Best Cheap Auto Insurance in Laird Hill, TX (2021)

The average Laird Hill, TX auto insurance rates are $316 per month. The minimum auto insurance in Laird Hill is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Laird Hill, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Laird Hill is USAA
  • The minimum auto insurance required in Laird Hill, Texas is 30/60/25
  • The most expensive auto insurance company in Laird Hill for teen drivers is Progressive

Laird Hill, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Laird Hill can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Laird Hill, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Laird Hill to other Texas cities, including El Paso auto insurance rates, Austin auto insurance rates, and Plano auto insurance rates to see how Laird Hill, Texas auto insurance rates stack up.

Before you buy Laird Hill, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Laird Hill, Texas auto insurance quotes.

Minimum Auto Insurance in Laird Hill, Texas

Laird Hill, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Laird Hill, Texas.

Minimum Required Auto Insurance Coverage in Laird Hill, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Laird Hill, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Laird Hill, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Laird Hill, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,560 $3,591 $3,513 $3,513 $9,380 $11,327 $4,402 $4,587
American Family $2,417 $2,691 $2,274 $2,603 $6,435 $8,406 $3,473 $3,954
GEICO $2,335 $2,531 $2,281 $2,613 $5,111 $5,257 $2,519 $2,484
Nationwide $2,254 $2,291 $1,996 $2,111 $6,345 $8,134 $2,645 $2,858
Progressive $2,487 $2,351 $2,209 $2,252 $10,360 $11,565 $2,934 $2,969
State Farm $2,114 $2,114 $1,880 $1,880 $5,063 $6,453 $2,299 $2,372
USAA $1,682 $1,695 $1,607 $1,597 $4,731 $5,159 $2,246 $2,414

Cheap Laird Hill, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Laird Hill, Texas is a challenge. Take a look at the annual teen auto insurance rates in Laird Hill, Texas.

Annual Auto Insurance Rates for Teen Drivers in Laird Hill, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,380 $11,327
American Family $6,435 $8,406
GEICO $5,111 $5,257
Nationwide $6,345 $8,134
Progressive $10,360 $11,565
State Farm $5,063 $6,453
USAA $4,731 $5,159

Cheap Laird Hill, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Laird Hill, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Laird Hill, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,513 $3,513
American Family $2,274 $2,603
GEICO $2,281 $2,613
Nationwide $1,996 $2,111
Progressive $2,209 $2,252
State Farm $1,880 $1,880
USAA $1,607 $1,597

Cheap Laird Hill, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Laird Hill, Texas compared to the annual auto insurance rates with a clean record in Laird Hill, Texas.

Annual Laird Hill, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,257 $6,575 $6,848 $4,257
American Family $3,683 $4,662 $4,100 $3,683
GEICO $2,667 $3,529 $2,935 $3,435
Nationwide $3,109 $3,109 $4,591 $3,508
Progressive $4,045 $5,236 $4,732 $4,551
State Farm $2,686 $3,080 $3,636 $2,686
USAA $1,969 $2,909 $3,427 $2,261

Cheap Laird Hill, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Laird Hill, Texas is not easy. Compare the annual rates for DUI auto insurance in Laird Hill, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Laird Hill, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,848
American Family $4,100
GEICO $2,935
Nationwide $4,591
Progressive $4,732
State Farm $3,636
USAA $3,427

Cheap Laird Hill, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Laird Hill, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Laird Hill, Texas

Insurance Company Poor Fair Good
Allstate $6,972 $5,107 $4,373
American Family $5,525 $3,501 $3,069
GEICO $4,844 $2,746 $1,835
Nationwide $4,292 $3,448 $2,998
Progressive $5,234 $4,513 $4,176
State Farm $4,283 $2,663 $2,120
USAA $3,883 $2,240 $1,801

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Cheap Laird Hill, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Laird Hill, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Laird Hill, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Laird Hill, Texas

ZIP Code Average Annual Rates
75666 $5,633

Cheap Laird Hill, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Laird Hill, Texas auto insurance. Find the cheapest annual Laird Hill, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Laird Hill, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,349 $5,620
American Family $4,032 $4,032
GEICO $3,083 $3,200
Nationwide $3,579 $3,579
Progressive $4,641 $4,641
State Farm $3,022 $3,022
USAA $2,608 $2,675

Cheap Laird Hill, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Laird Hill, Texas? Check out the comparison of annual Laird Hill, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Laird Hill, Texas

Insurance Company Low Medium High
Allstate $5,363 $5,439 $5,650
American Family $3,736 $3,878 $4,481
GEICO $2,944 $3,091 $3,389
Nationwide $3,836 $3,427 $3,475
Progressive $4,391 $4,615 $4,916
State Farm $2,868 $3,011 $3,186
USAA $2,551 $2,630 $2,743

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Best By Category: Cheapest Auto Insurance in Laird Hill, Texas

Compare the cheapest auto insurance companies in Laird Hill, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Laird Hill, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Laird Hill, Texas Auto Insurance Companies

What auto insurance companies in Laird Hill, Texas are the cheapest? Compare the top Laird Hill, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Laird Hill, Texas

Insurance Company Average Annual Rates
Allstate $5,484
American Family $4,032
GEICO $3,141
Nationwide $3,579
Progressive $4,641
State Farm $3,022
USAA $2,641

Compare Laird Hill, Texas Auto Insurance Quotes

Before you buy Laird Hill, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Laird Hill, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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