Best Cheap Auto Insurance in Kinston, AL (2021)

The average Kinston, AL auto insurance rates are $282 per month. The minimum auto insurance in Kinston is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Kinston, Alabama, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Kinston is USAA
  • The most expensive auto insurance company in Kinston for teen drivers is Liberty Mutual
  • Average auto insurance rates in Kinston, AL for senior drivers are $1,804 per year

Kinston, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Kinston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kinston, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Kinston to other Alabama cities, including Tuscaloosa auto insurance rates, Hoover auto insurance rates, and Madison auto insurance rates to see how Kinston, Alabama auto insurance rates stack up.

Before you buy Kinston, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kinston, Alabama auto insurance quotes.

Minimum Auto Insurance in Kinston, Alabama

Kinston, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kinston, Alabama.

Minimum Required Auto Insurance Coverage in Kinston, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Kinston, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kinston, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kinston, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,937 $1,860 $1,738 $1,775 $6,396 $6,863 $2,204 $2,265
Farmers $2,225 $2,209 $1,987 $2,116 $8,679 $8,928 $2,515 $2,598
GEICO $1,919 $1,894 $1,817 $1,864 $4,936 $4,820 $2,027 $1,875
Liberty Mutual $2,881 $3,114 $2,373 $2,654 $10,274 $11,421 $3,065 $3,261
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,045 $1,928 $1,672 $1,786 $8,096 $9,034 $2,391 $2,531
State Farm $2,453 $2,453 $2,219 $2,219 $7,362 $9,231 $2,769 $3,181
Travelers $1,535 $1,560 $1,433 $1,429 $8,037 $12,553 $1,457 $1,688
USAA $1,234 $1,256 $1,154 $1,135 $3,627 $4,023 $1,604 $1,735

Cheap Kinston, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kinston, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Kinston, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Kinston, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,396 $6,863
Farmers $8,679 $8,928
GEICO $4,936 $4,820
Liberty Mutual $10,274 $11,421
Nationwide $4,358 $5,617
Progressive $8,096 $9,034
State Farm $7,362 $9,231
Travelers $8,037 $12,553
USAA $3,627 $4,023

Cheap Kinston, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Kinston, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kinston, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,738 $1,775
Farmers $1,987 $2,116
GEICO $1,817 $1,864
Liberty Mutual $2,373 $2,654
Nationwide $1,527 $1,581
Progressive $1,672 $1,786
State Farm $2,219 $2,219
Travelers $1,433 $1,429
USAA $1,154 $1,135

Cheap Kinston, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kinston, Alabama compared to the annual auto insurance rates with a clean record in Kinston, Alabama.

Annual Kinston, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,689 $3,149 $3,671 $3,010
Farmers $3,290 $4,258 $4,155 $3,926
GEICO $1,796 $2,872 $3,506 $2,401
Liberty Mutual $3,831 $5,323 $5,214 $5,154
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,340 $4,170 $3,563 $3,668
State Farm $3,601 $4,456 $3,943 $3,943
Travelers $3,092 $3,246 $4,740 $3,769
USAA $1,518 $1,902 $2,822 $1,642

Cheap Kinston, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kinston, Alabama is not easy. Compare the annual rates for DUI auto insurance in Kinston, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Kinston, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,671
Farmers $4,155
GEICO $3,506
Liberty Mutual $5,214
Nationwide $3,241
Progressive $3,563
State Farm $3,943
Travelers $4,740
USAA $2,822

Cheap Kinston, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kinston, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kinston, Alabama

Insurance Company Poor Fair Good
Allstate $3,881 $3,031 $2,477
Farmers $4,376 $3,771 $3,574
GEICO $3,361 $2,399 $2,171
Liberty Mutual $6,988 $4,285 $3,368
Nationwide $3,073 $2,400 $2,171
Progressive $4,180 $3,561 $3,315
State Farm $6,456 $3,274 $2,228
Travelers $4,051 $3,510 $3,574
USAA $2,646 $1,725 $1,541

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Cheap Kinston, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kinston, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Kinston, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kinston, Alabama

ZIP Code Average Annual Rates
36453 $3,477

Cheap Kinston, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Kinston, Alabama auto insurance. Find the cheapest annual Kinston, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kinston, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,130 $3,130
Farmers $3,907 $3,907
GEICO $2,594 $2,694
Liberty Mutual $4,880 $4,880
Nationwide $2,548 $2,548
Progressive $3,685 $3,685
State Farm $3,889 $4,083
Travelers $3,712 $3,712
USAA $1,881 $2,061

Cheap Kinston, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kinston, Alabama? Check out the comparison of annual Kinston, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kinston, Alabama

Insurance Company Low Medium High
Allstate $3,026 $3,125 $3,237
Farmers $3,670 $3,852 $4,199
GEICO $2,433 $2,631 $2,867
Liberty Mutual $4,653 $4,857 $5,131
Nationwide $2,529 $2,526 $2,589
Progressive $3,325 $3,663 $4,069
State Farm $3,758 $3,980 $4,220
Travelers $3,559 $3,785 $3,790
USAA $1,897 $1,960 $2,056

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Best By Category: Cheapest Auto Insurance in Kinston, Alabama

Compare the cheapest auto insurance companies in Kinston, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kinston, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Kinston, Alabama Auto Insurance Companies

What auto insurance companies in Kinston, Alabama are the cheapest? Compare the top Kinston, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kinston, Alabama

Insurance Company Average Annual Rates
Allstate $3,130
Farmers $3,907
GEICO $2,644
Liberty Mutual $4,880
Nationwide $2,548
Progressive $3,685
State Farm $3,986
Travelers $3,712
USAA $1,971

What affects auto insurance rates in Kinston, Alabama?

There are a lot of reasons why auto insurance rates in Kinston, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kinston, Alabama. Many local factors may affect your Kinston auto insurance rates.

Kinston Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kinston, Alabama commute length is 26.8 minutes according to City-Data.

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Compare Kinston, Alabama Auto Insurance Quotes

Before you buy Kinston, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kinston, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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