Best Cheap Auto Insurance in La Grange, MO (2021)

The average La Grange, MO auto insurance rates are $259 per month. The minimum auto insurance in La Grange is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in La Grange, Missouri, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in La Grange, MO for senior drivers are $1,773 per year
  • The cheapest auto insurance company in La Grange is Nationwide
  • The average commute length in La Grange is 23.8 minutes

La Grange, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in La Grange can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in La Grange, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in La Grange to other Missouri cities, including Columbia auto insurance rates, St. Peters auto insurance rates, and Springfield auto insurance rates to see how La Grange, Missouri auto insurance rates stack up.

Before you buy La Grange, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free La Grange, Missouri auto insurance quotes.

Minimum Auto Insurance in La Grange, Missouri

La Grange, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in La Grange, Missouri.

Minimum Required Auto Insurance Coverage in La Grange, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap La Grange, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in La Grange, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Grange, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,924 $1,924 $1,712 $1,712 $5,195 $6,763 $1,924 $2,253
Farmers $2,382 $2,380 $2,138 $2,253 $9,256 $9,580 $2,704 $2,842
GEICO $1,907 $2,104 $1,484 $1,834 $5,572 $5,914 $1,802 $1,835
Liberty Mutual $2,539 $2,755 $2,094 $2,348 $8,439 $9,371 $2,678 $2,862
Nationwide $1,460 $1,503 $1,299 $1,390 $3,523 $4,567 $1,651 $1,801
Progressive $1,864 $1,743 $1,524 $1,568 $5,889 $6,622 $2,274 $2,328
State Farm $1,545 $1,545 $1,362 $1,362 $4,196 $5,325 $1,731 $1,961
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

Cheap La Grange, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in La Grange, Missouri is a challenge. Take a look at the annual teen auto insurance rates in La Grange, Missouri.

Annual Auto Insurance Rates for Teen Drivers in La Grange, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,195 $6,763
Farmers $9,256 $9,580
GEICO $5,572 $5,914
Liberty Mutual $8,439 $9,371
Nationwide $3,523 $4,567
Progressive $5,889 $6,622
State Farm $4,196 $5,325
USAA $4,426 $5,428

Cheap La Grange, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in La Grange, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in La Grange, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,712 $1,712
Farmers $2,138 $2,253
GEICO $1,484 $1,834
Liberty Mutual $2,094 $2,348
Nationwide $1,299 $1,390
Progressive $1,524 $1,568
State Farm $1,362 $1,362
USAA $1,378 $1,418

Cheap La Grange, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in La Grange, Missouri compared to the annual auto insurance rates with a clean record in La Grange, Missouri.

Annual La Grange, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,201 $3,179 $3,821 $2,502
Farmers $3,678 $4,477 $4,387 $4,225
GEICO $2,267 $2,832 $3,697 $2,429
Liberty Mutual $3,016 $4,304 $4,450 $4,774
Nationwide $1,735 $2,165 $2,818 $1,879
Progressive $2,599 $3,427 $2,863 $3,017
State Farm $2,204 $2,552 $2,378 $2,378
USAA $2,027 $2,420 $3,284 $2,197

Cheap La Grange, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in La Grange, Missouri is not easy. Compare the annual rates for DUI auto insurance in La Grange, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in La Grange, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,758
American Family $3,821
Farmers $4,387
GEICO $3,697
Liberty Mutual $4,450
Nationwide $2,818
Progressive $2,863
State Farm $2,378
USAA $3,284

Cheap La Grange, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how La Grange, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in La Grange, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,823 $2,689 $2,265
Farmers $4,805 $3,981 $3,790
GEICO $3,875 $2,525 $2,020
Liberty Mutual $5,942 $3,615 $2,851
Nationwide $2,551 $2,082 $1,815
Progressive $3,453 $2,851 $2,625
State Farm $3,177 $2,151 $1,807
USAA $4,157 $1,919 $1,371

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap La Grange, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in La Grange, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in La Grange, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in La Grange, Missouri

ZIP Code Average Annual Rates
63448 $2,558

Cheap La Grange, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect La Grange, Missouri auto insurance. Find the cheapest annual La Grange, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in La Grange, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,897 $2,955
Farmers $4,192 $4,192
GEICO $2,747 $2,866
Liberty Mutual $4,136 $4,136
Nationwide $2,149 $2,149
Progressive $2,976 $2,976
State Farm $2,320 $2,436
USAA $2,390 $2,574

Cheap La Grange, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in La Grange, Missouri? Check out the comparison of annual La Grange, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in La Grange, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,838 $3,019 $2,920
Farmers $3,956 $4,157 $4,463
GEICO $2,652 $2,822 $2,946
Liberty Mutual $3,910 $4,155 $4,343
Nationwide $2,021 $2,165 $2,261
Progressive $2,684 $2,984 $3,262
State Farm $2,249 $2,385 $2,500
USAA $2,385 $2,474 $2,587

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in La Grange, Missouri

Compare the cheapest auto insurance companies in La Grange, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in La Grange, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest La Grange, Missouri Auto Insurance Companies

What auto insurance companies in La Grange, Missouri are the cheapest? Compare the top La Grange, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in La Grange, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,926
Farmers $4,192
GEICO $2,806
Liberty Mutual $4,136
Nationwide $2,149
Progressive $2,976
State Farm $2,378
USAA $2,482

What affects auto insurance rates in La Grange, Missouri?

There are a lot of reasons why auto insurance rates in La Grange, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in La Grange, Missouri. Many local factors may affect your La Grange auto insurance rates.

La Grange Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average La Grange, Missouri commute length is 23.8 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare La Grange, Missouri Auto Insurance Quotes

Before you buy La Grange, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free La Grange, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption