Best Cheap Auto Insurance in Kingsford, MI (2021)

The average Kingsford, MI auto insurance rates are $745 per month. The minimum auto insurance in Kingsford is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Kingsford, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Kingsford, Michigan is 20/40/10
  • The cheapest auto insurance company in Kingsford is USAA
  • The most expensive auto insurance company in Kingsford for teen drivers is Liberty Mutual

Kingsford, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Kingsford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kingsford, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Kingsford to other Michigan cities, including Warren auto insurance rates, Livonia auto insurance rates, and Grand Rapids auto insurance rates to see how Kingsford, Michigan auto insurance rates stack up.

Before you buy Kingsford, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kingsford, Michigan auto insurance quotes.

Minimum Auto Insurance in Kingsford, Michigan

Kingsford, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kingsford, Michigan.

Minimum Required Auto Insurance Coverage in Kingsford, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Kingsford, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kingsford, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kingsford, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,807 $3,807 $3,552 $3,552 $8,440 $8,440 $4,267 $4,267
GEICO $3,652 $3,652 $3,676 $3,676 $9,999 $9,999 $3,494 $3,494
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,060 $4,060 $3,603 $3,603 $10,595 $10,595 $4,443 $4,443
Progressive $2,816 $2,637 $2,482 $2,763 $9,871 $10,501 $3,276 $3,051
State Farm $6,221 $6,221 $5,727 $5,727 $21,228 $21,228 $7,288 $7,288
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,454 $2,316 $2,310 $2,181 $5,749 $5,416 $2,960 $2,826

Cheap Kingsford, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kingsford, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Kingsford, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Kingsford, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,440 $8,440
GEICO $9,999 $9,999
Liberty Mutual $34,830 $34,830
Nationwide $10,595 $10,595
Progressive $9,871 $10,501
State Farm $21,228 $21,228
Travelers $15,616 $15,616
USAA $5,749 $5,416

Cheap Kingsford, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Kingsford, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kingsford, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,552 $3,552
GEICO $3,676 $3,676
Liberty Mutual $14,122 $14,122
Nationwide $3,603 $3,603
Progressive $2,482 $2,763
State Farm $5,727 $5,727
Travelers $4,461 $4,461
USAA $2,310 $2,181

Cheap Kingsford, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kingsford, Michigan compared to the annual auto insurance rates with a clean record in Kingsford, Michigan.

Annual Kingsford, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,227 $5,369 $5,299 $5,171
GEICO $1,895 $3,884 $11,614 $3,427
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $4,869 $6,449 $5,903 $5,479
Progressive $3,971 $5,187 $4,684 $4,856
State Farm $6,552 $7,792 $16,469 $9,651
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,645 $3,287 $4,297 $2,878

Cheap Kingsford, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kingsford, Michigan is not easy. Compare the annual rates for DUI auto insurance in Kingsford, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Kingsford, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,299
GEICO $11,614
Liberty Mutual $28,910
Nationwide $5,903
Progressive $4,684
State Farm $16,469
Travelers $12,018
USAA $4,297

Cheap Kingsford, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kingsford, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kingsford, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,595 $4,392 $4,062
GEICO $6,687 $4,921 $4,007
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,102 $5,356 $4,568
Progressive $5,408 $4,534 $4,082
State Farm $16,390 $8,307 $5,651
Travelers $7,919 $7,680 $7,583
USAA $4,890 $2,806 $2,133

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Kingsford, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kingsford, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Kingsford, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kingsford, Michigan

ZIP Code Average Annual Rates
49802 $6,266

Cheap Kingsford, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Kingsford, Michigan auto insurance. Find the cheapest annual Kingsford, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kingsford, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,016 $5,016
GEICO $5,083 $5,327
Liberty Mutual $18,676 $20,073
Nationwide $5,675 $5,675
Progressive $4,674 $4,674
State Farm $9,850 $10,382
Travelers $7,683 $7,771
USAA $3,239 $3,315

Cheap Kingsford, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kingsford, Michigan? Check out the comparison of annual Kingsford, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kingsford, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,878 $5,005 $5,167
GEICO $4,870 $5,160 $5,585
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $5,945 $5,577 $5,504
Progressive $4,533 $4,681 $4,810
State Farm $9,656 $10,173 $10,520
Travelers $7,640 $7,737 $7,805
USAA $3,183 $3,284 $3,363

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Kingsford, Michigan

Compare the cheapest auto insurance companies in Kingsford, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kingsford, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Kingsford, Michigan Auto Insurance Companies

What auto insurance companies in Kingsford, Michigan are the cheapest? Compare the top Kingsford, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kingsford, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,016
GEICO $5,205
Liberty Mutual $19,375
Nationwide $5,675
Progressive $4,675
State Farm $10,116
Travelers $7,727
USAA $3,277

What affects auto insurance rates in Kingsford, Michigan?

There are a lot of reasons why auto insurance rates in Kingsford, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kingsford, Michigan. Many local factors may affect your Kingsford auto insurance rates.

Kingsford Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Kingsford, Michigan auto theft statistics, there have been 0 auto thefts in the city.

Kingsford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kingsford, Michigan commute length is 12.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Kingsford, Michigan Auto Insurance Quotes

Before you buy Kingsford, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kingsford, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption