Best Cheap Auto Insurance in La Veta, CO (2021)

The average La Veta, CO auto insurance rates are $326 per month. The minimum auto insurance in La Veta is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in La Veta, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in La Veta for teen drivers is Allstate
  • Average auto insurance rates in La Veta, CO for senior drivers are $2,340 per year
  • The cheapest auto insurance company in La Veta is Liberty Mutual

La Veta, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in La Veta can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in La Veta, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in La Veta to other Colorado cities, including Aurora auto insurance rates, Pueblo auto insurance rates, and Lakewood auto insurance rates to see how La Veta, Colorado auto insurance rates stack up.

Before you buy La Veta, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free La Veta, Colorado auto insurance quotes.

Minimum Auto Insurance in La Veta, Colorado

La Veta, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in La Veta, Colorado.

Minimum Required Auto Insurance Coverage in La Veta, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap La Veta, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in La Veta, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Veta, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,010 $3,819 $3,549 $3,593 $12,196 $12,809 $4,585 $4,668
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $3,185 $3,156 $2,886 $3,105 $11,928 $12,018 $3,509 $3,560
GEICO $1,891 $2,049 $1,966 $2,195 $5,741 $6,088 $1,736 $1,779
Liberty Mutual $1,937 $1,916 $1,643 $1,800 $5,115 $5,565 $1,951 $1,983
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,516 $2,361 $2,162 $2,164 $8,209 $9,187 $2,843 $2,774
State Farm $1,965 $1,965 $1,749 $1,749 $5,476 $6,951 $2,193 $2,601
USAA $2,339 $2,352 $2,214 $2,238 $5,735 $6,602 $3,017 $3,309

Cheap La Veta, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in La Veta, Colorado is a challenge. Take a look at the annual teen auto insurance rates in La Veta, Colorado.

Annual Auto Insurance Rates for Teen Drivers in La Veta, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,196 $12,809
American Family $5,641 $7,517
Farmers $11,928 $12,018
GEICO $5,741 $6,088
Liberty Mutual $5,115 $5,565
Nationwide $6,687 $8,617
Progressive $8,209 $9,187
State Farm $5,476 $6,951
USAA $5,735 $6,602

Cheap La Veta, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in La Veta, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in La Veta, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,549 $3,593
American Family $2,098 $2,098
Farmers $2,886 $3,105
GEICO $1,966 $2,195
Liberty Mutual $1,643 $1,800
Nationwide $2,380 $2,529
Progressive $2,162 $2,164
State Farm $1,749 $1,749
USAA $2,214 $2,238

Cheap La Veta, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in La Veta, Colorado compared to the annual auto insurance rates with a clean record in La Veta, Colorado.

Annual La Veta, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,388 $6,084 $7,171 $5,971
American Family $2,516 $3,581 $4,659 $2,851
Farmers $4,575 $5,877 $5,799 $5,422
GEICO $2,092 $3,217 $3,664 $2,749
Liberty Mutual $2,381 $2,804 $2,936 $2,834
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,500 $4,827 $3,694 $4,089
State Farm $2,848 $3,314 $3,081 $3,081
USAA $2,543 $3,088 $5,401 $2,871

Cheap La Veta, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in La Veta, Colorado is not easy. Compare the annual rates for DUI auto insurance in La Veta, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in La Veta, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,171
American Family $4,659
Farmers $5,799
GEICO $3,664
Liberty Mutual $2,936
Nationwide $5,371
Progressive $3,694
State Farm $3,081
USAA $5,401

Cheap La Veta, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how La Veta, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in La Veta, Colorado

Insurance Company Poor Fair Good
Allstate $7,878 $6,030 $4,553
American Family $4,441 $3,137 $2,627
Farmers $6,293 $5,108 $4,854
GEICO $3,522 $2,931 $2,339
Liberty Mutual $3,932 $2,381 $1,903
Nationwide $4,848 $3,820 $3,334
Progressive $4,598 $3,907 $3,577
State Farm $4,281 $2,748 $2,214
USAA $5,166 $2,924 $2,337

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Cheap La Veta, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in La Veta, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in La Veta, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in La Veta, Colorado

ZIP Code Average Annual Rates
81055 $3,602

Cheap La Veta, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect La Veta, Colorado auto insurance. Find the cheapest annual La Veta, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in La Veta, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,154 $6,154
American Family $3,330 $3,473
Farmers $5,418 $5,418
GEICO $2,865 $2,996
Liberty Mutual $2,739 $2,739
Nationwide $4,001 $4,001
Progressive $4,027 $4,027
State Farm $3,007 $3,155
USAA $3,377 $3,575

Cheap La Veta, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in La Veta, Colorado? Check out the comparison of annual La Veta, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in La Veta, Colorado

Insurance Company Low Medium High
Allstate $5,844 $6,133 $6,484
American Family $3,255 $3,472 $3,479
Farmers $4,790 $5,346 $6,119
GEICO $2,673 $2,881 $3,238
Liberty Mutual $2,594 $2,728 $2,894
Nationwide $4,052 $4,001 $3,949
Progressive $3,761 $4,037 $4,284
State Farm $2,910 $3,081 $3,252
USAA $3,336 $3,475 $3,616

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Best By Category: Cheapest Auto Insurance in La Veta, Colorado

Compare the cheapest auto insurance companies in La Veta, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in La Veta, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest La Veta, Colorado Auto Insurance Companies

What auto insurance companies in La Veta, Colorado are the cheapest? Compare the top La Veta, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in La Veta, Colorado

Insurance Company Average Annual Rates
Allstate $6,154
American Family $3,402
Farmers $5,418
GEICO $2,931
Liberty Mutual $2,739
Nationwide $4,001
Progressive $4,027
State Farm $3,081
USAA $3,476

What affects auto insurance rates in La Veta, Colorado?

There are a lot of reasons why auto insurance rates in La Veta, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in La Veta, Colorado. Many local factors may affect your La Veta auto insurance rates.

La Veta Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average La Veta, Colorado commute length is 12.1 minutes according to City-Data.

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Compare La Veta, Colorado Auto Insurance Quotes

Before you buy La Veta, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free La Veta, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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