Best Cheap Auto Insurance in La Ward, TX (2021)

The average La Ward, TX auto insurance rates are $319 per month. The minimum auto insurance in La Ward is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in La Ward, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in La Ward is 39.1 minutes
  • The most expensive auto insurance company in La Ward for teen drivers is American Family
  • The minimum auto insurance required in La Ward, Texas is 30/60/25

La Ward, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in La Ward can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in La Ward, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in La Ward to other Texas cities, including Plano auto insurance rates, Fort Worth auto insurance rates, and Laredo auto insurance rates to see how La Ward, Texas auto insurance rates stack up.

Before you buy La Ward, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free La Ward, Texas auto insurance quotes.

Minimum Auto Insurance in La Ward, Texas

La Ward, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in La Ward, Texas.

Minimum Required Auto Insurance Coverage in La Ward, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap La Ward, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in La Ward, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Ward, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,374 $3,402 $3,334 $3,334 $8,908 $10,747 $4,169 $4,337
American Family $3,395 $3,821 $3,244 $3,758 $9,737 $12,692 $5,032 $5,746
GEICO $2,160 $2,338 $2,111 $2,406 $4,680 $4,847 $2,326 $2,304
Nationwide $2,324 $2,361 $2,055 $2,173 $6,629 $8,499 $2,735 $2,956
Progressive $2,185 $2,088 $1,941 $1,980 $8,876 $9,916 $2,589 $2,637
State Farm $1,868 $1,868 $1,659 $1,659 $4,403 $5,599 $2,026 $2,092
USAA $1,497 $1,508 $1,428 $1,420 $4,185 $4,565 $1,995 $2,145

Cheap La Ward, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in La Ward, Texas is a challenge. Take a look at the annual teen auto insurance rates in La Ward, Texas.

Annual Auto Insurance Rates for Teen Drivers in La Ward, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,908 $10,747
American Family $9,737 $12,692
GEICO $4,680 $4,847
Nationwide $6,629 $8,499
Progressive $8,876 $9,916
State Farm $4,403 $5,599
USAA $4,185 $4,565

Cheap La Ward, Texas Auto Insurance for Seniors

What are senior auto insurance rates in La Ward, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in La Ward, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,334 $3,334
American Family $3,244 $3,758
GEICO $2,111 $2,406
Nationwide $2,055 $2,173
Progressive $1,941 $1,980
State Farm $1,659 $1,659
USAA $1,428 $1,420

Cheap La Ward, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in La Ward, Texas compared to the annual auto insurance rates with a clean record in La Ward, Texas.

Annual La Ward, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,032 $6,243 $6,495 $4,032
American Family $5,376 $6,918 $6,043 $5,376
GEICO $2,462 $3,251 $2,708 $3,164
Nationwide $3,226 $3,226 $4,772 $3,641
Progressive $3,517 $4,522 $4,108 $3,959
State Farm $2,360 $2,696 $3,171 $2,360
USAA $1,749 $2,576 $3,038 $2,007

Cheap La Ward, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in La Ward, Texas is not easy. Compare the annual rates for DUI auto insurance in La Ward, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in La Ward, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,495
American Family $6,043
GEICO $2,708
Nationwide $4,772
Progressive $4,108
State Farm $3,171
USAA $3,038

Cheap La Ward, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how La Ward, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in La Ward, Texas

Insurance Company Poor Fair Good
Allstate $6,626 $4,838 $4,138
American Family $8,031 $5,212 $4,542
GEICO $4,456 $2,534 $1,699
Nationwide $4,455 $3,582 $3,112
Progressive $4,548 $3,913 $3,620
State Farm $3,749 $2,333 $1,858
USAA $3,443 $1,987 $1,598

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Cheap La Ward, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in La Ward, Texas can vary. Compare the annual cost of auto insurance by ZIP code in La Ward, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in La Ward, Texas

ZIP Code Average Annual Rates
77970 $5,648

Cheap La Ward, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect La Ward, Texas auto insurance. Find the cheapest annual La Ward, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in La Ward, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,075 $5,326
American Family $5,928 $5,928
GEICO $2,843 $2,950
Nationwide $3,716 $3,716
Progressive $4,027 $4,027
State Farm $2,647 $2,647
USAA $2,313 $2,372

Cheap La Ward, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in La Ward, Texas? Check out the comparison of annual La Ward, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in La Ward, Texas

Insurance Company Low Medium High
Allstate $5,065 $5,150 $5,387
American Family $5,456 $5,672 $6,657
GEICO $2,723 $2,851 $3,115
Nationwide $3,996 $3,558 $3,595
Progressive $3,831 $4,009 $4,240
State Farm $2,517 $2,638 $2,786
USAA $2,266 $2,333 $2,428

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Best By Category: Cheapest Auto Insurance in La Ward, Texas

Compare the cheapest auto insurance companies in La Ward, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in La Ward, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest La Ward, Texas Auto Insurance Companies

What auto insurance companies in La Ward, Texas are the cheapest? Compare the top La Ward, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in La Ward, Texas

Insurance Company Average Annual Rates
Allstate $5,201
American Family $5,928
GEICO $2,896
Nationwide $3,716
Progressive $4,027
State Farm $2,647
USAA $2,343

What affects auto insurance rates in La Ward, Texas?

There are a lot of reasons why auto insurance rates in La Ward, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in La Ward, Texas. Many local factors may affect your La Ward auto insurance rates.

La Ward Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average La Ward, Texas commute length is 39.1 minutes according to City-Data.

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Compare La Ward, Texas Auto Insurance Quotes

Before you buy La Ward, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free La Ward, Texas auto insurance quotes.

Free Auto Insurance Comparison

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