Best Cheap Auto Insurance in Lake Forest Park, WA (2021)

The average Lake Forest Park, WA auto insurance rates are $301 per month. The minimum auto insurance in Lake Forest Park is at least 25/50/10 in coverage to comply with Washington auto insurance laws. To find the best cheap auto insurance in Lake Forest Park, Washington, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lake Forest Park, Washington is 25/50/10
  • The most expensive auto insurance company in Lake Forest Park for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Lake Forest Park is USAA

Lake Forest Park, Washington auto insurance requirements are 25/50/10 according to Washington auto insurance laws. Finding cheap auto insurance in Lake Forest Park can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lake Forest Park, Washington, including driving record, credit, commute time, and more.

Compare auto insurance in Lake Forest Park to other Washington cities, including Seattle auto insurance rates, Spokane Valley auto insurance rates, and Tacoma auto insurance rates to see how Lake Forest Park, Washington auto insurance rates stack up.

Before you buy Lake Forest Park, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lake Forest Park, Washington auto insurance quotes.

Minimum Auto Insurance in Lake Forest Park, Washington

Lake Forest Park, Washington auto insurance laws require that you have at least the Washington minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lake Forest Park, Washington.

Minimum Required Auto Insurance Coverage in Lake Forest Park, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lake Forest Park, Washington Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lake Forest Park, Washington are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Forest Park, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,481 $2,446 $2,300 $2,416 $9,251 $10,748 $2,630 $2,726
American Family $2,306 $2,306 $2,107 $2,107 $8,901 $12,126 $2,306 $3,080
Farmers $2,732 $2,808 $2,500 $2,855 $6,388 $6,883 $3,454 $3,555
GEICO $1,933 $1,967 $1,810 $1,810 $4,273 $5,567 $3,306 $2,379
Liberty Mutual $2,107 $2,295 $1,872 $2,191 $11,991 $13,215 $2,234 $2,427
Nationwide $1,716 $1,754 $1,592 $1,658 $4,792 $5,834 $2,067 $2,230
Progressive $1,786 $1,665 $1,617 $1,635 $9,192 $10,278 $2,132 $2,113
State Farm $1,940 $1,940 $1,751 $1,751 $5,711 $7,223 $2,212 $2,544
USAA $1,218 $1,200 $1,181 $1,178 $5,404 $6,359 $1,543 $1,689

Cheap Lake Forest Park, Washington Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lake Forest Park, Washington is a challenge. Take a look at the annual teen auto insurance rates in Lake Forest Park, Washington.

Annual Auto Insurance Rates for Teen Drivers in Lake Forest Park, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,251 $10,748
American Family $8,901 $12,126
Farmers $6,388 $6,883
GEICO $4,273 $5,567
Liberty Mutual $11,991 $13,215
Nationwide $4,792 $5,834
Progressive $9,192 $10,278
State Farm $5,711 $7,223
USAA $5,404 $6,359

Cheap Lake Forest Park, Washington Auto Insurance for Seniors

What are senior auto insurance rates in Lake Forest Park, Washington? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lake Forest Park, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,300 $2,416
American Family $2,107 $2,107
Farmers $2,500 $2,855
GEICO $1,810 $1,810
Liberty Mutual $1,872 $2,191
Nationwide $1,592 $1,658
Progressive $1,617 $1,635
State Farm $1,751 $1,751
USAA $1,181 $1,178

Cheap Lake Forest Park, Washington Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lake Forest Park, Washington compared to the annual auto insurance rates with a clean record in Lake Forest Park, Washington.

Annual Lake Forest Park, Washington Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,647 $4,605 $5,140 $4,107
American Family $3,523 $4,527 $5,240 $4,330
Farmers $3,227 $4,033 $4,311 $4,018
GEICO $2,225 $2,843 $4,229 $2,225
Liberty Mutual $4,083 $5,152 $5,253 $4,679
Nationwide $2,095 $2,848 $3,584 $2,294
Progressive $3,073 $4,844 $3,582 $3,710
State Farm $2,842 $3,426 $3,134 $3,134
USAA $1,811 $2,632 $3,300 $2,143

Cheap Lake Forest Park, Washington Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lake Forest Park, Washington is not easy. Compare the annual rates for DUI auto insurance in Lake Forest Park, Washington to find the best deal.

