Best Cheap Auto Insurance in Lake Arthur, LA (2021)

The average Lake Arthur, LA auto insurance rates are $426 per month. The minimum auto insurance in Lake Arthur is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Lake Arthur, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Lake Arthur is 38.8 minutes
  • The cheapest auto insurance company in Lake Arthur is State Farm
  • The most expensive auto insurance company in Lake Arthur for teen drivers is Progressive

Lake Arthur, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Lake Arthur can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lake Arthur, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Lake Arthur to other Louisiana cities, including New Orleans auto insurance rates, Houma auto insurance rates, and Lafayette auto insurance rates to see how Lake Arthur, Louisiana auto insurance rates stack up.

Before you buy Lake Arthur, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lake Arthur, Louisiana auto insurance quotes.

Minimum Auto Insurance in Lake Arthur, Louisiana

Lake Arthur, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lake Arthur, Louisiana.

Minimum Required Auto Insurance Coverage in Lake Arthur, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lake Arthur, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lake Arthur, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Arthur, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,821 $3,821 $3,945 $3,945 $8,459 $10,707 $4,230 $4,589
GEICO $2,976 $3,425 $3,529 $4,282 $11,174 $11,838 $2,889 $2,817
Progressive $3,617 $3,369 $3,036 $3,275 $14,709 $16,344 $4,141 $4,244
State Farm $2,552 $2,552 $2,352 $2,352 $7,470 $9,339 $2,840 $3,187
USAA $2,491 $2,450 $2,433 $2,411 $7,619 $8,931 $3,072 $3,371

Cheap Lake Arthur, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lake Arthur, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Lake Arthur, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Lake Arthur, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,459 $10,707
GEICO $11,174 $11,838
Progressive $14,709 $16,344
State Farm $7,470 $9,339
USAA $7,619 $8,931

Cheap Lake Arthur, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Lake Arthur, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lake Arthur, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,945 $3,945
GEICO $3,529 $4,282
Progressive $3,036 $3,275
State Farm $2,352 $2,352
USAA $2,433 $2,411

Cheap Lake Arthur, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lake Arthur, Louisiana compared to the annual auto insurance rates with a clean record in Lake Arthur, Louisiana.

Annual Lake Arthur, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,311 $6,558 $5,838 $5,053
GEICO $3,641 $5,901 $7,250 $4,673
Progressive $5,486 $7,390 $7,075 $6,416
State Farm $3,742 $4,419 $4,080 $4,080
USAA $3,120 $4,348 $5,194 $3,727

Cheap Lake Arthur, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lake Arthur, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Lake Arthur, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Lake Arthur, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,838
GEICO $7,250
Progressive $7,075
State Farm $4,080
USAA $5,194

Cheap Lake Arthur, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lake Arthur, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lake Arthur, Louisiana

Insurance Company Poor Fair Good
Allstate $7,144 $4,910 $4,265
GEICO $6,382 $5,539 $4,178
Progressive $7,434 $6,390 $5,952
State Farm $5,632 $3,649 $2,961
USAA $5,645 $3,620 $3,027

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Cheap Lake Arthur, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lake Arthur, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Lake Arthur, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lake Arthur, Louisiana

ZIP Code Average Annual Rates
70549 $4,795

Cheap Lake Arthur, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Lake Arthur, Louisiana auto insurance. Find the cheapest annual Lake Arthur, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lake Arthur, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,440 $5,440
GEICO $5,266 $5,466
Progressive $6,592 $6,592
State Farm $3,978 $4,182
USAA $3,971 $4,223

Cheap Lake Arthur, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lake Arthur, Louisiana? Check out the comparison of annual Lake Arthur, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Arthur, Louisiana

Insurance Company Low Medium High
Allstate $4,769 $5,532 $6,018
GEICO $4,536 $5,388 $6,174
Progressive $5,534 $6,538 $7,703
State Farm $3,511 $4,068 $4,662
USAA $3,541 $4,161 $4,590

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Best By Category: Cheapest Auto Insurance in Lake Arthur, Louisiana

Compare the cheapest auto insurance companies in Lake Arthur, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lake Arthur, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lake Arthur, Louisiana Auto Insurance Companies

What auto insurance companies in Lake Arthur, Louisiana are the cheapest? Compare the top Lake Arthur, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lake Arthur, Louisiana

Insurance Company Average Annual Rates
Allstate $5,440
GEICO $5,366
Progressive $6,592
State Farm $4,080
USAA $4,097

What affects auto insurance rates in Lake Arthur, Louisiana?

There are a lot of reasons why auto insurance rates in Lake Arthur, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lake Arthur, Louisiana. Many local factors may affect your Lake Arthur auto insurance rates.

Lake Arthur Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lake Arthur, Louisiana auto theft statistics, there have been 1 auto thefts in the city.

Lake Arthur Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lake Arthur, Louisiana commute length is 38.8 minutes according to City-Data.

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Compare Lake Arthur, Louisiana Auto Insurance Quotes

Before you buy Lake Arthur, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lake Arthur, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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