Best Cheap Auto Insurance in Lake Holiday, IL (2021)

The average Lake Holiday, IL auto insurance rates are $261 per month. The minimum auto insurance in Lake Holiday is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Lake Holiday, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Lake Holiday, IL for senior drivers are $1,793 per year
  • The cheapest auto insurance company in Lake Holiday is Liberty Mutual
  • The average commute length in Lake Holiday is 36.4 minutes

Lake Holiday, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Lake Holiday can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lake Holiday, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Lake Holiday to other Illinois cities, including Springfield auto insurance rates, Waukegan auto insurance rates, and Elgin auto insurance rates to see how Lake Holiday, Illinois auto insurance rates stack up.

Before you buy Lake Holiday, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lake Holiday, Illinois auto insurance quotes.

Minimum Auto Insurance in Lake Holiday, Illinois

Lake Holiday, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lake Holiday, Illinois.

Minimum Required Auto Insurance Coverage in Lake Holiday, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Lake Holiday, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lake Holiday, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Holiday, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,452 $3,467 $3,616 $3,616 $9,033 $11,750 $4,154 $4,491
American Family $2,232 $2,232 $2,047 $2,047 $6,364 $8,798 $2,232 $2,881
Farmers $2,318 $2,315 $2,055 $2,175 $10,027 $10,443 $2,650 $2,770
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,325 $1,428 $1,103 $1,230 $4,425 $4,916 $1,385 $1,460
Nationwide $1,783 $1,810 $1,591 $1,681 $4,888 $6,259 $2,077 $2,246
Progressive $1,860 $1,753 $1,535 $1,605 $6,838 $7,675 $2,215 $2,401
State Farm $1,383 $1,383 $1,238 $1,238 $3,975 $5,038 $1,563 $1,796
Travelers $1,555 $1,639 $1,433 $1,526 $4,632 $5,857 $1,644 $1,731
USAA $1,600 $1,645 $1,486 $1,482 $4,980 $5,522 $2,110 $2,346

Cheap Lake Holiday, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lake Holiday, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Lake Holiday, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Lake Holiday, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,033 $11,750
American Family $6,364 $8,798
Farmers $10,027 $10,443
GEICO $4,524 $4,715
Liberty Mutual $4,425 $4,916
Nationwide $4,888 $6,259
Progressive $6,838 $7,675
State Farm $3,975 $5,038
Travelers $4,632 $5,857
USAA $4,980 $5,522

Cheap Lake Holiday, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Lake Holiday, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lake Holiday, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,616 $3,616
American Family $2,047 $2,047
Farmers $2,055 $2,175
GEICO $1,429 $1,724
Liberty Mutual $1,103 $1,230
Nationwide $1,591 $1,681
Progressive $1,535 $1,605
State Farm $1,238 $1,238
Travelers $1,433 $1,526
USAA $1,486 $1,482

Cheap Lake Holiday, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lake Holiday, Illinois compared to the annual auto insurance rates with a clean record in Lake Holiday, Illinois.

Annual Lake Holiday, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,865 $6,644 $6,169 $5,111
American Family $2,648 $3,768 $4,998 $3,003
Farmers $3,665 $4,731 $4,613 $4,368
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,797 $2,553 $2,244 $2,042
Nationwide $2,255 $2,910 $3,416 $2,586
Progressive $2,665 $3,962 $2,952 $3,363
State Farm $2,011 $2,392 $2,202 $2,202
Travelers $1,986 $2,607 $2,922 $2,493
USAA $1,898 $2,702 $3,703 $2,283

Cheap Lake Holiday, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lake Holiday, Illinois is not easy. Compare the annual rates for DUI auto insurance in Lake Holiday, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Lake Holiday, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,169
American Family $4,998
Farmers $4,613
GEICO $3,243
Liberty Mutual $2,244
Nationwide $3,416
Progressive $2,952
State Farm $2,202
Travelers $2,922
USAA $3,703

Cheap Lake Holiday, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lake Holiday, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lake Holiday, Illinois

Insurance Company Poor Fair Good
Allstate $6,946 $5,011 $4,386
American Family $4,786 $3,264 $2,762
Farmers $4,934 $4,150 $3,948
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,050 $1,908 $1,519
Nationwide $3,326 $2,691 $2,358
Progressive $3,681 $3,130 $2,895
State Farm $3,198 $1,918 $1,489
Travelers $3,046 $2,464 $1,997
USAA $3,539 $2,416 $1,985

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Cheap Lake Holiday, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lake Holiday, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Lake Holiday, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lake Holiday, Illinois

ZIP Code Average Annual Rates
60548 $3,081
60552 $3,094

Cheap Lake Holiday, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Lake Holiday, Illinois auto insurance. Find the cheapest annual Lake Holiday, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lake Holiday, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,447 $5,447
American Family $3,558 $3,650
Farmers $4,344 $4,344
GEICO $2,338 $2,425
Liberty Mutual $2,159 $2,159
Nationwide $2,792 $2,792
Progressive $3,235 $3,235
State Farm $2,146 $2,257
Travelers $2,404 $2,600
USAA $2,572 $2,721

Cheap Lake Holiday, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lake Holiday, Illinois? Check out the comparison of annual Lake Holiday, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Holiday, Illinois

Insurance Company Low Medium High
Allstate $5,273 $5,442 $5,627
American Family $3,462 $3,737 $3,613
Farmers $4,134 $4,243 $4,655
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,041 $2,154 $2,281
Nationwide $2,749 $2,820 $2,806
Progressive $2,961 $3,227 $3,518
State Farm $2,078 $2,204 $2,322
Travelers $2,330 $2,499 $2,677
USAA $2,479 $2,643 $2,817

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Best By Category: Cheapest Auto Insurance in Lake Holiday, Illinois

Compare the cheapest auto insurance companies in Lake Holiday, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lake Holiday, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Lake Holiday, Illinois Auto Insurance Companies

What auto insurance companies in Lake Holiday, Illinois are the cheapest? Compare the top Lake Holiday, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lake Holiday, Illinois

Insurance Company Average Annual Rates
Allstate $5,447
American Family $3,604
Farmers $4,344
GEICO $2,382
Liberty Mutual $2,159
Nationwide $2,792
Progressive $3,235
State Farm $2,202
Travelers $2,502
USAA $2,647

What affects auto insurance rates in Lake Holiday, Illinois?

There are a lot of reasons why auto insurance rates in Lake Holiday, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lake Holiday, Illinois. Many local factors may affect your Lake Holiday auto insurance rates.

Lake Holiday Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lake Holiday, Illinois commute length is 36.4 minutes according to City-Data.

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Compare Lake Holiday, Illinois Auto Insurance Quotes

Before you buy Lake Holiday, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lake Holiday, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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