Best Cheap Auto Insurance in La Salle, CO (2021)

The average La Salle, CO auto insurance rates are $310 per month. The minimum auto insurance in La Salle is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in La Salle, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in La Salle is 26.7 minutes
  • Average auto insurance rates in La Salle, CO for senior drivers are $2,204 per year
  • The most expensive auto insurance company in La Salle for teen drivers is Allstate

La Salle, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in La Salle can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in La Salle, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in La Salle to other Colorado cities, including Arvada auto insurance rates, Fort Collins auto insurance rates, and Lakewood auto insurance rates to see how La Salle, Colorado auto insurance rates stack up.

Before you buy La Salle, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free La Salle, Colorado auto insurance quotes.

Minimum Auto Insurance in La Salle, Colorado

La Salle, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in La Salle, Colorado.

Minimum Required Auto Insurance Coverage in La Salle, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap La Salle, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in La Salle, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Salle, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,507 $3,298 $3,174 $3,205 $11,628 $12,210 $3,855 $3,875
American Family $2,450 $2,450 $2,212 $2,212 $5,928 $7,971 $2,450 $2,996
Farmers $2,941 $2,913 $2,660 $2,864 $11,261 $11,368 $3,249 $3,295
GEICO $1,848 $2,019 $1,950 $2,207 $5,747 $6,087 $1,692 $1,727
Liberty Mutual $1,723 $1,652 $1,474 $1,623 $5,037 $5,484 $1,732 $1,736
Nationwide $2,438 $2,478 $2,185 $2,305 $6,181 $7,890 $2,807 $3,028
Progressive $2,370 $2,219 $2,069 $2,063 $8,026 $8,956 $2,667 $2,591
State Farm $1,963 $1,963 $1,769 $1,769 $5,734 $7,256 $2,201 $2,610
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

Cheap La Salle, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in La Salle, Colorado is a challenge. Take a look at the annual teen auto insurance rates in La Salle, Colorado.

Annual Auto Insurance Rates for Teen Drivers in La Salle, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,628 $12,210
American Family $5,928 $7,971
Farmers $11,261 $11,368
GEICO $5,747 $6,087
Liberty Mutual $5,037 $5,484
Nationwide $6,181 $7,890
Progressive $8,026 $8,956
State Farm $5,734 $7,256
USAA $5,179 $5,925

Cheap La Salle, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in La Salle, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in La Salle, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,174 $3,205
American Family $2,212 $2,212
Farmers $2,660 $2,864
GEICO $1,950 $2,207
Liberty Mutual $1,474 $1,623
Nationwide $2,185 $2,305
Progressive $2,069 $2,063
State Farm $1,769 $1,769
USAA $1,967 $1,966

Cheap La Salle, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in La Salle, Colorado compared to the annual auto insurance rates with a clean record in La Salle, Colorado.

Annual La Salle, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,805 $5,496 $6,662 $5,412
American Family $2,651 $3,764 $4,915 $3,005
Farmers $4,276 $5,502 $5,429 $5,069
GEICO $2,059 $3,192 $3,695 $2,692
Liberty Mutual $2,240 $2,627 $2,722 $2,641
Nationwide $2,824 $3,850 $4,877 $3,105
Progressive $3,352 $4,686 $3,536 $3,906
State Farm $2,900 $3,416 $3,158 $3,158
USAA $2,251 $2,747 $4,792 $2,534

Cheap La Salle, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in La Salle, Colorado is not easy. Compare the annual rates for DUI auto insurance in La Salle, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in La Salle, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,662
American Family $4,915
Farmers $5,429
GEICO $3,695
Liberty Mutual $2,722
Nationwide $4,877
Progressive $3,536
State Farm $3,158
USAA $4,792

Cheap La Salle, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how La Salle, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in La Salle, Colorado

Insurance Company Poor Fair Good
Allstate $7,168 $5,482 $4,132
American Family $4,646 $3,318 $2,787
Farmers $5,875 $4,785 $4,546
GEICO $3,497 $2,910 $2,323
Liberty Mutual $3,647 $2,240 $1,787
Nationwide $4,426 $3,509 $3,057
Progressive $4,402 $3,758 $3,450
State Farm $4,389 $2,817 $2,268
USAA $4,549 $2,604 $2,090

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Cheap La Salle, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in La Salle, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in La Salle, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in La Salle, Colorado

ZIP Code Average Annual Rates
80645 $3,436

Cheap La Salle, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect La Salle, Colorado auto insurance. Find the cheapest annual La Salle, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in La Salle, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,594 $5,594
American Family $3,507 $3,661
Farmers $5,069 $5,069
GEICO $2,847 $2,972
Liberty Mutual $2,558 $2,558
Nationwide $3,664 $3,664
Progressive $3,870 $3,870
State Farm $3,080 $3,237
USAA $2,994 $3,168

Cheap La Salle, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in La Salle, Colorado? Check out the comparison of annual La Salle, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in La Salle, Colorado

Insurance Company Low Medium High
Allstate $5,226 $5,567 $5,988
American Family $3,388 $3,658 $3,705
Farmers $4,470 $5,000 $5,736
GEICO $2,620 $2,854 $3,255
Liberty Mutual $2,390 $2,546 $2,737
Nationwide $3,642 $3,667 $3,682
Progressive $3,565 $3,883 $4,163
State Farm $2,944 $3,161 $3,369
USAA $2,936 $3,081 $3,226

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Best By Category: Cheapest Auto Insurance in La Salle, Colorado

Compare the cheapest auto insurance companies in La Salle, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in La Salle, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest La Salle, Colorado Auto Insurance Companies

What auto insurance companies in La Salle, Colorado are the cheapest? Compare the top La Salle, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in La Salle, Colorado

Insurance Company Average Annual Rates
Allstate $5,594
American Family $3,584
Farmers $5,069
GEICO $2,910
Liberty Mutual $2,558
Nationwide $3,664
Progressive $3,870
State Farm $3,158
USAA $3,081

What affects auto insurance rates in La Salle, Colorado?

There are a lot of reasons why auto insurance rates in La Salle, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in La Salle, Colorado. Many local factors may affect your La Salle auto insurance rates.

La Salle Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average La Salle, Colorado commute length is 26.7 minutes according to City-Data.

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Compare La Salle, Colorado Auto Insurance Quotes

Before you buy La Salle, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free La Salle, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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