Best Cheap Auto Insurance in Kings Mountain, KY (2021)

The average Kings Mountain, KY auto insurance rates are $385 per month. The minimum auto insurance in Kings Mountain is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Kings Mountain, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Kings Mountain is State Farm
  • Average auto insurance rates in Kings Mountain, KY for senior drivers are $2,563 per year
  • The most expensive auto insurance company in Kings Mountain for teen drivers is Travelers

Kings Mountain, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Kings Mountain can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kings Mountain, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Kings Mountain to other Kentucky cities, including Independence auto insurance rates, Florence auto insurance rates, and Hopkinsville auto insurance rates to see how Kings Mountain, Kentucky auto insurance rates stack up.

Before you buy Kings Mountain, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kings Mountain, Kentucky auto insurance quotes.

Minimum Auto Insurance in Kings Mountain, Kentucky

Kings Mountain, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kings Mountain, Kentucky.

Minimum Required Auto Insurance Coverage in Kings Mountain, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Kings Mountain, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kings Mountain, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kings Mountain, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,043 $3,004 $2,759 $2,941 $11,420 $12,829 $3,351 $3,532
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,666 $2,884 $2,290 $2,552 $11,165 $12,312 $2,766 $2,841
Nationwide $3,534 $3,521 $3,188 $3,325 $7,948 $9,875 $4,012 $4,192
Progressive $2,372 $2,258 $2,131 $2,139 $11,599 $13,148 $2,946 $3,007
State Farm $1,845 $1,845 $1,648 $1,648 $5,333 $6,768 $2,054 $2,279
Travelers $2,543 $2,592 $2,484 $2,491 $12,066 $19,320 $2,653 $3,100
USAA $2,085 $2,080 $1,884 $1,906 $5,707 $5,992 $2,630 $2,871

Cheap Kings Mountain, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kings Mountain, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Kings Mountain, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Kings Mountain, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,420 $12,829
GEICO $7,942 $9,404
Liberty Mutual $11,165 $12,312
Nationwide $7,948 $9,875
Progressive $11,599 $13,148
State Farm $5,333 $6,768
Travelers $12,066 $19,320
USAA $5,707 $5,992

Cheap Kings Mountain, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Kings Mountain, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kings Mountain, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,759 $2,941
GEICO $4,003 $3,626
Liberty Mutual $2,290 $2,552
Nationwide $3,188 $3,325
Progressive $2,131 $2,139
State Farm $1,648 $1,648
Travelers $2,484 $2,491
USAA $1,884 $1,906

Cheap Kings Mountain, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kings Mountain, Kentucky compared to the annual auto insurance rates with a clean record in Kings Mountain, Kentucky.

Annual Kings Mountain, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,435 $5,798 $6,196 $5,011
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,107 $6,335 $4,922 $4,374
Nationwide $3,914 $5,093 $6,470 $4,320
Progressive $4,091 $6,069 $4,665 $4,975
State Farm $2,685 $3,170 $2,927 $2,927
Travelers $5,147 $5,299 $7,652 $5,526
USAA $2,363 $3,346 $4,020 $2,849

Cheap Kings Mountain, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kings Mountain, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Kings Mountain, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Kings Mountain, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,196
GEICO $7,717
Liberty Mutual $4,922
Nationwide $6,470
Progressive $4,665
State Farm $2,927
Travelers $7,652
USAA $4,020

Cheap Kings Mountain, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kings Mountain, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kings Mountain, Kentucky

Insurance Company Poor Fair Good
Allstate $7,088 $4,905 $4,086
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,043 $4,340 $3,420
Nationwide $6,028 $4,724 $4,097
Progressive $5,533 $4,823 $4,494
State Farm $4,220 $2,559 $2,003
Travelers $6,601 $5,571 $5,547
USAA $4,670 $2,624 $2,139

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Cheap Kings Mountain, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kings Mountain, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Kings Mountain, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kings Mountain, Kentucky

ZIP Code Average Annual Rates
40442 $4,163

Cheap Kings Mountain, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Kings Mountain, Kentucky auto insurance. Find the cheapest annual Kings Mountain, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kings Mountain, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,360 $5,360
GEICO $4,724 $4,814
Liberty Mutual $4,934 $4,934
Nationwide $4,949 $4,949
Progressive $4,950 $4,950
State Farm $2,855 $3,000
Travelers $5,906 $5,906
USAA $3,029 $3,260

Cheap Kings Mountain, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kings Mountain, Kentucky? Check out the comparison of annual Kings Mountain, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kings Mountain, Kentucky

Insurance Company Low Medium High
Allstate $4,967 $5,338 $5,775
GEICO $4,439 $4,761 $5,108
Liberty Mutual $4,672 $4,899 $5,233
Nationwide $5,017 $4,889 $4,942
Progressive $4,534 $4,872 $5,444
State Farm $2,737 $2,923 $3,123
Travelers $5,637 $5,935 $6,146
USAA $2,998 $3,137 $3,299

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Best By Category: Cheapest Auto Insurance in Kings Mountain, Kentucky

Compare the cheapest auto insurance companies in Kings Mountain, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kings Mountain, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Kings Mountain, Kentucky Auto Insurance Companies

What auto insurance companies in Kings Mountain, Kentucky are the cheapest? Compare the top Kings Mountain, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kings Mountain, Kentucky

Insurance Company Average Annual Rates
Allstate $5,360
GEICO $4,769
Liberty Mutual $4,934
Nationwide $4,949
Progressive $4,950
State Farm $2,927
Travelers $5,906
USAA $3,145

Compare Kings Mountain, Kentucky Auto Insurance Quotes

Before you buy Kings Mountain, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kings Mountain, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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