Best Cheap Auto Insurance in La Vernia, TX (2021)

The average La Vernia, TX auto insurance rates are $304 per month. The minimum auto insurance in La Vernia is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in La Vernia, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in La Vernia is USAA
  • The most expensive auto insurance company in La Vernia for teen drivers is Progressive
  • Average auto insurance rates in La Vernia, TX for senior drivers are $2,220 per year

La Vernia, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in La Vernia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in La Vernia, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in La Vernia to other Texas cities, including Fort Worth auto insurance rates, Plano auto insurance rates, and Houston auto insurance rates to see how La Vernia, Texas auto insurance rates stack up.

Before you buy La Vernia, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free La Vernia, Texas auto insurance quotes.

Minimum Auto Insurance in La Vernia, Texas

La Vernia, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in La Vernia, Texas.

Minimum Required Auto Insurance Coverage in La Vernia, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap La Vernia, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in La Vernia, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Vernia, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,238 $3,263 $3,198 $3,198 $8,569 $10,328 $3,997 $4,155
American Family $2,418 $2,691 $2,267 $2,595 $6,377 $8,308 $3,462 $3,935
GEICO $2,346 $2,528 $2,263 $2,557 $5,067 $5,288 $2,533 $2,533
Nationwide $2,386 $2,428 $2,108 $2,232 $6,800 $8,727 $2,806 $3,035
Progressive $2,332 $2,214 $2,076 $2,116 $9,700 $10,819 $2,757 $2,793
State Farm $2,013 $2,013 $1,788 $1,788 $4,774 $6,076 $2,185 $2,253
USAA $1,520 $1,531 $1,451 $1,442 $4,265 $4,651 $2,028 $2,178

Cheap La Vernia, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in La Vernia, Texas is a challenge. Take a look at the annual teen auto insurance rates in La Vernia, Texas.

Annual Auto Insurance Rates for Teen Drivers in La Vernia, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,569 $10,328
American Family $6,377 $8,308
GEICO $5,067 $5,288
Nationwide $6,800 $8,727
Progressive $9,700 $10,819
State Farm $4,774 $6,076
USAA $4,265 $4,651

Cheap La Vernia, Texas Auto Insurance for Seniors

What are senior auto insurance rates in La Vernia, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in La Vernia, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,198
American Family $2,267 $2,595
GEICO $2,263 $2,557
Nationwide $2,108 $2,232
Progressive $2,076 $2,116
State Farm $1,788 $1,788
USAA $1,451 $1,442

Cheap La Vernia, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in La Vernia, Texas compared to the annual auto insurance rates with a clean record in La Vernia, Texas.

Annual La Vernia, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,868 $5,990 $6,246 $3,868
American Family $3,656 $4,639 $4,075 $3,656
GEICO $2,667 $3,512 $2,945 $3,434
Nationwide $3,310 $3,310 $4,902 $3,738
Progressive $3,796 $4,905 $4,432 $4,271
State Farm $2,547 $2,915 $3,436 $2,547
USAA $1,778 $2,621 $3,093 $2,041

Cheap La Vernia, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in La Vernia, Texas is not easy. Compare the annual rates for DUI auto insurance in La Vernia, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in La Vernia, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,246
American Family $4,075
GEICO $2,945
Nationwide $4,902
Progressive $4,432
State Farm $3,436
USAA $3,093

Cheap La Vernia, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how La Vernia, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in La Vernia, Texas

Insurance Company Poor Fair Good
Allstate $6,353 $4,649 $3,978
American Family $5,490 $3,486 $3,044
GEICO $4,841 $2,744 $1,833
Nationwide $4,579 $3,675 $3,190
Progressive $4,901 $4,232 $3,920
State Farm $4,054 $2,522 $2,008
USAA $3,502 $2,022 $1,626

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Cheap La Vernia, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in La Vernia, Texas can vary. Compare the annual cost of auto insurance by ZIP code in La Vernia, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in La Vernia, Texas

ZIP Code Average Annual Rates
78121 $5,409

Cheap La Vernia, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect La Vernia, Texas auto insurance. Find the cheapest annual La Vernia, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in La Vernia, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,874 $5,113
American Family $4,007 $4,007
GEICO $3,080 $3,199
Nationwide $3,815 $3,815
Progressive $4,351 $4,351
State Farm $2,861 $2,861
USAA $2,353 $2,414

Cheap La Vernia, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in La Vernia, Texas? Check out the comparison of annual La Vernia, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in La Vernia, Texas

Insurance Company Low Medium High
Allstate $4,863 $4,944 $5,172
American Family $3,720 $3,854 $4,446
GEICO $2,974 $3,096 $3,348
Nationwide $4,120 $3,650 $3,676
Progressive $4,127 $4,329 $4,596
State Farm $2,713 $2,851 $3,020
USAA $2,305 $2,374 $2,471

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Best By Category: Cheapest Auto Insurance in La Vernia, Texas

Compare the cheapest auto insurance companies in La Vernia, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in La Vernia, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest La Vernia, Texas Auto Insurance Companies

What auto insurance companies in La Vernia, Texas are the cheapest? Compare the top La Vernia, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in La Vernia, Texas

Insurance Company Average Annual Rates
Allstate $4,993
American Family $4,007
GEICO $3,139
Nationwide $3,815
Progressive $4,351
State Farm $2,861
USAA $2,383

What affects auto insurance rates in La Vernia, Texas?

There are a lot of reasons why auto insurance rates in La Vernia, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in La Vernia, Texas. Many local factors may affect your La Vernia auto insurance rates.

La Vernia Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual La Vernia, Texas auto theft statistics, there have been 0 auto thefts in the city.

La Vernia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average La Vernia, Texas commute length is 29.0 minutes according to City-Data.

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Compare La Vernia, Texas Auto Insurance Quotes

Before you buy La Vernia, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free La Vernia, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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