Annual Auto Insurance Rates After a DUI in Lake Forest Park, Washington

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,140
American Family $5,240
Farmers $4,311
GEICO $4,229
Liberty Mutual $5,253
Nationwide $3,584
Progressive $3,582
State Farm $3,134
USAA $3,300

Cheap Lake Forest Park, Washington Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lake Forest Park, Washington annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lake Forest Park, Washington

Insurance Company Poor Fair Good
Allstate $5,401 $4,160 $3,563
American Family $5,200 $4,246 $3,769
Farmers $4,720 $3,610 $3,360
GEICO $3,429 $2,743 $2,469
Liberty Mutual $6,851 $4,220 $3,303
Nationwide $3,232 $2,528 $2,355
Progressive $4,176 $3,740 $3,490
State Farm $4,555 $2,729 $2,118
USAA $3,115 $2,287 $2,013

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Cheap Lake Forest Park, Washington Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lake Forest Park, Washington can vary. Compare the annual cost of auto insurance by ZIP code in Lake Forest Park, Washington to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lake Forest Park, Washington

ZIP Code Average Annual Rates
98155 $3,614

Cheap Lake Forest Park, Washington Auto Insurance Rates By Commute

Commute length and annual mileage affect Lake Forest Park, Washington auto insurance. Find the cheapest annual Lake Forest Park, Washington auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lake Forest Park, Washington

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,375 $4,375
American Family $4,316 $4,494
Farmers $3,897 $3,897
GEICO $2,844 $2,917
Liberty Mutual $4,791 $4,791
Nationwide $2,705 $2,705
Progressive $3,802 $3,802
State Farm $3,047 $3,221
USAA $2,447 $2,496

Cheap Lake Forest Park, Washington Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lake Forest Park, Washington? Check out the comparison of annual Lake Forest Park, Washington auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Forest Park, Washington

Insurance Company Low Medium High
Allstate $4,129 $4,361 $4,634
American Family $4,159 $4,401 $4,655
Farmers $3,600 $3,899 $4,192
GEICO $2,699 $2,884 $3,059
Liberty Mutual $4,530 $4,803 $5,041
Nationwide $2,566 $2,707 $2,844
Progressive $3,417 $3,699 $4,291
State Farm $2,910 $3,150 $3,342
USAA $2,302 $2,472 $2,642

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Best By Category: Cheapest Auto Insurance in Lake Forest Park, Washington

Compare the cheapest auto insurance companies in Lake Forest Park, Washington in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lake Forest Park, Washington

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lake Forest Park, Washington Auto Insurance Companies

What auto insurance companies in Lake Forest Park, Washington are the cheapest? Compare the top Lake Forest Park, Washington auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lake Forest Park, Washington

Insurance Company Average Annual Rates
Allstate $4,375
American Family $4,405
Farmers $3,897
GEICO $2,881
Liberty Mutual $4,791
Nationwide $2,705
Progressive $3,802
State Farm $3,134
USAA $2,472

What affects auto insurance rates in Lake Forest Park, Washington?

There are a lot of reasons why auto insurance rates in Lake Forest Park, Washington are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lake Forest Park, Washington. Many local factors may affect your Lake Forest Park auto insurance rates.

Lake Forest Park Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lake Forest Park, Washington auto theft statistics, there have been 20 auto thefts in the city.

Lake Forest Park Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lake Forest Park, Washington commute length is 32.1 minutes according to City-Data.

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Compare Lake Forest Park, Washington Auto Insurance Quotes

Before you buy Lake Forest Park, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lake Forest Park, Washington auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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