Best Cheap Auto Insurance in Kirkville, NY (2021)

The average Kirkville, NY auto insurance rates are $263 per month. The minimum auto insurance in Kirkville is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Kirkville, New York, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Kirkville, New York is 25/50/10
  • The most expensive auto insurance company in Kirkville for teen drivers is Liberty Mutual
  • Average auto insurance rates in Kirkville, NY for senior drivers are $1,937 per year

Kirkville, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Kirkville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kirkville, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Kirkville to other New York cities, including Utica auto insurance rates, Buffalo auto insurance rates, and Yonkers auto insurance rates to see how Kirkville, New York auto insurance rates stack up.

Before you buy Kirkville, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kirkville, New York auto insurance quotes.

Minimum Auto Insurance in Kirkville, New York

Kirkville, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kirkville, New York.

Minimum Required Auto Insurance Coverage in Kirkville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Kirkville, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kirkville, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kirkville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,347 $2,320 $2,365 $7,333 $7,936 $2,475 $2,508
GEICO $1,311 $1,264 $1,278 $1,260 $2,792 $4,119 $1,180 $1,217
Liberty Mutual $3,450 $3,450 $3,217 $3,217 $6,721 $10,879 $3,450 $3,659
Nationwide $2,040 $2,040 $1,927 $1,927 $3,642 $5,406 $2,040 $2,595
Progressive $1,619 $1,508 $1,299 $1,318 $5,709 $6,367 $2,106 $2,052
State Farm $2,067 $2,067 $1,808 $1,808 $6,216 $8,001 $2,280 $2,417
Travelers $2,400 $2,421 $2,204 $2,363 $5,662 $6,745 $2,555 $2,663
USAA $1,468 $1,438 $1,341 $1,334 $5,994 $7,111 $1,867 $2,053

Cheap Kirkville, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kirkville, New York is a challenge. Take a look at the annual teen auto insurance rates in Kirkville, New York.

Annual Auto Insurance Rates for Teen Drivers in Kirkville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,333 $7,936
GEICO $2,792 $4,119
Liberty Mutual $6,721 $10,879
Nationwide $3,642 $5,406
Progressive $5,709 $6,367
State Farm $6,216 $8,001
Travelers $5,662 $6,745
USAA $5,994 $7,111

Cheap Kirkville, New York Auto Insurance for Seniors

What are senior auto insurance rates in Kirkville, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kirkville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,320 $2,365
GEICO $1,278 $1,260
Liberty Mutual $3,217 $3,217
Nationwide $1,927 $1,927
Progressive $1,299 $1,318
State Farm $1,808 $1,808
Travelers $2,204 $2,363
USAA $1,341 $1,334

Cheap Kirkville, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kirkville, New York compared to the annual auto insurance rates with a clean record in Kirkville, New York.

Annual Kirkville, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,149 $3,149 $4,607 $3,976
GEICO $1,407 $1,534 $2,863 $1,407
Liberty Mutual $3,783 $3,783 $7,674 $3,783
Nationwide $2,075 $2,075 $4,536 $2,121
Progressive $2,671 $2,671 $2,958 $2,688
State Farm $3,170 $3,170 $3,496 $3,496
Travelers $2,880 $3,607 $3,660 $3,360
USAA $2,498 $2,540 $3,724 $2,540

Cheap Kirkville, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kirkville, New York is not easy. Compare the annual rates for DUI auto insurance in Kirkville, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Kirkville, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,607
GEICO $2,863
Liberty Mutual $7,674
Nationwide $4,536
Progressive $2,958
State Farm $3,496
Travelers $3,660
USAA $3,724

Cheap Kirkville, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kirkville, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kirkville, New York

Insurance Company Poor Fair Good
Allstate $5,292 $3,140 $2,728
GEICO $2,259 $1,660 $1,490
Liberty Mutual $6,643 $4,355 $3,269
Nationwide $2,702 $2,702 $2,702
Progressive $4,311 $2,262 $1,668
State Farm $4,706 $2,951 $2,342
Travelers $4,619 $2,944 $2,567
USAA $4,309 $2,210 $1,959

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Cheap Kirkville, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kirkville, New York can vary. Compare the annual cost of auto insurance by ZIP code in Kirkville, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kirkville, New York

ZIP Code Average Annual Rates
13082 $3,226

Cheap Kirkville, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Kirkville, New York auto insurance. Find the cheapest annual Kirkville, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kirkville, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,670 $3,770
GEICO $1,749 $1,856
Liberty Mutual $4,623 $4,888
Nationwide $2,702 $2,702
Progressive $2,747 $2,747
State Farm $3,217 $3,449
Travelers $3,377 $3,377
USAA $2,798 $2,854

Cheap Kirkville, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kirkville, New York? Check out the comparison of annual Kirkville, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kirkville, New York

Insurance Company Low Medium High
Allstate $3,553 $3,710 $3,898
GEICO $1,713 $1,802 $1,894
Liberty Mutual $4,543 $4,738 $4,985
Nationwide $2,548 $2,683 $2,875
Progressive $2,608 $2,736 $2,898
State Farm $3,152 $3,354 $3,494
Travelers $3,222 $3,351 $3,557
USAA $2,741 $2,813 $2,922

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Best By Category: Cheapest Auto Insurance in Kirkville, New York

Compare the cheapest auto insurance companies in Kirkville, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kirkville, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Kirkville, New York Auto Insurance Companies

What auto insurance companies in Kirkville, New York are the cheapest? Compare the top Kirkville, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kirkville, New York

Insurance Company Average Annual Rates
Allstate $3,720
GEICO $1,803
Liberty Mutual $4,755
Nationwide $2,702
Progressive $2,747
State Farm $3,333
Travelers $3,377
USAA $2,826

Compare Kirkville, New York Auto Insurance Quotes

Before you buy Kirkville, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kirkville, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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