Best Cheap Auto Insurance in La Crosse, KS (2021)

The average La Crosse, KS auto insurance rates are $281 per month. The minimum auto insurance in La Crosse is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in La Crosse, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in La Crosse is American Family
  • The most expensive auto insurance company in La Crosse for teen drivers is Liberty Mutual
  • The minimum auto insurance required in La Crosse, Kansas is 25/50/25

La Crosse, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in La Crosse can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in La Crosse, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in La Crosse to other Kansas cities, including Olathe auto insurance rates, Kansas City auto insurance rates, and Topeka auto insurance rates to see how La Crosse, Kansas auto insurance rates stack up.

Before you buy La Crosse, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free La Crosse, Kansas auto insurance quotes.

Minimum Auto Insurance in La Crosse, Kansas

La Crosse, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in La Crosse, Kansas.

Minimum Required Auto Insurance Coverage in La Crosse, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap La Crosse, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in La Crosse, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Crosse, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,593 $2,360 $2,425 $6,986 $7,746 $2,746 $2,849
American Family $1,737 $1,737 $1,566 $1,566 $3,232 $3,852 $1,737 $1,936
Farmers $2,586 $2,566 $2,315 $2,414 $6,710 $6,932 $2,895 $3,043
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,946 $2,019 $1,723 $1,869 $3,783 $4,672 $2,233 $2,388
Progressive $2,456 $2,353 $1,979 $2,060 $8,843 $9,990 $2,910 $3,121
State Farm $2,117 $2,117 $1,813 $1,813 $5,029 $6,493 $2,365 $2,635
Travelers $2,031 $2,068 $1,971 $1,999 $8,142 $12,714 $2,078 $2,462
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Cheap La Crosse, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in La Crosse, Kansas is a challenge. Take a look at the annual teen auto insurance rates in La Crosse, Kansas.

Annual Auto Insurance Rates for Teen Drivers in La Crosse, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,986 $7,746
American Family $3,232 $3,852
Farmers $6,710 $6,932
GEICO $4,439 $5,960
Liberty Mutual $10,464 $11,698
Nationwide $3,783 $4,672
Progressive $8,843 $9,990
State Farm $5,029 $6,493
Travelers $8,142 $12,714
USAA $4,580 $4,837

Cheap La Crosse, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in La Crosse, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in La Crosse, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,360 $2,425
American Family $1,566 $1,566
Farmers $2,315 $2,414
GEICO $2,443 $2,273
Liberty Mutual $2,256 $2,519
Nationwide $1,723 $1,869
Progressive $1,979 $2,060
State Farm $1,813 $1,813
Travelers $1,971 $1,999
USAA $1,272 $1,296

Cheap La Crosse, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in La Crosse, Kansas compared to the annual auto insurance rates with a clean record in La Crosse, Kansas.

Annual La Crosse, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,300 $3,832 $4,372 $3,678
American Family $2,133 $2,283 $2,133 $2,133
Farmers $3,113 $3,986 $3,887 $3,743
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,914 $2,212 $3,986 $2,206
Progressive $3,902 $4,538 $4,066 $4,350
State Farm $2,868 $3,227 $3,048 $3,048
Travelers $3,060 $3,980 $5,472 $4,221
USAA $1,705 $2,284 $3,352 $1,950

Cheap La Crosse, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in La Crosse, Kansas is not easy. Compare the annual rates for DUI auto insurance in La Crosse, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in La Crosse, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,372
American Family $2,133
Farmers $3,887
GEICO $4,922
Liberty Mutual $5,201
Nationwide $3,986
Progressive $4,066
State Farm $3,048
Travelers $5,472
USAA $3,352

Cheap La Crosse, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how La Crosse, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in La Crosse, Kansas

Insurance Company Poor Fair Good
Allstate $4,707 $3,567 $3,112
American Family $2,830 $2,011 $1,669
Farmers $4,352 $3,444 $3,251
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,880 $2,513 $2,345
Progressive $4,849 $4,054 $3,738
State Farm $4,438 $2,651 $2,053
Travelers $4,837 $3,934 $3,779
USAA $3,182 $2,079 $1,707

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Cheap La Crosse, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in La Crosse, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in La Crosse, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in La Crosse, Kansas

ZIP Code Average Annual Rates
67548 $3,533

Cheap La Crosse, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect La Crosse, Kansas auto insurance. Find the cheapest annual La Crosse, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in La Crosse, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,795 $3,795
American Family $2,142 $2,199
Farmers $3,682 $3,682
GEICO $3,027 $3,159
Liberty Mutual $4,685 $4,685
Nationwide $2,579 $2,579
Progressive $4,214 $4,214
State Farm $2,972 $3,123
Travelers $4,183 $4,183
USAA $2,254 $2,392

Cheap La Crosse, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in La Crosse, Kansas? Check out the comparison of annual La Crosse, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in La Crosse, Kansas

Insurance Company Low Medium High
Allstate $3,694 $3,788 $3,904
American Family $2,202 $2,280 $2,028
Farmers $3,545 $3,666 $3,837
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,726 $2,549 $2,462
Progressive $4,026 $4,185 $4,431
State Farm $2,961 $3,054 $3,128
Travelers $3,976 $4,190 $4,383
USAA $2,253 $2,318 $2,398

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Best By Category: Cheapest Auto Insurance in La Crosse, Kansas

Compare the cheapest auto insurance companies in La Crosse, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in La Crosse, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest La Crosse, Kansas Auto Insurance Companies

What auto insurance companies in La Crosse, Kansas are the cheapest? Compare the top La Crosse, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in La Crosse, Kansas

Insurance Company Average Annual Rates
Allstate $3,795
American Family $2,170
Farmers $3,682
GEICO $3,093
Liberty Mutual $4,685
Nationwide $2,579
Progressive $4,214
State Farm $3,048
Travelers $4,183
USAA $2,323

What affects auto insurance rates in La Crosse, Kansas?

There are a lot of reasons why auto insurance rates in La Crosse, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in La Crosse, Kansas. Many local factors may affect your La Crosse auto insurance rates.

La Crosse Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average La Crosse, Kansas commute length is 19.6 minutes according to City-Data.

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Compare La Crosse, Kansas Auto Insurance Quotes

Before you buy La Crosse, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free La Crosse, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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