Best Cheap Auto Insurance in Lake Dunlap, TX (2021)

The average Lake Dunlap, TX auto insurance rates are $289 per month. The minimum auto insurance in Lake Dunlap is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Lake Dunlap, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Lake Dunlap for teen drivers is Allstate
  • The cheapest auto insurance company in Lake Dunlap is USAA
  • Average auto insurance rates in Lake Dunlap, TX for senior drivers are $2,114 per year

Lake Dunlap, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Lake Dunlap can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lake Dunlap, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Lake Dunlap to other Texas cities, including Houston auto insurance rates, Dallas auto insurance rates, and Corpus Christi auto insurance rates to see how Lake Dunlap, Texas auto insurance rates stack up.

Before you buy Lake Dunlap, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lake Dunlap, Texas auto insurance quotes.

Minimum Auto Insurance in Lake Dunlap, Texas

Lake Dunlap, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lake Dunlap, Texas.

Minimum Required Auto Insurance Coverage in Lake Dunlap, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lake Dunlap, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lake Dunlap, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Dunlap, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,168 $3,195 $3,125 $3,125 $8,514 $10,281 $3,931 $4,098
American Family $2,425 $2,710 $2,316 $2,660 $6,705 $8,744 $3,531 $4,025
GEICO $2,259 $2,435 $2,184 $2,477 $4,912 $5,071 $2,437 $2,421
Nationwide $1,975 $2,007 $1,751 $1,851 $5,492 $7,040 $2,310 $2,496
Progressive $2,122 $2,022 $1,890 $1,926 $8,776 $9,790 $2,513 $2,558
State Farm $1,965 $1,965 $1,750 $1,750 $4,725 $6,025 $2,137 $2,203
USAA $1,461 $1,464 $1,403 $1,386 $4,149 $4,496 $1,941 $2,066

Cheap Lake Dunlap, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lake Dunlap, Texas is a challenge. Take a look at the annual teen auto insurance rates in Lake Dunlap, Texas.

Annual Auto Insurance Rates for Teen Drivers in Lake Dunlap, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,514 $10,281
American Family $6,705 $8,744
GEICO $4,912 $5,071
Nationwide $5,492 $7,040
Progressive $8,776 $9,790
State Farm $4,725 $6,025
USAA $4,149 $4,496

Cheap Lake Dunlap, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Lake Dunlap, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lake Dunlap, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,125 $3,125
American Family $2,316 $2,660
GEICO $2,184 $2,477
Nationwide $1,751 $1,851
Progressive $1,890 $1,926
State Farm $1,750 $1,750
USAA $1,403 $1,386

Cheap Lake Dunlap, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lake Dunlap, Texas compared to the annual auto insurance rates with a clean record in Lake Dunlap, Texas.

Annual Lake Dunlap, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,810 $5,909 $6,190 $3,810
American Family $3,759 $4,822 $4,218 $3,759
GEICO $2,569 $3,388 $2,836 $3,306
Nationwide $2,709 $2,709 $3,991 $3,053
Progressive $3,451 $4,444 $4,024 $3,880
State Farm $2,499 $2,869 $3,392 $2,499
USAA $1,708 $2,531 $2,984 $1,960

Cheap Lake Dunlap, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lake Dunlap, Texas is not easy. Compare the annual rates for DUI auto insurance in Lake Dunlap, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Lake Dunlap, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,190
American Family $4,218
GEICO $2,836
Nationwide $3,991
Progressive $4,024
State Farm $3,392
USAA $2,984

Cheap Lake Dunlap, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lake Dunlap, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lake Dunlap, Texas

Insurance Company Poor Fair Good
Allstate $6,251 $4,598 $3,940
American Family $5,645 $3,616 $3,157
GEICO $4,659 $2,645 $1,770
Nationwide $3,727 $3,002 $2,616
Progressive $4,447 $3,842 $3,560
State Farm $3,986 $2,481 $1,977
USAA $3,350 $1,956 $1,581

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Cheap Lake Dunlap, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lake Dunlap, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Lake Dunlap, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lake Dunlap, Texas

ZIP Code Average Annual Rates
78130 $5,120

Cheap Lake Dunlap, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Lake Dunlap, Texas auto insurance. Find the cheapest annual Lake Dunlap, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lake Dunlap, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,811 $5,047
American Family $4,139 $4,139
GEICO $2,969 $3,080
Nationwide $3,115 $3,115
Progressive $3,950 $3,950
State Farm $2,815 $2,815
USAA $2,267 $2,324

Cheap Lake Dunlap, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lake Dunlap, Texas? Check out the comparison of annual Lake Dunlap, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Dunlap, Texas

Insurance Company Low Medium High
Allstate $4,836 $4,895 $5,058
American Family $3,858 $3,990 $4,570
GEICO $2,858 $2,986 $3,229
Nationwide $3,353 $2,986 $3,007
Progressive $3,778 $3,932 $4,138
State Farm $2,670 $2,808 $2,967
USAA $2,208 $2,285 $2,394

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Best By Category: Cheapest Auto Insurance in Lake Dunlap, Texas

Compare the cheapest auto insurance companies in Lake Dunlap, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lake Dunlap, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Lake Dunlap, Texas Auto Insurance Companies

What auto insurance companies in Lake Dunlap, Texas are the cheapest? Compare the top Lake Dunlap, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lake Dunlap, Texas

Insurance Company Average Annual Rates
Allstate $4,929
American Family $4,139
GEICO $3,025
Nationwide $3,115
Progressive $3,950
State Farm $2,815
USAA $2,296

What affects auto insurance rates in Lake Dunlap, Texas?

There are a lot of reasons why auto insurance rates in Lake Dunlap, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lake Dunlap, Texas. Many local factors may affect your Lake Dunlap auto insurance rates.

Lake Dunlap Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lake Dunlap, Texas commute length is 23.2 minutes according to City-Data.

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Compare Lake Dunlap, Texas Auto Insurance Quotes

Before you buy Lake Dunlap, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lake Dunlap, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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