Best Cheap Auto Insurance in Lago Vista, TX (2021)

The average Lago Vista, TX auto insurance rates are $314 per month. The minimum auto insurance in Lago Vista is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Lago Vista, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lago Vista, Texas is 30/60/25
  • The cheapest auto insurance company in Lago Vista is USAA
  • Average auto insurance rates in Lago Vista, TX for senior drivers are $2,280 per year

Lago Vista, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Lago Vista can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lago Vista, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Lago Vista to other Texas cities, including El Paso auto insurance rates, San Antonio auto insurance rates, and Fort Worth auto insurance rates to see how Lago Vista, Texas auto insurance rates stack up.

Before you buy Lago Vista, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lago Vista, Texas auto insurance quotes.

Minimum Auto Insurance in Lago Vista, Texas

Lago Vista, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lago Vista, Texas.

Minimum Required Auto Insurance Coverage in Lago Vista, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lago Vista, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lago Vista, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lago Vista, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,472 $3,498 $3,426 $3,426 $9,269 $11,174 $4,293 $4,465
American Family $2,567 $2,877 $2,459 $2,834 $7,202 $9,369 $3,761 $4,285
GEICO $2,411 $2,601 $2,310 $2,624 $5,339 $5,523 $2,617 $2,613
Nationwide $2,023 $2,054 $1,793 $1,894 $5,698 $7,299 $2,374 $2,564
Progressive $2,420 $2,319 $2,149 $2,193 $10,036 $11,196 $2,886 $2,949
State Farm $2,113 $2,113 $1,885 $1,885 $5,142 $6,566 $2,303 $2,372
USAA $1,599 $1,601 $1,531 $1,511 $4,517 $4,899 $2,119 $2,256

Cheap Lago Vista, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lago Vista, Texas is a challenge. Take a look at the annual teen auto insurance rates in Lago Vista, Texas.

Annual Auto Insurance Rates for Teen Drivers in Lago Vista, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,269 $11,174
American Family $7,202 $9,369
GEICO $5,339 $5,523
Nationwide $5,698 $7,299
Progressive $10,036 $11,196
State Farm $5,142 $6,566
USAA $4,517 $4,899

Cheap Lago Vista, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Lago Vista, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lago Vista, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,426 $3,426
American Family $2,459 $2,834
GEICO $2,310 $2,624
Nationwide $1,793 $1,894
Progressive $2,149 $2,193
State Farm $1,885 $1,885
USAA $1,531 $1,511

Cheap Lago Vista, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lago Vista, Texas compared to the annual auto insurance rates with a clean record in Lago Vista, Texas.

Annual Lago Vista, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,155 $6,455 $6,746 $4,155
American Family $4,022 $5,131 $4,501 $4,022
GEICO $2,761 $3,653 $3,049 $3,556
Nationwide $2,792 $2,792 $4,117 $3,148
Progressive $3,943 $5,080 $4,604 $4,448
State Farm $2,700 $3,107 $3,684 $2,700
USAA $1,864 $2,759 $3,254 $2,140

Cheap Lago Vista, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lago Vista, Texas is not easy. Compare the annual rates for DUI auto insurance in Lago Vista, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Lago Vista, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,746
American Family $4,501
GEICO $3,049
Nationwide $4,117
Progressive $4,604
State Farm $3,684
USAA $3,254

Cheap Lago Vista, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lago Vista, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lago Vista, Texas

Insurance Company Poor Fair Good
Allstate $6,829 $5,012 $4,293
American Family $5,998 $3,872 $3,388
GEICO $5,023 $2,844 $1,897
Nationwide $3,841 $3,098 $2,698
Progressive $5,091 $4,394 $4,070
State Farm $4,316 $2,686 $2,140
USAA $3,675 $2,126 $1,711

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Cheap Lago Vista, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lago Vista, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Lago Vista, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lago Vista, Texas

ZIP Code Average Annual Rates
78645 $5,590

Cheap Lago Vista, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Lago Vista, Texas auto insurance. Find the cheapest annual Lago Vista, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lago Vista, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,248 $5,508
American Family $4,419 $4,419
GEICO $3,194 $3,315
Nationwide $3,212 $3,212
Progressive $4,519 $4,519
State Farm $3,048 $3,048
USAA $2,472 $2,536

Cheap Lago Vista, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lago Vista, Texas? Check out the comparison of annual Lago Vista, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lago Vista, Texas

Insurance Company Low Medium High
Allstate $5,255 $5,332 $5,547
American Family $4,080 $4,244 $4,934
GEICO $3,089 $3,221 $3,455
Nationwide $3,462 $3,081 $3,095
Progressive $4,344 $4,502 $4,710
State Farm $2,892 $3,043 $3,208
USAA $2,417 $2,495 $2,601

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Best By Category: Cheapest Auto Insurance in Lago Vista, Texas

Compare the cheapest auto insurance companies in Lago Vista, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lago Vista, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Lago Vista, Texas Auto Insurance Companies

What auto insurance companies in Lago Vista, Texas are the cheapest? Compare the top Lago Vista, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lago Vista, Texas

Insurance Company Average Annual Rates
Allstate $5,378
American Family $4,419
GEICO $3,255
Nationwide $3,212
Progressive $4,519
State Farm $3,048
USAA $2,504

What affects auto insurance rates in Lago Vista, Texas?

There are a lot of reasons why auto insurance rates in Lago Vista, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lago Vista, Texas. Many local factors may affect your Lago Vista auto insurance rates.

Lago Vista Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lago Vista, Texas auto theft statistics, there have been 6 auto thefts in the city.

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Compare Lago Vista, Texas Auto Insurance Quotes

Before you buy Lago Vista, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lago Vista, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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