Best Cheap Auto Insurance in Laconia, IN (2021)

The average Laconia, IN auto insurance rates are $294 per month. The minimum auto insurance in Laconia is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Laconia, Indiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Laconia, IN for senior drivers are $1,825 per year
  • The most expensive auto insurance company in Laconia for teen drivers is Progressive
  • The cheapest auto insurance company in Laconia is USAA

Laconia, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Laconia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Laconia, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Laconia to other Indiana cities, including Indianapolis auto insurance rates, Evansville auto insurance rates, and Bloomington auto insurance rates to see how Laconia, Indiana auto insurance rates stack up.

Before you buy Laconia, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Laconia, Indiana auto insurance quotes.

Minimum Auto Insurance in Laconia, Indiana

Laconia, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Laconia, Indiana.

Minimum Required Auto Insurance Coverage in Laconia, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Laconia, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Laconia, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Laconia, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,412 $2,470 $2,121 $2,325 $7,437 $9,415 $2,445 $2,652
American Family $2,473 $2,473 $2,219 $2,219 $6,768 $9,826 $2,473 $3,050
Farmers $1,739 $1,715 $1,485 $1,677 $9,708 $10,439 $2,317 $2,485
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,782 $1,827 $1,557 $1,669 $5,181 $6,759 $2,089 $2,292
Progressive $1,858 $1,762 $1,680 $1,693 $10,870 $12,240 $2,332 $2,380
State Farm $1,641 $1,641 $1,454 $1,454 $4,861 $6,243 $1,812 $2,014
Travelers $1,273 $1,294 $1,198 $1,198 $8,169 $12,999 $1,352 $1,547
USAA $1,052 $1,037 $978 $987 $2,916 $3,261 $1,423 $1,525

Cheap Laconia, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Laconia, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Laconia, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Laconia, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,437 $9,415
American Family $6,768 $9,826
Farmers $9,708 $10,439
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,181 $6,759
Progressive $10,870 $12,240
State Farm $4,861 $6,243
Travelers $8,169 $12,999
USAA $2,916 $3,261

Cheap Laconia, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Laconia, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Laconia, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,121 $2,325
American Family $2,219 $2,219
Farmers $1,485 $1,677
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,557 $1,669
Progressive $1,680 $1,693
State Farm $1,454 $1,454
Travelers $1,198 $1,198
USAA $978 $987

Cheap Laconia, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Laconia, Indiana compared to the annual auto insurance rates with a clean record in Laconia, Indiana.

Annual Laconia, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,122 $4,591 $4,221 $3,704
American Family $2,714 $4,320 $5,483 $3,234
Farmers $3,536 $4,107 $4,242 $3,897
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,483 $3,214 $3,079 $2,802
Progressive $3,251 $5,732 $3,885 $4,540
State Farm $2,580 $2,820 $2,580 $2,580
Travelers $3,086 $3,807 $4,313 $3,310
USAA $1,245 $1,772 $2,031 $1,542

Cheap Laconia, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Laconia, Indiana is not easy. Compare the annual rates for DUI auto insurance in Laconia, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Laconia, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,221
American Family $5,483
Farmers $4,242
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,079
Progressive $3,885
State Farm $2,580
Travelers $4,313
USAA $2,031

Cheap Laconia, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Laconia, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Laconia, Indiana

Insurance Company Poor Fair Good
Allstate $4,848 $3,603 $3,278
American Family $5,388 $3,498 $2,927
Farmers $4,589 $3,760 $3,488
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,297 $2,784 $2,602
Progressive $4,803 $4,249 $4,004
State Farm $3,848 $2,294 $1,778
Travelers $4,035 $3,426 $3,426
USAA $2,217 $1,467 $1,259

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Cheap Laconia, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Laconia, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Laconia, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Laconia, Indiana

ZIP Code Average Annual Rates
47135 $3,449

Cheap Laconia, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Laconia, Indiana auto insurance. Find the cheapest annual Laconia, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Laconia, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,910 $3,910
American Family $3,890 $3,985
Farmers $3,946 $3,946
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,894 $2,894
Progressive $4,352 $4,352
State Farm $2,565 $2,716
Travelers $3,629 $3,629
USAA $1,626 $1,669

Cheap Laconia, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Laconia, Indiana? Check out the comparison of annual Laconia, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Laconia, Indiana

Insurance Company Low Medium High
Allstate $3,701 $3,894 $4,134
American Family $3,904 $4,068 $3,841
Farmers $3,792 $3,940 $4,104
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,944 $2,871 $2,869
Progressive $4,088 $4,278 $4,690
State Farm $2,523 $2,639 $2,758
Travelers $3,542 $3,663 $3,682
USAA $1,585 $1,643 $1,715

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Best By Category: Cheapest Auto Insurance in Laconia, Indiana

Compare the cheapest auto insurance companies in Laconia, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Laconia, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Laconia, Indiana Auto Insurance Companies

What auto insurance companies in Laconia, Indiana are the cheapest? Compare the top Laconia, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Laconia, Indiana

Insurance Company Average Annual Rates
Allstate $3,910
American Family $3,938
Farmers $3,946
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,894
Progressive $4,352
State Farm $2,640
Travelers $3,629
USAA $1,648

Compare Laconia, Indiana Auto Insurance Quotes

Before you buy Laconia, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Laconia, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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