Best Cheap Auto Insurance in Kosse, TX (2021)

The average Kosse, TX auto insurance rates are $308 per month. The minimum auto insurance in Kosse is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Kosse, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Kosse, TX for senior drivers are $2,225 per year
  • The cheapest auto insurance company in Kosse is USAA
  • The most expensive auto insurance company in Kosse for teen drivers is Progressive

Kosse, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Kosse can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kosse, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Kosse to other Texas cities, including Fort Worth auto insurance rates, Austin auto insurance rates, and Laredo auto insurance rates to see how Kosse, Texas auto insurance rates stack up.

Before you buy Kosse, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kosse, Texas auto insurance quotes.

Minimum Auto Insurance in Kosse, Texas

Kosse, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kosse, Texas.

Minimum Required Auto Insurance Coverage in Kosse, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Kosse, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kosse, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kosse, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,494 $3,531 $3,454 $3,454 $9,099 $11,001 $4,321 $4,507
American Family $2,337 $2,591 $2,177 $2,481 $6,040 $7,924 $3,320 $3,783
GEICO $2,042 $2,182 $1,940 $2,162 $4,329 $4,526 $2,205 $2,221
Nationwide $2,653 $2,700 $2,340 $2,481 $7,582 $9,752 $3,123 $3,383
Progressive $2,594 $2,434 $2,318 $2,357 $11,166 $12,440 $3,051 $3,062
State Farm $1,867 $1,867 $1,654 $1,654 $4,355 $5,532 $2,022 $2,090
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

Cheap Kosse, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kosse, Texas is a challenge. Take a look at the annual teen auto insurance rates in Kosse, Texas.

Annual Auto Insurance Rates for Teen Drivers in Kosse, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,099 $11,001
American Family $6,040 $7,924
GEICO $4,329 $4,526
Nationwide $7,582 $9,752
Progressive $11,166 $12,440
State Farm $4,355 $5,532
USAA $3,887 $4,247

Cheap Kosse, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Kosse, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kosse, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,454 $3,454
American Family $2,177 $2,481
GEICO $1,940 $2,162
Nationwide $2,340 $2,481
Progressive $2,318 $2,357
State Farm $1,654 $1,654
USAA $1,339 $1,334

Cheap Kosse, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kosse, Texas compared to the annual auto insurance rates with a clean record in Kosse, Texas.

Annual Kosse, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,182 $6,411 $6,656 $4,182
American Family $3,501 $4,431 $3,894 $3,501
GEICO $2,298 $2,999 $2,551 $2,956
Nationwide $3,682 $3,682 $5,478 $4,165
Progressive $4,290 $5,589 $5,011 $4,821
State Farm $2,350 $2,678 $3,141 $2,350
USAA $1,639 $2,406 $2,835 $1,880

Cheap Kosse, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kosse, Texas is not easy. Compare the annual rates for DUI auto insurance in Kosse, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Kosse, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,656
American Family $3,894
GEICO $2,551
Nationwide $5,478
Progressive $5,011
State Farm $3,141
USAA $2,835

Cheap Kosse, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kosse, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kosse, Texas

Insurance Company Poor Fair Good
Allstate $6,834 $4,982 $4,257
American Family $5,290 $3,307 $2,898
GEICO $4,148 $2,365 $1,590
Nationwide $5,109 $4,093 $3,552
Progressive $5,531 $4,799 $4,453
State Farm $3,727 $2,318 $1,846
USAA $3,224 $1,855 $1,491

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Cheap Kosse, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kosse, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Kosse, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kosse, Texas

ZIP Code Average Annual Rates
76653 $5,601

Cheap Kosse, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Kosse, Texas auto insurance. Find the cheapest annual Kosse, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kosse, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,230 $5,485
American Family $3,832 $3,832
GEICO $2,649 $2,753
Nationwide $4,252 $4,252
Progressive $4,928 $4,928
State Farm $2,630 $2,630
USAA $2,162 $2,217

Cheap Kosse, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kosse, Texas? Check out the comparison of annual Kosse, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kosse, Texas

Insurance Company Low Medium High
Allstate $5,223 $5,307 $5,544
American Family $3,589 $3,708 $4,198
GEICO $2,581 $2,673 $2,848
Nationwide $4,583 $4,068 $4,104
Progressive $4,634 $4,899 $5,251
State Farm $2,508 $2,622 $2,760
USAA $2,122 $2,182 $2,265

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Best By Category: Cheapest Auto Insurance in Kosse, Texas

Compare the cheapest auto insurance companies in Kosse, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kosse, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Kosse, Texas Auto Insurance Companies

What auto insurance companies in Kosse, Texas are the cheapest? Compare the top Kosse, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kosse, Texas

Insurance Company Average Annual Rates
Allstate $5,358
American Family $3,832
GEICO $2,701
Nationwide $4,252
Progressive $4,928
State Farm $2,630
USAA $2,190

What affects auto insurance rates in Kosse, Texas?

There are a lot of reasons why auto insurance rates in Kosse, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kosse, Texas. Many local factors may affect your Kosse auto insurance rates.

Kosse Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kosse, Texas commute length is 22.5 minutes according to City-Data.

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Compare Kosse, Texas Auto Insurance Quotes

Before you buy Kosse, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kosse, Texas auto insurance quotes.

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