Best Cheap Auto Insurance in Kirkland, AZ (2021)

The average Kirkland, AZ auto insurance rates are $273 per month. The minimum auto insurance in Kirkland is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Kirkland, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Kirkland, Arizona is 15/30/10
  • Average auto insurance rates in Kirkland, AZ for senior drivers are $1,896 per year
  • The most expensive auto insurance company in Kirkland for teen drivers is State Farm

Kirkland, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Kirkland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kirkland, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Kirkland to other Arizona cities, including Tempe auto insurance rates, Tucson auto insurance rates, and Gilbert auto insurance rates to see how Kirkland, Arizona auto insurance rates stack up.

Before you buy Kirkland, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kirkland, Arizona auto insurance quotes.

Minimum Auto Insurance in Kirkland, Arizona

Kirkland, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kirkland, Arizona.

Minimum Required Auto Insurance Coverage in Kirkland, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Kirkland, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kirkland, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kirkland, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,968 $2,968 $2,895 $2,895 $6,581 $8,561 $3,337 $3,636
American Family $2,510 $2,510 $2,305 $2,305 $6,583 $8,559 $2,510 $2,955
Farmers $2,024 $2,015 $1,807 $1,917 $8,312 $8,584 $2,296 $2,388
GEICO $1,444 $1,612 $1,202 $1,521 $4,157 $4,410 $1,324 $1,321
Nationwide $2,029 $2,066 $1,819 $1,924 $4,970 $6,346 $2,338 $2,523
Progressive $1,791 $1,577 $1,610 $1,529 $7,297 $8,155 $1,934 $1,934
State Farm $2,499 $2,499 $2,192 $2,192 $7,726 $9,697 $2,691 $3,414
Travelers $1,753 $1,840 $1,627 $1,726 $5,095 $6,363 $1,854 $1,948
USAA $1,418 $1,422 $1,327 $1,344 $5,167 $5,913 $1,853 $1,983

Cheap Kirkland, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kirkland, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Kirkland, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Kirkland, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,581 $8,561
American Family $6,583 $8,559
Farmers $8,312 $8,584
GEICO $4,157 $4,410
Nationwide $4,970 $6,346
Progressive $7,297 $8,155
State Farm $7,726 $9,697
Travelers $5,095 $6,363
USAA $5,167 $5,913

Cheap Kirkland, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Kirkland, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kirkland, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,895 $2,895
American Family $2,305 $2,305
Farmers $1,807 $1,917
GEICO $1,202 $1,521
Nationwide $1,819 $1,924
Progressive $1,610 $1,529
State Farm $2,192 $2,192
Travelers $1,627 $1,726
USAA $1,327 $1,344

Cheap Kirkland, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kirkland, Arizona compared to the annual auto insurance rates with a clean record in Kirkland, Arizona.

Annual Kirkland, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,384 $4,276 $4,872 $4,388
American Family $2,667 $4,197 $5,155 $3,100
Farmers $3,096 $3,990 $3,892 $3,693
GEICO $1,653 $2,218 $2,970 $1,653
Nationwide $2,548 $2,676 $3,939 $2,845
Progressive $2,851 $3,743 $3,009 $3,309
State Farm $3,744 $4,484 $4,114 $4,114
Travelers $2,223 $2,897 $3,210 $2,773
USAA $1,861 $2,657 $3,508 $2,187

Cheap Kirkland, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kirkland, Arizona is not easy. Compare the annual rates for DUI auto insurance in Kirkland, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Kirkland, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,872
American Family $5,155
Farmers $3,892
GEICO $2,970
Nationwide $3,939
Progressive $3,009
State Farm $4,114
Travelers $3,210
USAA $3,508

Cheap Kirkland, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kirkland, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kirkland, Arizona

Insurance Company Poor Fair Good
Allstate $5,422 $3,855 $3,414
American Family $4,755 $3,537 $3,047
Farmers $4,191 $3,492 $3,321
GEICO $2,915 $1,915 $1,541
Nationwide $3,601 $2,879 $2,525
Progressive $3,603 $3,144 $2,937
State Farm $7,579 $2,930 $1,833
Travelers $3,374 $2,757 $2,196
USAA $3,356 $2,348 $1,956

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Cheap Kirkland, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kirkland, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Kirkland, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kirkland, Arizona

ZIP Code Average Annual Rates
86332 $3,246

Cheap Kirkland, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Kirkland, Arizona auto insurance. Find the cheapest annual Kirkland, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kirkland, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,230 $4,230
American Family $3,743 $3,817
Farmers $3,668 $3,668
GEICO $2,088 $2,160
Nationwide $3,002 $3,002
Progressive $3,228 $3,228
State Farm $4,012 $4,216
Travelers $2,776 $2,776
USAA $2,525 $2,581

Cheap Kirkland, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kirkland, Arizona? Check out the comparison of annual Kirkland, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kirkland, Arizona

Insurance Company Low Medium High
Allstate $3,985 $4,251 $4,455
American Family $3,641 $3,901 $3,797
Farmers $3,223 $3,702 $4,079
GEICO $1,836 $2,151 $2,384
Nationwide $2,891 $3,030 $3,084
Progressive $2,880 $3,283 $3,522
State Farm $3,733 $4,184 $4,424
Travelers $2,504 $2,816 $3,007
USAA $2,342 $2,590 $2,729

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Best By Category: Cheapest Auto Insurance in Kirkland, Arizona

Compare the cheapest auto insurance companies in Kirkland, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kirkland, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Kirkland, Arizona Auto Insurance Companies

What auto insurance companies in Kirkland, Arizona are the cheapest? Compare the top Kirkland, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kirkland, Arizona

Insurance Company Average Annual Rates
Allstate $4,230
American Family $3,780
Farmers $3,668
GEICO $2,124
Nationwide $3,002
Progressive $3,228
State Farm $4,114
Travelers $2,776
USAA $2,553

Compare Kirkland, Arizona Auto Insurance Quotes

Before you buy Kirkland, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kirkland, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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