Best Cheap Auto Insurance in Ladonia, TX (2021)

The average Ladonia, TX auto insurance rates are $300 per month. The minimum auto insurance in Ladonia is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Ladonia, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Ladonia for teen drivers is Progressive
  • The minimum auto insurance required in Ladonia, Texas is 30/60/25
  • The average commute length in Ladonia is 43.0 minutes

Ladonia, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Ladonia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ladonia, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Ladonia to other Texas cities, including Austin auto insurance rates, Fort Worth auto insurance rates, and Laredo auto insurance rates to see how Ladonia, Texas auto insurance rates stack up.

Before you buy Ladonia, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ladonia, Texas auto insurance quotes.

Minimum Auto Insurance in Ladonia, Texas

Ladonia, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ladonia, Texas.

Minimum Required Auto Insurance Coverage in Ladonia, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ladonia, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ladonia, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ladonia, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,314 $3,245 $3,245 $8,714 $10,507 $4,061 $4,228
American Family $2,387 $2,640 $2,198 $2,501 $6,006 $7,878 $3,361 $3,824
GEICO $2,514 $2,692 $2,400 $2,670 $5,369 $5,660 $2,714 $2,744
Nationwide $2,173 $2,213 $1,922 $2,037 $6,055 $7,781 $2,542 $2,751
Progressive $2,305 $2,171 $2,063 $2,097 $9,843 $10,968 $2,714 $2,732
State Farm $1,929 $1,929 $1,713 $1,713 $4,560 $5,802 $2,093 $2,161
USAA $1,555 $1,567 $1,481 $1,474 $4,334 $4,732 $2,074 $2,232

Cheap Ladonia, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ladonia, Texas is a challenge. Take a look at the annual teen auto insurance rates in Ladonia, Texas.

Annual Auto Insurance Rates for Teen Drivers in Ladonia, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,714 $10,507
American Family $6,006 $7,878
GEICO $5,369 $5,660
Nationwide $6,055 $7,781
Progressive $9,843 $10,968
State Farm $4,560 $5,802
USAA $4,334 $4,732

Cheap Ladonia, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Ladonia, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ladonia, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,245 $3,245
American Family $2,198 $2,501
GEICO $2,400 $2,670
Nationwide $1,922 $2,037
Progressive $2,063 $2,097
State Farm $1,713 $1,713
USAA $1,481 $1,474

Cheap Ladonia, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ladonia, Texas compared to the annual auto insurance rates with a clean record in Ladonia, Texas.

Annual Ladonia, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,937 $6,074 $6,352 $3,937
American Family $3,522 $4,444 $3,909 $3,522
GEICO $2,840 $3,729 $3,152 $3,660
Nationwide $2,981 $2,981 $4,410 $3,365
Progressive $3,802 $4,939 $4,434 $4,270
State Farm $2,439 $2,789 $3,283 $2,439
USAA $1,815 $2,670 $3,155 $2,084

Cheap Ladonia, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ladonia, Texas is not easy. Compare the annual rates for DUI auto insurance in Ladonia, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ladonia, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,352
American Family $3,909
GEICO $3,152
Nationwide $4,410
Progressive $4,434
State Farm $3,283
USAA $3,155

Cheap Ladonia, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ladonia, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ladonia, Texas

Insurance Company Poor Fair Good
Allstate $6,446 $4,730 $4,050
American Family $5,330 $3,316 $2,902
GEICO $5,166 $2,922 $1,948
Nationwide $4,120 $3,306 $2,876
Progressive $4,893 $4,248 $3,944
State Farm $3,878 $2,413 $1,922
USAA $3,584 $2,058 $1,652

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Cheap Ladonia, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ladonia, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Ladonia, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ladonia, Texas

ZIP Code Average Annual Rates
75449 $5,294

Cheap Ladonia, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ladonia, Texas auto insurance. Find the cheapest annual Ladonia, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ladonia, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,956 $5,194
American Family $3,849 $3,849
GEICO $3,282 $3,408
Nationwide $3,434 $3,434
Progressive $4,362 $4,362
State Farm $2,737 $2,737
USAA $2,400 $2,462

Cheap Ladonia, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ladonia, Texas? Check out the comparison of annual Ladonia, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ladonia, Texas

Insurance Company Low Medium High
Allstate $4,953 $5,029 $5,243
American Family $3,597 $3,715 $4,236
GEICO $3,204 $3,311 $3,520
Nationwide $3,702 $3,286 $3,314
Progressive $4,116 $4,338 $4,630
State Farm $2,602 $2,728 $2,882
USAA $2,357 $2,423 $2,514

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Best By Category: Cheapest Auto Insurance in Ladonia, Texas

Compare the cheapest auto insurance companies in Ladonia, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ladonia, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Ladonia, Texas Auto Insurance Companies

What auto insurance companies in Ladonia, Texas are the cheapest? Compare the top Ladonia, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ladonia, Texas

Insurance Company Average Annual Rates
Allstate $5,075
American Family $3,849
GEICO $3,345
Nationwide $3,434
Progressive $4,362
State Farm $2,737
USAA $2,431

What affects auto insurance rates in Ladonia, Texas?

There are a lot of reasons why auto insurance rates in Ladonia, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ladonia, Texas. Many local factors may affect your Ladonia auto insurance rates.

Ladonia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ladonia, Texas commute length is 43.0 minutes according to City-Data.

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Compare Ladonia, Texas Auto Insurance Quotes

Before you buy Ladonia, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ladonia, Texas auto insurance quotes.

Free Auto Insurance Comparison

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