Best Cheap Auto Insurance in Kingsley, MI (2021)

The average Kingsley, MI auto insurance rates are $753 per month. The minimum auto insurance in Kingsley is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Kingsley, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Kingsley is 27.7 minutes
  • Average auto insurance rates in Kingsley, MI for senior drivers are $5,945 per year
  • The cheapest auto insurance company in Kingsley is USAA

Kingsley, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Kingsley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kingsley, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Kingsley to other Michigan cities, including Ann Arbor auto insurance rates, Sterling Heights auto insurance rates, and Warren auto insurance rates to see how Kingsley, Michigan auto insurance rates stack up.

Before you buy Kingsley, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kingsley, Michigan auto insurance quotes.

Minimum Auto Insurance in Kingsley, Michigan

Kingsley, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kingsley, Michigan.

Minimum Required Auto Insurance Coverage in Kingsley, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Kingsley, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kingsley, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kingsley, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,808 $14,808 $13,735 $13,735 $37,110 $37,110 $15,605 $15,605
Farmers $4,000 $4,000 $3,732 $3,732 $8,930 $8,930 $4,500 $4,500
GEICO $3,767 $3,767 $3,853 $3,853 $10,649 $10,649 $3,603 $3,603
Liberty Mutual $12,664 $12,664 $12,539 $12,539 $29,786 $29,786 $12,664 $12,664
Nationwide $4,399 $4,399 $3,927 $3,927 $10,998 $10,998 $4,790 $4,790
Progressive $2,656 $2,488 $2,360 $2,599 $9,946 $10,712 $3,095 $2,912
State Farm $6,901 $6,901 $6,383 $6,383 $24,142 $24,142 $8,109 $8,109
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,484 $2,359 $2,334 $2,209 $6,065 $5,782 $3,030 $2,916

Cheap Kingsley, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kingsley, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Kingsley, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Kingsley, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,110 $37,110
Farmers $8,930 $8,930
GEICO $10,649 $10,649
Liberty Mutual $29,786 $29,786
Nationwide $10,998 $10,998
Progressive $9,946 $10,712
State Farm $24,142 $24,142
Travelers $16,137 $16,137
USAA $6,065 $5,782

Cheap Kingsley, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Kingsley, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kingsley, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,735 $13,735
Farmers $3,732 $3,732
GEICO $3,853 $3,853
Liberty Mutual $12,539 $12,539
Nationwide $3,927 $3,927
Progressive $2,360 $2,599
State Farm $6,383 $6,383
Travelers $4,589 $4,589
USAA $2,334 $2,209

Cheap Kingsley, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kingsley, Michigan compared to the annual auto insurance rates with a clean record in Kingsley, Michigan.

Annual Kingsley, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,853 $13,161 $44,417 $13,828
Farmers $4,444 $5,663 $5,590 $5,465
GEICO $1,917 $4,073 $12,330 $3,551
Liberty Mutual $11,790 $14,267 $26,469 $15,126
Nationwide $5,143 $6,895 $6,270 $5,806
Progressive $3,920 $5,108 $4,594 $4,761
State Farm $7,240 $8,681 $18,770 $10,843
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,737 $3,408 $4,463 $2,982

Cheap Kingsley, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kingsley, Michigan is not easy. Compare the annual rates for DUI auto insurance in Kingsley, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Kingsley, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,417
Farmers $5,590
GEICO $12,330
Liberty Mutual $26,469
Nationwide $6,270
Progressive $4,594
State Farm $18,770
Travelers $12,382
USAA $4,463

Cheap Kingsley, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kingsley, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kingsley, Michigan

Insurance Company Poor Fair Good
Allstate $30,809 $17,065 $13,069
Farmers $6,971 $4,627 $4,273
GEICO $7,027 $5,169 $4,207
Liberty Mutual $26,739 $15,455 $8,546
Nationwide $7,610 $5,670 $4,805
Progressive $5,266 $4,467 $4,054
State Farm $18,462 $9,343 $6,346
Travelers $8,169 $7,922 $7,822
USAA $5,077 $2,900 $2,215

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Cheap Kingsley, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kingsley, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Kingsley, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kingsley, Michigan

ZIP Code Average Annual Rates
49649 $6,408

Cheap Kingsley, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Kingsley, Michigan auto insurance. Find the cheapest annual Kingsley, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kingsley, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,314 $20,314
Farmers $5,290 $5,290
GEICO $5,344 $5,591
Liberty Mutual $16,331 $17,495
Nationwide $6,028 $6,028
Progressive $4,596 $4,596
State Farm $11,086 $11,682
Travelers $7,926 $8,017
USAA $3,359 $3,436

Cheap Kingsley, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kingsley, Michigan? Check out the comparison of annual Kingsley, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kingsley, Michigan

Insurance Company Low Medium High
Allstate $19,874 $20,353 $20,716
Farmers $5,174 $5,281 $5,416
GEICO $5,111 $5,420 $5,873
Liberty Mutual $16,498 $16,873 $17,368
Nationwide $6,359 $5,915 $5,811
Progressive $4,438 $4,604 $4,745
State Farm $10,861 $11,448 $11,841
Travelers $7,889 $7,978 $8,047
USAA $3,302 $3,405 $3,485

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Best By Category: Cheapest Auto Insurance in Kingsley, Michigan

Compare the cheapest auto insurance companies in Kingsley, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kingsley, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Kingsley, Michigan Auto Insurance Companies

What auto insurance companies in Kingsley, Michigan are the cheapest? Compare the top Kingsley, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kingsley, Michigan

Insurance Company Average Annual Rates
Allstate $20,314
Farmers $5,290
GEICO $5,468
Liberty Mutual $16,913
Nationwide $6,028
Progressive $4,596
State Farm $11,384
Travelers $7,971
USAA $3,397

What affects auto insurance rates in Kingsley, Michigan?

There are a lot of reasons why auto insurance rates in Kingsley, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kingsley, Michigan. Many local factors may affect your Kingsley auto insurance rates.

Kingsley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kingsley, Michigan commute length is 27.7 minutes according to City-Data.

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Compare Kingsley, Michigan Auto Insurance Quotes

Before you buy Kingsley, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kingsley, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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