Best Cheap Auto Insurance in King, NC (2021)

The average King, NC auto insurance rates are $247 per month. The minimum auto insurance in King is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in King, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in King is Liberty Mutual
  • Average auto insurance rates in King, NC for senior drivers are $2,213 per year
  • The most expensive auto insurance company in King for teen drivers is Allstate

King, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in King can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in King, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in King to other North Carolina cities, including Durham auto insurance rates, Fayetteville auto insurance rates, and Concord auto insurance rates to see how King, North Carolina auto insurance rates stack up.

Before you buy King, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free King, North Carolina auto insurance quotes.

Minimum Auto Insurance in King, North Carolina

King, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in King, North Carolina.

Minimum Required Auto Insurance Coverage in King, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap King, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in King, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in King, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,873 $4,873 $3,998 $3,998 $11,769 $11,769 $4,970 $4,970
GEICO $2,304 $2,260 $2,273 $2,230 $4,351 $4,312 $2,008 $1,996
Liberty Mutual $1,595 $1,595 $1,650 $1,650 $2,833 $2,833 $1,595 $1,595
Nationwide $2,114 $2,114 $2,114 $2,114 $3,608 $3,608 $2,114 $2,114
Progressive $1,470 $1,470 $1,342 $1,342 $3,623 $3,623 $1,662 $1,662
State Farm $2,108 $2,108 $1,824 $1,824 $3,110 $3,110 $2,603 $2,603
Travelers $2,327 $2,327 $2,308 $2,308 $3,979 $3,979 $2,388 $2,388

Cheap King, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in King, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in King, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in King, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,769 $11,769
GEICO $4,351 $4,312
Liberty Mutual $2,833 $2,833
Nationwide $3,608 $3,608
Progressive $3,623 $3,623
State Farm $3,110 $3,110
Travelers $3,979 $3,979

Cheap King, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in King, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in King, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,998 $3,998
GEICO $2,273 $2,230
Liberty Mutual $1,650 $1,650
Nationwide $2,114 $2,114
Progressive $1,342 $1,342
State Farm $1,824 $1,824
Travelers $2,308 $2,308

Cheap King, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in King, North Carolina compared to the annual auto insurance rates with a clean record in King, North Carolina.

Annual King, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,474 $6,101 $11,342 $4,692
GEICO $1,515 $2,207 $5,099 $2,045
Liberty Mutual $1,147 $1,469 $3,588 $1,469
Nationwide $1,469 $1,895 $4,692 $1,895
Progressive $953 $1,387 $4,414 $1,342
State Farm $1,292 $1,861 $4,633 $1,861
Travelers $1,647 $2,146 $5,091 $2,117

Cheap King, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in King, North Carolina is not easy. Compare the annual rates for DUI auto insurance in King, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in King, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,342
GEICO $5,099
Liberty Mutual $3,588
Nationwide $4,692
Progressive $4,414
State Farm $4,633
Travelers $5,091

Cheap King, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how King, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in King, North Carolina

Insurance Company Poor Fair Good
Allstate $8,652 $5,628 $4,927
GEICO $2,947 $2,703 $2,500
Liberty Mutual $1,918 $1,918 $1,918
Nationwide $2,488 $2,488 $2,488
Progressive $2,295 $1,976 $1,802
State Farm $3,383 $2,166 $1,685
Travelers $2,932 $2,674 $2,646

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Cheap King, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in King, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in King, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in King, North Carolina

ZIP Code Average Annual Rates
27021 $2,692

Cheap King, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect King, North Carolina auto insurance. Find the cheapest annual King, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in King, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,402 $6,402
GEICO $2,717 $2,717
Liberty Mutual $1,918 $1,918
Nationwide $2,488 $2,488
Progressive $2,024 $2,024
State Farm $2,402 $2,421
Travelers $2,751 $2,751

Cheap King, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in King, North Carolina? Check out the comparison of annual King, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in King, North Carolina

Insurance Company Low Medium High
Allstate $6,177 $6,378 $6,652
GEICO $2,591 $2,706 $2,852
Liberty Mutual $1,824 $1,905 $2,025
Nationwide $2,383 $2,474 $2,605
Progressive $1,916 $2,011 $2,146
State Farm $2,316 $2,399 $2,519
Travelers $2,633 $2,735 $2,884

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Best By Category: Cheapest Auto Insurance in King, North Carolina

Compare the cheapest auto insurance companies in King, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in King, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest King, North Carolina Auto Insurance Companies

What auto insurance companies in King, North Carolina are the cheapest? Compare the top King, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in King, North Carolina

Insurance Company Average Annual Rates
Allstate $6,402
GEICO $2,717
Liberty Mutual $1,918
Nationwide $2,488
Progressive $2,024
State Farm $2,411
Travelers $2,751

What affects auto insurance rates in King, North Carolina?

There are a lot of reasons why auto insurance rates in King, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in King, North Carolina. Many local factors may affect your King auto insurance rates.

King Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average King, North Carolina commute length is 23.2 minutes according to City-Data.

King Traffic

How does King, North Carolina rank for traffic? According to Inrix King, North Carolina is the 238th most congested worldwide.

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Compare King, North Carolina Auto Insurance Quotes

Before you buy King, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free King, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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