Best Cheap Auto Insurance in Kirkwood, DE (2021)

The average Kirkwood, DE auto insurance rates are $616 per month. The minimum auto insurance in Kirkwood is at least 25/50/10 in coverage to comply with Delaware auto insurance laws. To find the best cheap auto insurance in Kirkwood, Delaware, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Kirkwood for teen drivers is Liberty Mutual
  • Average auto insurance rates in Kirkwood, DE for senior drivers are $4,408 per year
  • The cheapest auto insurance company in Kirkwood is USAA

Kirkwood, Delaware auto insurance requirements are 25/50/10 according to Delaware auto insurance laws. Finding cheap auto insurance in Kirkwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kirkwood, Delaware, including driving record, credit, commute time, and more.

Compare auto insurance in Kirkwood to other Delaware cities, including Elsmere auto insurance rates, Wilmington auto insurance rates, and Milford auto insurance rates to see how Kirkwood, Delaware auto insurance rates stack up.

Before you buy Kirkwood, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kirkwood, Delaware auto insurance quotes.

Minimum Auto Insurance in Kirkwood, Delaware

Kirkwood, Delaware auto insurance laws require that you have at least the Delaware minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kirkwood, Delaware.

Minimum Required Auto Insurance Coverage in Kirkwood, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Kirkwood, Delaware Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kirkwood, Delaware are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kirkwood, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,256 $4,143 $3,737 $3,925 $15,329 $17,777 $4,415 $4,638
GEICO $3,355 $3,700 $3,279 $3,802 $7,808 $8,009 $3,498 $3,307
Liberty Mutual $17,387 $17,387 $17,175 $17,175 $38,842 $58,904 $17,387 $24,144
Nationwide $3,278 $3,255 $2,990 $2,978 $7,875 $9,971 $3,640 $3,892
Progressive $2,186 $2,019 $1,920 $1,959 $11,167 $12,340 $2,676 $2,604
State Farm $3,123 $3,123 $2,887 $2,887 $8,987 $11,605 $3,509 $3,651
Travelers $1,607 $1,614 $1,588 $1,552 $9,501 $14,763 $1,719 $1,850
USAA $1,444 $1,420 $1,336 $1,333 $5,385 $6,330 $1,820 $2,001

Cheap Kirkwood, Delaware Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kirkwood, Delaware is a challenge. Take a look at the annual teen auto insurance rates in Kirkwood, Delaware.

Annual Auto Insurance Rates for Teen Drivers in Kirkwood, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,329 $17,777
GEICO $7,808 $8,009
Liberty Mutual $38,842 $58,904
Nationwide $7,875 $9,971
Progressive $11,167 $12,340
State Farm $8,987 $11,605
Travelers $9,501 $14,763
USAA $5,385 $6,330

Cheap Kirkwood, Delaware Auto Insurance for Seniors

What are senior auto insurance rates in Kirkwood, Delaware? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kirkwood, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,737 $3,925
GEICO $3,279 $3,802
Liberty Mutual $17,175 $17,175
Nationwide $2,990 $2,978
Progressive $1,920 $1,959
State Farm $2,887 $2,887
Travelers $1,588 $1,552
USAA $1,336 $1,333

Cheap Kirkwood, Delaware Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kirkwood, Delaware compared to the annual auto insurance rates with a clean record in Kirkwood, Delaware.

Annual Kirkwood, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,149 $7,396 $8,587 $6,978
GEICO $3,534 $4,881 $5,929 $4,034
Liberty Mutual $20,976 $24,024 $37,712 $21,489
Nationwide $3,777 $3,777 $6,922 $4,463
Progressive $3,966 $5,268 $4,521 $4,681
State Farm $4,501 $5,442 $4,972 $4,972
Travelers $3,637 $3,647 $5,999 $3,814
USAA $2,166 $2,166 $3,724 $2,478

Cheap Kirkwood, Delaware Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kirkwood, Delaware is not easy. Compare the annual rates for DUI auto insurance in Kirkwood, Delaware to find the best deal.

Annual Auto Insurance Rates After a DUI in Kirkwood, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,587
GEICO $5,929
Liberty Mutual $37,712
Nationwide $6,922
Progressive $4,521
State Farm $4,972
Travelers $5,999
USAA $3,724

Cheap Kirkwood, Delaware Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kirkwood, Delaware annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kirkwood, Delaware

Insurance Company Poor Fair Good
Allstate $9,355 $6,615 $5,862
GEICO $7,138 $3,948 $2,697
Liberty Mutual $35,311 $23,735 $19,105
Nationwide $5,491 $4,561 $4,152
Progressive $5,150 $4,510 $4,167
State Farm $7,613 $4,192 $3,110
Travelers $4,754 $3,937 $4,131
USAA $4,313 $2,085 $1,503

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Kirkwood, Delaware Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kirkwood, Delaware can vary. Compare the annual cost of auto insurance by ZIP code in Kirkwood, Delaware to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kirkwood, Delaware

ZIP Code Average Annual Rates
19708 $7,393

Cheap Kirkwood, Delaware Auto Insurance Rates By Commute

Commute length and annual mileage affect Kirkwood, Delaware auto insurance. Find the cheapest annual Kirkwood, Delaware auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kirkwood, Delaware

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,277 $7,277
GEICO $4,523 $4,666
Liberty Mutual $25,325 $26,775
Nationwide $4,735 $4,735
Progressive $4,609 $4,609
State Farm $4,801 $5,142
Travelers $4,274 $4,274
USAA $2,606 $2,662

Cheap Kirkwood, Delaware Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kirkwood, Delaware? Check out the comparison of annual Kirkwood, Delaware auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kirkwood, Delaware

Insurance Company Low Medium High
Allstate $6,579 $7,374 $7,879
GEICO $4,064 $4,655 $5,064
Liberty Mutual $24,766 $25,746 $27,639
Nationwide $4,702 $4,655 $4,847
Progressive $4,044 $4,664 $5,119
State Farm $4,634 $4,984 $5,296
Travelers $3,961 $4,422 $4,440
USAA $2,464 $2,630 $2,806

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Kirkwood, Delaware

Compare the cheapest auto insurance companies in Kirkwood, Delaware in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kirkwood, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Kirkwood, Delaware Auto Insurance Companies

What auto insurance companies in Kirkwood, Delaware are the cheapest? Compare the top Kirkwood, Delaware auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kirkwood, Delaware

Insurance Company Average Annual Rates
Allstate $7,277
GEICO $4,595
Liberty Mutual $26,050
Nationwide $4,735
Progressive $4,609
State Farm $4,972
Travelers $4,274
USAA $2,634

Compare Kirkwood, Delaware Auto Insurance Quotes

Before you buy Kirkwood, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kirkwood, Delaware auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption