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lake Mills, Wisconsin commute length is 27.5 minutes according to City-Data.

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Compare Lake Mills, Wisconsin Auto Insurance Quotes

Before you buy Lake Mills, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lake Mills, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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