Best Cheap Auto Insurance in Kingwood, WV (2021)

The average Kingwood, WV auto insurance rates are $333 per month. The minimum auto insurance in Kingwood is at least 25/50/25 in coverage to comply with West Virginia auto insurance laws. To find the best cheap auto insurance in Kingwood, West Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • Average auto insurance rates in Kingwood, WV for senior drivers are $2,225 per year
  • The most expensive auto insurance company in Kingwood for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Kingwood is State Farm

Kingwood, West Virginia auto insurance requirements are 25/50/25 according to West Virginia auto insurance laws. Finding cheap auto insurance in Kingwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kingwood, West Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Kingwood to other West Virginia cities, including Charleston auto insurance rates, Martinsburg auto insurance rates, and Beckley auto insurance rates to see how Kingwood, West Virginia auto insurance rates stack up.

Before you buy Kingwood, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kingwood, West Virginia auto insurance quotes.

Minimum Auto Insurance in Kingwood, West Virginia

Kingwood, West Virginia auto insurance laws require that you have at least the West Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kingwood, West Virginia.

Minimum Required Auto Insurance Coverage in Kingwood, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Kingwood, West Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kingwood, West Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kingwood, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,672 $2,571 $2,577 $10,420 $10,877 $3,190 $3,197
GEICO $2,562 $2,529 $2,446 $2,371 $6,181 $7,456 $2,465 $2,569
Liberty Mutual $3,741 $4,063 $3,009 $3,670 $14,233 $16,069 $3,856 $4,237
Nationwide $2,062 $2,100 $1,872 $1,969 $5,317 $6,748 $2,320 $2,489
Progressive $2,328 $2,242 $2,141 $2,142 $10,117 $11,388 $2,803 $2,897
State Farm $1,684 $1,684 $1,504 $1,504 $3,665 $4,733 $1,988 $1,577
USAA $1,814 $1,789 $1,680 $1,696 $6,003 $6,661 $2,348 $2,526

Cheap Kingwood, West Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kingwood, West Virginia is a challenge. Take a look at the annual teen auto insurance rates in Kingwood, West Virginia.

Annual Auto Insurance Rates for Teen Drivers in Kingwood, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,420 $10,877
GEICO $6,181 $7,456
Liberty Mutual $14,233 $16,069
Nationwide $5,317 $6,748
Progressive $10,117 $11,388
State Farm $3,665 $4,733
USAA $6,003 $6,661

Cheap Kingwood, West Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Kingwood, West Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kingwood, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,571 $2,577
GEICO $2,446 $2,371
Liberty Mutual $3,009 $3,670
Nationwide $1,872 $1,969
Progressive $2,141 $2,142
State Farm $1,504 $1,504
USAA $1,680 $1,696

Cheap Kingwood, West Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kingwood, West Virginia compared to the annual auto insurance rates with a clean record in Kingwood, West Virginia.

Annual Kingwood, West Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,048 $4,799 $5,743 $4,602
GEICO $2,200 $3,551 $6,179 $2,360
Liberty Mutual $5,412 $6,847 $7,570 $6,611
Nationwide $2,479 $3,306 $3,878 $2,776
Progressive $3,825 $5,125 $4,582 $4,497
State Farm $2,114 $2,472 $2,293 $2,293
USAA $2,409 $2,845 $4,068 $2,936

Cheap Kingwood, West Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kingwood, West Virginia is not easy. Compare the annual rates for DUI auto insurance in Kingwood, West Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Kingwood, West Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,743
GEICO $6,179
Liberty Mutual $7,570
Nationwide $3,878
Progressive $4,582
State Farm $2,293
USAA $4,068

Cheap Kingwood, West Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kingwood, West Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kingwood, West Virginia

Insurance Company Poor Fair Good
Allstate $5,814 $4,627 $3,954
GEICO $4,309 $3,502 $2,907
Liberty Mutual $9,446 $5,814 $4,569
Nationwide $3,546 $2,994 $2,789
Progressive $5,050 $4,392 $4,080
State Farm $3,296 $2,007 $1,575
USAA $4,535 $2,591 $2,067

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Cheap Kingwood, West Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kingwood, West Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Kingwood, West Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kingwood, West Virginia

ZIP Code Average Annual Rates
26537 $3,974

Cheap Kingwood, West Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Kingwood, West Virginia auto insurance. Find the cheapest annual Kingwood, West Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kingwood, West Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,798 $4,798
GEICO $3,535 $3,610
Liberty Mutual $6,610 $6,610
Nationwide $3,110 $3,110
Progressive $4,507 $4,507
State Farm $2,233 $2,352
USAA $3,029 $3,100

Cheap Kingwood, West Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kingwood, West Virginia? Check out the comparison of annual Kingwood, West Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kingwood, West Virginia

Insurance Company Low Medium High
Allstate $4,653 $4,791 $4,950
GEICO $3,401 $3,578 $3,738
Liberty Mutual $6,261 $6,594 $6,975
Nationwide $3,081 $3,090 $3,157
Progressive $4,344 $4,465 $4,713
State Farm $2,170 $2,286 $2,422
USAA $2,968 $3,060 $3,166

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Best By Category: Cheapest Auto Insurance in Kingwood, West Virginia

Compare the cheapest auto insurance companies in Kingwood, West Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kingwood, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Kingwood, West Virginia Auto Insurance Companies

What auto insurance companies in Kingwood, West Virginia are the cheapest? Compare the top Kingwood, West Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kingwood, West Virginia

Insurance Company Average Annual Rates
Allstate $4,798
GEICO $3,572
Liberty Mutual $6,610
Nationwide $3,110
Progressive $4,507
State Farm $2,293
USAA $3,065

What affects auto insurance rates in Kingwood, West Virginia?

There are a lot of reasons why auto insurance rates in Kingwood, West Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kingwood, West Virginia. Many local factors may affect your Kingwood auto insurance rates.

Kingwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kingwood, West Virginia commute length is 21.5 minutes according to City-Data.

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Compare Kingwood, West Virginia Auto Insurance Quotes

Before you buy Kingwood, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kingwood, West Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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