Best Cheap Auto Insurance in Kramer, ND (2021)

The average Kramer, ND auto insurance rates are $358 per month. The minimum auto insurance in Kramer is at least 25/50/25 in coverage to comply with North Dakota auto insurance laws. To find the best cheap auto insurance in Kramer, North Dakota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Kramer, North Dakota is 25/50/25
  • The most expensive auto insurance company in Kramer for teen drivers is Liberty Mutual
  • Average auto insurance rates in Kramer, ND for senior drivers are $2,332 per year

Kramer, North Dakota auto insurance requirements are 25/50/25 according to North Dakota auto insurance laws. Finding cheap auto insurance in Kramer can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kramer, North Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Kramer to other North Dakota cities, including West Fargo auto insurance rates, James auto insurance rates, and Minot auto insurance rates to see how Kramer, North Dakota auto insurance rates stack up.

Before you buy Kramer, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kramer, North Dakota auto insurance quotes.

Minimum Auto Insurance in Kramer, North Dakota

Kramer, North Dakota auto insurance laws require that you have at least the North Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kramer, North Dakota.

Minimum Required Auto Insurance Coverage in Kramer, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Kramer, North Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kramer, North Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kramer, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,554 $2,557 $2,263 $2,397 $9,912 $11,680 $2,803 $3,030
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,947 $1,913 $1,741 $1,810 $6,878 $7,051 $2,210 $2,338
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,886 $1,936 $1,689 $1,805 $4,197 $5,200 $2,146 $2,282
Progressive $2,063 $1,963 $1,667 $1,732 $7,568 $8,451 $2,522 $2,548
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Cheap Kramer, North Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kramer, North Dakota is a challenge. Take a look at the annual teen auto insurance rates in Kramer, North Dakota.

Annual Auto Insurance Rates for Teen Drivers in Kramer, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,912 $11,680
American Family $6,100 $8,820
Farmers $6,878 $7,051
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,197 $5,200
Progressive $7,568 $8,451
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheap Kramer, North Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Kramer, North Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kramer, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,263 $2,397
American Family $2,612 $2,612
Farmers $1,741 $1,810
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,689 $1,805
Progressive $1,667 $1,732
State Farm $1,575 $1,575
USAA $927 $930

Cheap Kramer, North Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kramer, North Dakota compared to the annual auto insurance rates with a clean record in Kramer, North Dakota.

Annual Kramer, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,757 $4,139 $6,324 $4,377
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,730 $3,477 $3,433 $3,305
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $1,944 $2,690 $3,722 $2,214
Progressive $3,291 $4,047 $3,329 $3,590
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheap Kramer, North Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kramer, North Dakota is not easy. Compare the annual rates for DUI auto insurance in Kramer, North Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Kramer, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,324
American Family $5,597
Farmers $3,433
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,722
Progressive $3,329
State Farm $2,757
USAA $2,854

Cheap Kramer, North Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kramer, North Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kramer, North Dakota

Insurance Company Poor Fair Good
Allstate $5,866 $4,460 $3,622
American Family $5,292 $3,681 $3,115
Farmers $3,748 $3,056 $2,904
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,222 $2,504 $2,201
Progressive $4,120 $3,439 $3,134
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

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Cheap Kramer, North Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Kramer, North Dakota auto insurance. Find the cheapest annual Kramer, North Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kramer, North Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,535 $4,763
American Family $3,979 $4,079
Farmers $3,236 $3,236
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,643 $2,643
Progressive $3,564 $3,564
State Farm $2,683 $2,831
USAA $2,008 $2,049

Cheap Kramer, North Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kramer, North Dakota? Check out the comparison of annual Kramer, North Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kramer, North Dakota

Insurance Company Low Medium High
Allstate $4,564 $4,648 $4,737
American Family $4,159 $4,230 $3,699
Farmers $3,168 $3,223 $3,317
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,580 $2,629 $2,719
Progressive $3,456 $3,551 $3,687
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

Best By Category: Cheapest Auto Insurance in Kramer, North Dakota

Compare the cheapest auto insurance companies in Kramer, North Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kramer, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Kramer, North Dakota Auto Insurance Companies

What auto insurance companies in Kramer, North Dakota are the cheapest? Compare the top Kramer, North Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kramer, North Dakota

Insurance Company Average Annual Rates
Allstate $4,649
American Family $4,029
Farmers $3,236
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,643
Progressive $3,564
State Farm $2,757
USAA $2,028

What affects auto insurance rates in Kramer, North Dakota?

There are a lot of reasons why auto insurance rates in Kramer, North Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kramer, North Dakota. Many local factors may affect your Kramer auto insurance rates.

Kramer Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kramer, North Dakota commute length is 7.0 minutes according to City-Data.

Compare Kramer, North Dakota Auto Insurance Quotes

Before you buy Kramer, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kramer, North Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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