Best Cheap Auto Insurance in Kirbyville, TX (2021)

The average Kirbyville, TX auto insurance rates are $337 per month. The minimum auto insurance in Kirbyville is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Kirbyville, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The average commute length in Kirbyville is 41.4 minutes
  • The minimum auto insurance required in Kirbyville, Texas is 30/60/25
  • Average auto insurance rates in Kirbyville, TX for senior drivers are $2,420 per year

Kirbyville, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Kirbyville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kirbyville, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Kirbyville to other Texas cities, including Plano auto insurance rates, Dallas auto insurance rates, and Houston auto insurance rates to see how Kirbyville, Texas auto insurance rates stack up.

Before you buy Kirbyville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kirbyville, Texas auto insurance quotes.

Minimum Auto Insurance in Kirbyville, Texas

Kirbyville, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kirbyville, Texas.

Minimum Required Auto Insurance Coverage in Kirbyville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Kirbyville, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kirbyville, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kirbyville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,429 $3,451 $3,382 $3,382 $9,171 $11,050 $4,236 $4,402
American Family $2,695 $3,012 $2,551 $2,933 $7,389 $9,648 $3,918 $4,467
GEICO $2,294 $2,472 $2,210 $2,500 $4,973 $5,178 $2,479 $2,478
Nationwide $2,719 $2,761 $2,400 $2,538 $7,884 $10,108 $3,212 $3,473
Progressive $2,941 $2,765 $2,620 $2,670 $12,648 $14,075 $3,468 $3,482
State Farm $2,014 $2,014 $1,786 $1,786 $4,737 $6,022 $2,184 $2,254
USAA $1,639 $1,652 $1,563 $1,555 $4,581 $5,001 $2,188 $2,355

Cheap Kirbyville, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kirbyville, Texas is a challenge. Take a look at the annual teen auto insurance rates in Kirbyville, Texas.

Annual Auto Insurance Rates for Teen Drivers in Kirbyville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,171 $11,050
American Family $7,389 $9,648
GEICO $4,973 $5,178
Nationwide $7,884 $10,108
Progressive $12,648 $14,075
State Farm $4,737 $6,022
USAA $4,581 $5,001

Cheap Kirbyville, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Kirbyville, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kirbyville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,382 $3,382
American Family $2,551 $2,933
GEICO $2,210 $2,500
Nationwide $2,400 $2,538
Progressive $2,620 $2,670
State Farm $1,786 $1,786
USAA $1,563 $1,555

Cheap Kirbyville, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kirbyville, Texas compared to the annual auto insurance rates with a clean record in Kirbyville, Texas.

Annual Kirbyville, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,093 $6,392 $6,672 $4,093
American Family $4,153 $5,338 $4,662 $4,153
GEICO $2,611 $3,439 $2,883 $3,360
Nationwide $3,804 $3,804 $5,642 $4,298
Progressive $4,857 $6,328 $5,679 $5,471
State Farm $2,542 $2,903 $3,413 $2,542
USAA $1,915 $2,823 $3,329 $2,199

Cheap Kirbyville, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kirbyville, Texas is not easy. Compare the annual rates for DUI auto insurance in Kirbyville, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Kirbyville, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,672
American Family $4,662
GEICO $2,883
Nationwide $5,642
Progressive $5,679
State Farm $3,413
USAA $3,329

Cheap Kirbyville, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kirbyville, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kirbyville, Texas

Insurance Company Poor Fair Good
Allstate $6,745 $4,950 $4,243
American Family $6,252 $3,997 $3,481
GEICO $4,736 $2,687 $1,797
Nationwide $5,268 $4,228 $3,665
Progressive $6,273 $5,436 $5,042
State Farm $4,039 $2,511 $1,999
USAA $3,779 $2,174 $1,746

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Cheap Kirbyville, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kirbyville, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Kirbyville, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kirbyville, Texas

ZIP Code Average Annual Rates
75956 $6,180

Cheap Kirbyville, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Kirbyville, Texas auto insurance. Find the cheapest annual Kirbyville, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kirbyville, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,179 $5,446
American Family $4,576 $4,576
GEICO $3,015 $3,131
Nationwide $4,387 $4,387
Progressive $5,584 $5,584
State Farm $2,850 $2,850
USAA $2,534 $2,599

Cheap Kirbyville, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kirbyville, Texas? Check out the comparison of annual Kirbyville, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kirbyville, Texas

Insurance Company Low Medium High
Allstate $5,192 $5,267 $5,479
American Family $4,251 $4,393 $5,086
GEICO $2,912 $3,033 $3,274
Nationwide $4,708 $4,197 $4,255
Progressive $5,262 $5,551 $5,937
State Farm $2,706 $2,838 $3,006
USAA $2,483 $2,556 $2,660

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Best By Category: Cheapest Auto Insurance in Kirbyville, Texas

Compare the cheapest auto insurance companies in Kirbyville, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kirbyville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Kirbyville, Texas Auto Insurance Companies

What auto insurance companies in Kirbyville, Texas are the cheapest? Compare the top Kirbyville, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kirbyville, Texas

Insurance Company Average Annual Rates
Allstate $5,313
American Family $4,576
GEICO $3,073
Nationwide $4,387
Progressive $5,584
State Farm $2,850
USAA $2,567

What affects auto insurance rates in Kirbyville, Texas?

There are a lot of reasons why auto insurance rates in Kirbyville, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kirbyville, Texas. Many local factors may affect your Kirbyville auto insurance rates.

Kirbyville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kirbyville, Texas commute length is 41.4 minutes according to City-Data.

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Compare Kirbyville, Texas Auto Insurance Quotes

Before you buy Kirbyville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kirbyville, Texas auto insurance quotes.

Free Auto Insurance Comparison

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