Best Cheap Auto Insurance in Kinston, NC (2021)

The average Kinston, NC auto insurance rates are $282 per month. The minimum auto insurance in Kinston is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Kinston, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Kinston for teen drivers is Allstate
  • The average commute length in Kinston is 16.4 minutes
  • The minimum auto insurance required in Kinston, North Carolina is 30/60/25

Kinston, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Kinston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kinston, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Kinston to other North Carolina cities, including Durham auto insurance rates, Raleigh auto insurance rates, and Charlotte auto insurance rates to see how Kinston, North Carolina auto insurance rates stack up.

Before you buy Kinston, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kinston, North Carolina auto insurance quotes.

Minimum Auto Insurance in Kinston, North Carolina

Kinston, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kinston, North Carolina.

Minimum Required Auto Insurance Coverage in Kinston, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Kinston, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kinston, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kinston, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,921 $4,921 $4,043 $4,043 $11,697 $11,697 $5,018 $5,018
GEICO $2,584 $2,538 $2,546 $2,501 $4,649 $4,609 $2,278 $2,265
Liberty Mutual $1,929 $1,929 $1,996 $1,996 $3,338 $3,338 $1,929 $1,929
Nationwide $2,654 $2,654 $2,654 $2,654 $4,402 $4,402 $2,654 $2,654
Progressive $1,770 $1,770 $1,594 $1,594 $4,299 $4,299 $2,002 $2,002
State Farm $2,765 $2,765 $2,391 $2,391 $4,072 $4,072 $3,420 $3,420
Travelers $2,826 $2,826 $2,804 $2,804 $4,678 $4,678 $2,901 $2,901

Cheap Kinston, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kinston, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Kinston, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Kinston, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,697 $11,697
GEICO $4,649 $4,609
Liberty Mutual $3,338 $3,338
Nationwide $4,402 $4,402
Progressive $4,299 $4,299
State Farm $4,072 $4,072
Travelers $4,678 $4,678

Cheap Kinston, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Kinston, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kinston, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,043 $4,043
GEICO $2,546 $2,501
Liberty Mutual $1,996 $1,996
Nationwide $2,654 $2,654
Progressive $1,594 $1,594
State Farm $2,391 $2,391
Travelers $2,804 $2,804

Cheap Kinston, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kinston, North Carolina compared to the annual auto insurance rates with a clean record in Kinston, North Carolina.

Annual Kinston, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,469 $6,139 $11,377 $4,694
GEICO $1,567 $2,351 $5,884 $2,184
Liberty Mutual $1,362 $1,754 $4,322 $1,754
Nationwide $1,806 $2,344 $5,870 $2,344
Progressive $1,124 $1,647 $5,296 $1,598
State Farm $1,700 $2,436 $6,076 $2,436
Travelers $1,914 $2,587 $6,188 $2,520

Cheap Kinston, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kinston, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Kinston, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Kinston, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,377
GEICO $5,884
Liberty Mutual $4,322
Nationwide $5,870
Progressive $5,296
State Farm $6,076
Travelers $6,188

Cheap Kinston, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kinston, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kinston, North Carolina

Insurance Company Poor Fair Good
Allstate $8,672 $5,638 $4,949
GEICO $3,235 $2,982 $2,772
Liberty Mutual $2,298 $2,298 $2,298
Nationwide $3,091 $3,091 $3,091
Progressive $2,785 $2,347 $2,116
State Farm $4,445 $2,838 $2,202
Travelers $3,549 $3,208 $3,151

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Cheap Kinston, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kinston, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Kinston, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kinston, North Carolina

ZIP Code Average Annual Rates
28501 $3,076
28504 $3,105

Cheap Kinston, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Kinston, North Carolina auto insurance. Find the cheapest annual Kinston, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kinston, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,420 $6,420
GEICO $2,996 $2,996
Liberty Mutual $2,298 $2,298
Nationwide $3,091 $3,091
Progressive $2,416 $2,416
State Farm $3,142 $3,182
Travelers $3,302 $3,302

Cheap Kinston, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kinston, North Carolina? Check out the comparison of annual Kinston, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kinston, North Carolina

Insurance Company Low Medium High
Allstate $6,170 $6,395 $6,695
GEICO $2,855 $2,986 $3,148
Liberty Mutual $2,187 $2,284 $2,423
Nationwide $2,962 $3,077 $3,234
Progressive $2,287 $2,402 $2,560
State Farm $3,020 $3,146 $3,320
Travelers $3,163 $3,286 $3,459

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Best By Category: Cheapest Auto Insurance in Kinston, North Carolina

Compare the cheapest auto insurance companies in Kinston, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kinston, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Kinston, North Carolina Auto Insurance Companies

What auto insurance companies in Kinston, North Carolina are the cheapest? Compare the top Kinston, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kinston, North Carolina

Insurance Company Average Annual Rates
Allstate $6,420
GEICO $2,996
Liberty Mutual $2,298
Nationwide $3,091
Progressive $2,416
State Farm $3,162
Travelers $3,302

What affects auto insurance rates in Kinston, North Carolina?

There are a lot of reasons why auto insurance rates in Kinston, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kinston, North Carolina. Many local factors may affect your Kinston auto insurance rates.

Kinston Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kinston, North Carolina commute length is 16.4 minutes according to City-Data.

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Compare Kinston, North Carolina Auto Insurance Quotes

Before you buy Kinston, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kinston, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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