Best Cheap Auto Insurance in Lake Jackson, TX (2021)

The average Lake Jackson, TX auto insurance rates are $318 per month. The minimum auto insurance in Lake Jackson is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Lake Jackson, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Lake Jackson, TX for senior drivers are $2,322 per year
  • The average commute length in Lake Jackson is 20.4 minutes
  • The minimum auto insurance required in Lake Jackson, Texas is 30/60/25

Lake Jackson, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Lake Jackson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lake Jackson, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Lake Jackson to other Texas cities, including Laredo auto insurance rates, Plano auto insurance rates, and San Antonio auto insurance rates to see how Lake Jackson, Texas auto insurance rates stack up.

Before you buy Lake Jackson, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lake Jackson, Texas auto insurance quotes.

Minimum Auto Insurance in Lake Jackson, Texas

Lake Jackson, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lake Jackson, Texas.

Minimum Required Auto Insurance Coverage in Lake Jackson, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lake Jackson, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lake Jackson, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Jackson, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,501 $3,520 $3,452 $3,452 $9,413 $11,330 $4,323 $4,487
American Family $2,782 $3,129 $2,680 $3,100 $7,981 $10,359 $4,115 $4,687
GEICO $2,510 $2,719 $2,433 $2,774 $5,572 $5,787 $2,721 $2,711
Nationwide $2,324 $2,361 $2,055 $2,173 $6,629 $8,499 $2,735 $2,956
Progressive $2,319 $2,206 $2,056 $2,101 $9,434 $10,509 $2,738 $2,776
State Farm $1,839 $1,839 $1,638 $1,638 $4,422 $5,637 $2,000 $2,060
USAA $1,549 $1,555 $1,486 $1,471 $4,387 $4,762 $2,063 $2,201

Cheap Lake Jackson, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lake Jackson, Texas is a challenge. Take a look at the annual teen auto insurance rates in Lake Jackson, Texas.

Annual Auto Insurance Rates for Teen Drivers in Lake Jackson, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,413 $11,330
American Family $7,981 $10,359
GEICO $5,572 $5,787
Nationwide $6,629 $8,499
Progressive $9,434 $10,509
State Farm $4,422 $5,637
USAA $4,387 $4,762

Cheap Lake Jackson, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Lake Jackson, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lake Jackson, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,452 $3,452
American Family $2,680 $3,100
GEICO $2,433 $2,774
Nationwide $2,055 $2,173
Progressive $2,056 $2,101
State Farm $1,638 $1,638
USAA $1,486 $1,471

Cheap Lake Jackson, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lake Jackson, Texas compared to the annual auto insurance rates with a clean record in Lake Jackson, Texas.

Annual Lake Jackson, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,176 $6,547 $6,839 $4,176
American Family $4,414 $5,642 $4,947 $4,414
GEICO $2,887 $3,834 $3,177 $3,715
Nationwide $3,226 $3,226 $4,772 $3,641
Progressive $3,725 $4,795 $4,353 $4,196
State Farm $2,338 $2,685 $3,175 $2,338
USAA $1,811 $2,682 $3,165 $2,079

Cheap Lake Jackson, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lake Jackson, Texas is not easy. Compare the annual rates for DUI auto insurance in Lake Jackson, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Lake Jackson, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,839
American Family $4,947
GEICO $3,177
Nationwide $4,772
Progressive $4,353
State Farm $3,175
USAA $3,165

Cheap Lake Jackson, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lake Jackson, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lake Jackson, Texas

Insurance Company Poor Fair Good
Allstate $6,897 $5,065 $4,343
American Family $6,555 $4,273 $3,734
GEICO $5,258 $2,973 $1,980
Nationwide $4,455 $3,582 $3,112
Progressive $4,820 $4,146 $3,835
State Farm $3,728 $2,323 $1,852
USAA $3,559 $2,072 $1,672

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Cheap Lake Jackson, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lake Jackson, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Lake Jackson, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lake Jackson, Texas

ZIP Code Average Annual Rates
77566 $5,669

Cheap Lake Jackson, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Lake Jackson, Texas auto insurance. Find the cheapest annual Lake Jackson, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lake Jackson, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,298 $5,571
American Family $4,854 $4,854
GEICO $3,341 $3,465
Nationwide $3,716 $3,716
Progressive $4,267 $4,267
State Farm $2,634 $2,634
USAA $2,404 $2,465

Cheap Lake Jackson, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lake Jackson, Texas? Check out the comparison of annual Lake Jackson, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Jackson, Texas

Insurance Company Low Medium High
Allstate $5,308 $5,387 $5,609
American Family $4,446 $4,638 $5,478
GEICO $3,219 $3,360 $3,631
Nationwide $3,996 $3,558 $3,595
Progressive $4,054 $4,245 $4,503
State Farm $2,494 $2,627 $2,781
USAA $2,343 $2,423 $2,537

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Best By Category: Cheapest Auto Insurance in Lake Jackson, Texas

Compare the cheapest auto insurance companies in Lake Jackson, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lake Jackson, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Lake Jackson, Texas Auto Insurance Companies

What auto insurance companies in Lake Jackson, Texas are the cheapest? Compare the top Lake Jackson, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lake Jackson, Texas

Insurance Company Average Annual Rates
Allstate $5,435
American Family $4,854
GEICO $3,403
Nationwide $3,716
Progressive $4,267
State Farm $2,634
USAA $2,434

What affects auto insurance rates in Lake Jackson, Texas?

There are a lot of reasons why auto insurance rates in Lake Jackson, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lake Jackson, Texas. Many local factors may affect your Lake Jackson auto insurance rates.

Lake Jackson Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lake Jackson, Texas auto theft statistics, there have been 33 auto thefts in the city.

Lake Jackson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lake Jackson, Texas commute length is 20.4 minutes according to City-Data.

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Compare Lake Jackson, Texas Auto Insurance Quotes

Before you buy Lake Jackson, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lake Jackson, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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