Best Cheap Auto Insurance in Krum, TX (2021)

The average Krum, TX auto insurance rates are $300 per month. The minimum auto insurance in Krum is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Krum, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Krum, Texas is 30/60/25
  • The cheapest auto insurance company in Krum is USAA
  • The average commute length in Krum is 32.5 minutes

Krum, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Krum can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Krum, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Krum to other Texas cities, including Laredo auto insurance rates, Corpus Christi auto insurance rates, and Houston auto insurance rates to see how Krum, Texas auto insurance rates stack up.

Before you buy Krum, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Krum, Texas auto insurance quotes.

Minimum Auto Insurance in Krum, Texas

Krum, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Krum, Texas.

Minimum Required Auto Insurance Coverage in Krum, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Krum, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Krum, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Krum, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,198 $3,227 $3,155 $3,155 $8,562 $10,345 $3,969 $4,140
American Family $2,657 $2,958 $2,481 $2,843 $7,023 $9,179 $3,813 $4,341
GEICO $2,340 $2,529 $2,258 $2,569 $5,168 $5,350 $2,536 $2,527
Nationwide $1,934 $1,963 $1,713 $1,810 $5,464 $7,000 $2,271 $2,453
Progressive $2,216 $2,114 $1,978 $2,014 $9,269 $10,333 $2,630 $2,672
State Farm $2,014 $2,014 $1,801 $1,801 $4,964 $6,349 $2,200 $2,263
USAA $1,566 $1,564 $1,504 $1,479 $4,522 $4,890 $2,083 $2,208

Cheap Krum, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Krum, Texas is a challenge. Take a look at the annual teen auto insurance rates in Krum, Texas.

Annual Auto Insurance Rates for Teen Drivers in Krum, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,562 $10,345
American Family $7,023 $9,179
GEICO $5,168 $5,350
Nationwide $5,464 $7,000
Progressive $9,269 $10,333
State Farm $4,964 $6,349
USAA $4,522 $4,890

Cheap Krum, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Krum, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Krum, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,155 $3,155
American Family $2,481 $2,843
GEICO $2,258 $2,569
Nationwide $1,713 $1,810
Progressive $1,978 $2,014
State Farm $1,801 $1,801
USAA $1,504 $1,479

Cheap Krum, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Krum, Texas compared to the annual auto insurance rates with a clean record in Krum, Texas.

Annual Krum, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,847 $5,951 $6,230 $3,847
American Family $4,016 $5,126 $4,489 $4,016
GEICO $2,682 $3,551 $2,956 $3,450
Nationwide $2,673 $2,673 $3,944 $3,014
Progressive $3,626 $4,680 $4,226 $4,080
State Farm $2,585 $2,984 $3,549 $2,585
USAA $1,837 $2,730 $3,232 $2,109

Cheap Krum, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Krum, Texas is not easy. Compare the annual rates for DUI auto insurance in Krum, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Krum, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,230
American Family $4,489
GEICO $2,956
Nationwide $3,944
Progressive $4,226
State Farm $3,549
USAA $3,232

Cheap Krum, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Krum, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Krum, Texas

Insurance Company Poor Fair Good
Allstate $6,303 $4,634 $3,970
American Family $6,058 $3,836 $3,342
GEICO $4,873 $2,762 $1,845
Nationwide $3,673 $2,968 $2,588
Progressive $4,669 $4,042 $3,749
State Farm $4,141 $2,580 $2,057
USAA $3,618 $2,110 $1,703

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Cheap Krum, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Krum, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Krum, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Krum, Texas

ZIP Code Average Annual Rates
76249 $5,310

Cheap Krum, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Krum, Texas auto insurance. Find the cheapest annual Krum, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Krum, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,850 $5,087
American Family $4,412 $4,412
GEICO $3,102 $3,218
Nationwide $3,076 $3,076
Progressive $4,153 $4,153
State Farm $2,926 $2,926
USAA $2,446 $2,508

Cheap Krum, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Krum, Texas? Check out the comparison of annual Krum, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Krum, Texas

Insurance Company Low Medium High
Allstate $4,875 $4,934 $5,097
American Family $4,119 $4,255 $4,861
GEICO $2,991 $3,122 $3,366
Nationwide $3,313 $2,949 $2,966
Progressive $3,966 $4,136 $4,357
State Farm $2,765 $2,919 $3,093
USAA $2,385 $2,466 $2,579

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Best By Category: Cheapest Auto Insurance in Krum, Texas

Compare the cheapest auto insurance companies in Krum, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Krum, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Krum, Texas Auto Insurance Companies

What auto insurance companies in Krum, Texas are the cheapest? Compare the top Krum, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Krum, Texas

Insurance Company Average Annual Rates
Allstate $4,969
American Family $4,412
GEICO $3,160
Nationwide $3,076
Progressive $4,153
State Farm $2,926
USAA $2,477

What affects auto insurance rates in Krum, Texas?

There are a lot of reasons why auto insurance rates in Krum, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Krum, Texas. Many local factors may affect your Krum auto insurance rates.

Krum Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Krum, Texas commute length is 32.5 minutes according to City-Data.

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Compare Krum, Texas Auto Insurance Quotes

Before you buy Krum, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Krum, Texas auto insurance quotes.

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