Best Cheap Auto Insurance in La Porte, TX (2021)

The average La Porte, TX auto insurance rates are $345 per month. The minimum auto insurance in La Porte is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in La Porte, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in La Porte is 27.5 minutes
  • The most expensive auto insurance company in La Porte for teen drivers is Progressive
  • The cheapest auto insurance company in La Porte is USAA

La Porte, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in La Porte can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in La Porte, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in La Porte to other Texas cities, including Corpus Christi auto insurance rates, San Antonio auto insurance rates, and Arlington auto insurance rates to see how La Porte, Texas auto insurance rates stack up.

Before you buy La Porte, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free La Porte, Texas auto insurance quotes.

Minimum Auto Insurance in La Porte, Texas

La Porte, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in La Porte, Texas.

Minimum Required Auto Insurance Coverage in La Porte, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap La Porte, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in La Porte, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Porte, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,631 $3,561 $3,561 $9,608 $11,560 $4,448 $4,617
American Family $3,216 $3,621 $3,080 $3,569 $9,229 $12,003 $4,766 $5,435
GEICO $2,440 $2,641 $2,364 $2,695 $5,396 $5,583 $2,642 $2,627
Nationwide $2,525 $2,567 $2,227 $2,359 $7,259 $9,325 $2,976 $3,222
Progressive $2,504 $2,383 $2,229 $2,270 $10,556 $11,796 $2,976 $3,027
State Farm $2,160 $2,160 $1,932 $1,932 $5,258 $6,713 $2,355 $2,422
USAA $1,665 $1,668 $1,598 $1,578 $4,744 $5,142 $2,215 $2,357

Cheap La Porte, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in La Porte, Texas is a challenge. Take a look at the annual teen auto insurance rates in La Porte, Texas.

Annual Auto Insurance Rates for Teen Drivers in La Porte, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,608 $11,560
American Family $9,229 $12,003
GEICO $5,396 $5,583
Nationwide $7,259 $9,325
Progressive $10,556 $11,796
State Farm $5,258 $6,713
USAA $4,744 $5,142

Cheap La Porte, Texas Auto Insurance for Seniors

What are senior auto insurance rates in La Porte, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in La Porte, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,561 $3,561
American Family $3,080 $3,569
GEICO $2,364 $2,695
Nationwide $2,227 $2,359
Progressive $2,229 $2,270
State Farm $1,932 $1,932
USAA $1,598 $1,578

Cheap La Porte, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in La Porte, Texas compared to the annual auto insurance rates with a clean record in La Porte, Texas.

Annual La Porte, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,299 $6,702 $6,998 $4,299
American Family $5,091 $6,552 $5,724 $5,091
GEICO $2,799 $3,711 $3,083 $3,602
Nationwide $3,515 $3,515 $5,224 $3,975
Progressive $4,111 $5,323 $4,805 $4,631
State Farm $2,759 $3,178 $3,770 $2,759
USAA $1,947 $2,890 $3,411 $2,236

Cheap La Porte, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in La Porte, Texas is not easy. Compare the annual rates for DUI auto insurance in La Porte, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in La Porte, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,998
American Family $5,724
GEICO $3,083
Nationwide $5,224
Progressive $4,805
State Farm $3,770
USAA $3,411

Cheap La Porte, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how La Porte, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in La Porte, Texas

Insurance Company Poor Fair Good
Allstate $7,075 $5,195 $4,454
American Family $7,596 $4,944 $4,305
GEICO $5,092 $2,882 $1,922
Nationwide $4,869 $3,909 $3,394
Progressive $5,309 $4,590 $4,253
State Farm $4,402 $2,750 $2,197
USAA $3,834 $2,231 $1,799

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Cheap La Porte, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in La Porte, Texas can vary. Compare the annual cost of auto insurance by ZIP code in La Porte, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in La Porte, Texas

ZIP Code Average Annual Rates
77571 $6,196

Cheap La Porte, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect La Porte, Texas auto insurance. Find the cheapest annual La Porte, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in La Porte, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,435 $5,714
American Family $5,615 $5,615
GEICO $3,238 $3,359
Nationwide $4,057 $4,057
Progressive $4,718 $4,718
State Farm $3,116 $3,116
USAA $2,588 $2,654

Cheap La Porte, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in La Porte, Texas? Check out the comparison of annual La Porte, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in La Porte, Texas

Insurance Company Low Medium High
Allstate $5,436 $5,522 $5,765
American Family $5,165 $5,370 $6,310
GEICO $3,116 $3,257 $3,523
Nationwide $4,373 $3,883 $3,916
Progressive $4,497 $4,697 $4,958
State Farm $2,938 $3,106 $3,305
USAA $2,522 $2,609 $2,732

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Best By Category: Cheapest Auto Insurance in La Porte, Texas

Compare the cheapest auto insurance companies in La Porte, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in La Porte, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest La Porte, Texas Auto Insurance Companies

What auto insurance companies in La Porte, Texas are the cheapest? Compare the top La Porte, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in La Porte, Texas

Insurance Company Average Annual Rates
Allstate $5,575
American Family $5,615
GEICO $3,299
Nationwide $4,057
Progressive $4,718
State Farm $3,116
USAA $2,621

What affects auto insurance rates in La Porte, Texas?

There are a lot of reasons why auto insurance rates in La Porte, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in La Porte, Texas. Many local factors may affect your La Porte auto insurance rates.

La Porte Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual La Porte, Texas auto theft statistics, there have been 52 auto thefts in the city.

La Porte Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average La Porte, Texas commute length is 27.5 minutes according to City-Data.

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Compare La Porte, Texas Auto Insurance Quotes

Before you buy La Porte, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free La Porte, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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