Best Cheap Auto Insurance in Lake Alfred, FL (2021)

The average Lake Alfred, FL auto insurance rates are $372 per month. The minimum auto insurance in Lake Alfred is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Lake Alfred, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Lake Alfred, FL for senior drivers are $2,686 per year
  • The minimum auto insurance required in Lake Alfred, Florida is 10/20/10
  • The cheapest auto insurance company in Lake Alfred is USAA

Lake Alfred, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Lake Alfred can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lake Alfred, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Lake Alfred to other Florida cities, including St. Petersburg auto insurance rates, Fort Lauderdale auto insurance rates, and Jacksonville auto insurance rates to see how Lake Alfred, Florida auto insurance rates stack up.

Before you buy Lake Alfred, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lake Alfred, Florida auto insurance quotes.

Minimum Auto Insurance in Lake Alfred, Florida

Lake Alfred, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lake Alfred, Florida.

Minimum Required Auto Insurance Coverage in Lake Alfred, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lake Alfred, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lake Alfred, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Alfred, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,499 $4,280 $3,908 $3,960 $15,640 $16,890 $4,438 $4,488
GEICO $2,728 $2,738 $2,556 $2,556 $4,877 $6,109 $3,003 $3,042
Liberty Mutual $3,404 $3,404 $3,119 $3,119 $7,172 $11,039 $3,404 $4,607
Nationwide $2,856 $2,816 $2,548 $2,635 $6,918 $8,512 $3,145 $3,269
Progressive $3,610 $3,406 $3,102 $3,321 $10,224 $11,169 $4,358 $4,169
State Farm $2,023 $2,023 $1,836 $1,836 $5,912 $7,530 $2,249 $2,405
USAA $1,671 $1,642 $1,564 $1,549 $5,746 $6,671 $2,084 $2,247

Cheap Lake Alfred, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lake Alfred, Florida is a challenge. Take a look at the annual teen auto insurance rates in Lake Alfred, Florida.

Annual Auto Insurance Rates for Teen Drivers in Lake Alfred, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,640 $16,890
GEICO $4,877 $6,109
Liberty Mutual $7,172 $11,039
Nationwide $6,918 $8,512
Progressive $10,224 $11,169
State Farm $5,912 $7,530
USAA $5,746 $6,671

Cheap Lake Alfred, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Lake Alfred, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lake Alfred, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,908 $3,960
GEICO $2,556 $2,556
Liberty Mutual $3,119 $3,119
Nationwide $2,548 $2,635
Progressive $3,102 $3,321
State Farm $1,836 $1,836
USAA $1,564 $1,549

Cheap Lake Alfred, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lake Alfred, Florida compared to the annual auto insurance rates with a clean record in Lake Alfred, Florida.

Annual Lake Alfred, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,246 $7,519 $8,342 $6,945
GEICO $2,402 $3,072 $4,576 $3,755
Liberty Mutual $3,552 $4,599 $6,649 $4,834
Nationwide $3,484 $3,826 $5,166 $3,874
Progressive $4,275 $6,333 $5,328 $5,743
State Farm $2,949 $3,505 $3,227 $3,227
USAA $2,265 $2,799 $4,148 $2,375

Cheap Lake Alfred, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lake Alfred, Florida is not easy. Compare the annual rates for DUI auto insurance in Lake Alfred, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Lake Alfred, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,342
GEICO $4,576
Liberty Mutual $6,649
Nationwide $5,166
Progressive $5,328
State Farm $3,227
USAA $4,148

Cheap Lake Alfred, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lake Alfred, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lake Alfred, Florida

Insurance Company Poor Fair Good
Allstate $10,171 $6,422 $5,197
GEICO $5,030 $3,041 $2,282
Liberty Mutual $6,319 $4,641 $3,765
Nationwide $5,119 $3,752 $3,391
Progressive $7,054 $5,019 $4,187
State Farm $4,418 $2,893 $2,370
USAA $4,700 $2,310 $1,681

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Cheap Lake Alfred, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lake Alfred, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Lake Alfred, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lake Alfred, Florida

ZIP Code Average Annual Rates
33850 $3,441

Cheap Lake Alfred, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Lake Alfred, Florida auto insurance. Find the cheapest annual Lake Alfred, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lake Alfred, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,060 $7,466
GEICO $3,435 $3,468
Liberty Mutual $4,750 $5,067
Nationwide $4,088 $4,088
Progressive $5,420 $5,420
State Farm $3,116 $3,338
USAA $2,864 $2,930

Cheap Lake Alfred, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lake Alfred, Florida? Check out the comparison of annual Lake Alfred, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Alfred, Florida

Insurance Company Low Medium High
Allstate $5,601 $7,643 $8,546
GEICO $2,844 $3,568 $3,941
Liberty Mutual $4,517 $4,982 $5,226
Nationwide $3,250 $4,245 $4,768
Progressive $4,515 $5,548 $6,196
State Farm $2,747 $3,307 $3,626
USAA $2,466 $3,009 $3,216

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Best By Category: Cheapest Auto Insurance in Lake Alfred, Florida

Compare the cheapest auto insurance companies in Lake Alfred, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lake Alfred, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lake Alfred, Florida Auto Insurance Companies

What auto insurance companies in Lake Alfred, Florida are the cheapest? Compare the top Lake Alfred, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lake Alfred, Florida

Insurance Company Average Annual Rates
Allstate $7,263
GEICO $3,451
Liberty Mutual $4,908
Nationwide $4,088
Progressive $5,420
State Farm $3,227
USAA $2,897

What affects auto insurance rates in Lake Alfred, Florida?

There are a lot of reasons why auto insurance rates in Lake Alfred, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lake Alfred, Florida. Many local factors may affect your Lake Alfred auto insurance rates.

Lake Alfred Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lake Alfred, Florida auto theft statistics, there have been 3 auto thefts in the city.

Lake Alfred Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lake Alfred, Florida commute length is 28.4 minutes according to City-Data.

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Compare Lake Alfred, Florida Auto Insurance Quotes

Before you buy Lake Alfred, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lake Alfred, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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