Best Cheap Auto Insurance in King City, MO (2021)

The average King City, MO auto insurance rates are $273 per month. The minimum auto insurance in King City is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in King City, Missouri, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in King City, Missouri is 25/50/25
  • The average commute length in King City is 27.5 minutes
  • Average auto insurance rates in King City, MO for senior drivers are $1,856 per year

King City, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in King City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in King City, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in King City to other Missouri cities, including Columbia auto insurance rates, St. Louis auto insurance rates, and St. Joseph auto insurance rates to see how King City, Missouri auto insurance rates stack up.

Before you buy King City, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free King City, Missouri auto insurance quotes.

Minimum Auto Insurance in King City, Missouri

King City, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in King City, Missouri.

Minimum Required Auto Insurance Coverage in King City, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap King City, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in King City, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in King City, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $2,141 $2,141 $1,900 $1,900 $5,644 $7,378 $2,141 $2,527
Farmers $2,291 $2,283 $2,053 $2,168 $9,132 $9,435 $2,612 $2,742
GEICO $2,009 $2,221 $1,556 $1,927 $5,934 $6,311 $1,888 $1,926
Liberty Mutual $2,808 $3,049 $2,310 $2,595 $9,405 $10,456 $2,964 $3,172
Nationwide $1,482 $1,525 $1,315 $1,407 $3,685 $4,778 $1,686 $1,839
Progressive $2,078 $1,962 $1,701 $1,745 $6,356 $7,166 $2,543 $2,609
State Farm $1,702 $1,702 $1,495 $1,495 $4,538 $5,767 $1,904 $2,154
USAA $1,523 $1,516 $1,356 $1,392 $4,422 $5,416 $1,911 $2,134

Cheap King City, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in King City, Missouri is a challenge. Take a look at the annual teen auto insurance rates in King City, Missouri.

Annual Auto Insurance Rates for Teen Drivers in King City, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $5,644 $7,378
Farmers $9,132 $9,435
GEICO $5,934 $6,311
Liberty Mutual $9,405 $10,456
Nationwide $3,685 $4,778
Progressive $6,356 $7,166
State Farm $4,538 $5,767
USAA $4,422 $5,416

Cheap King City, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in King City, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in King City, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $1,900 $1,900
Farmers $2,053 $2,168
GEICO $1,556 $1,927
Liberty Mutual $2,310 $2,595
Nationwide $1,315 $1,407
Progressive $1,701 $1,745
State Farm $1,495 $1,495
USAA $1,356 $1,392

Cheap King City, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in King City, Missouri compared to the annual auto insurance rates with a clean record in King City, Missouri.

Annual King City, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,465 $3,478 $4,161 $2,782
Farmers $3,560 $4,382 $4,289 $4,127
GEICO $2,388 $3,000 $3,932 $2,565
Liberty Mutual $3,347 $4,783 $4,944 $5,306
Nationwide $1,770 $2,232 $2,933 $1,924
Progressive $2,879 $3,737 $3,153 $3,312
State Farm $2,411 $2,779 $2,595 $2,595
USAA $1,998 $2,393 $3,276 $2,169

Cheap King City, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in King City, Missouri is not easy. Compare the annual rates for DUI auto insurance in King City, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in King City, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,875
American Family $4,161
Farmers $4,289
GEICO $3,932
Liberty Mutual $4,944
Nationwide $2,933
Progressive $3,153
State Farm $2,595
USAA $3,276

Cheap King City, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how King City, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in King City, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $4,215 $2,958 $2,491
Farmers $4,682 $3,888 $3,699
GEICO $4,104 $2,672 $2,137
Liberty Mutual $6,610 $4,013 $3,162
Nationwide $2,622 $2,149 $1,873
Progressive $3,794 $3,131 $2,885
State Farm $3,439 $2,354 $1,990
USAA $4,127 $1,897 $1,352

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap King City, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in King City, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in King City, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in King City, Missouri

ZIP Code Average Annual Rates
64463 $2,692

Cheap King City, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect King City, Missouri auto insurance. Find the cheapest annual King City, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in King City, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,040 $4,040
American Family $3,189 $3,254
Farmers $4,089 $4,089
GEICO $2,910 $3,032
Liberty Mutual $4,595 $4,595
Nationwide $2,215 $2,215
Progressive $3,270 $3,270
State Farm $2,532 $2,657
USAA $2,369 $2,548

Cheap King City, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in King City, Missouri? Check out the comparison of annual King City, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in King City, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $3,148 $3,325 $3,191
Farmers $3,856 $4,055 $4,358
GEICO $2,815 $2,987 $3,111
Liberty Mutual $4,336 $4,614 $4,834
Nationwide $2,095 $2,233 $2,316
Progressive $2,969 $3,278 $3,563
State Farm $2,462 $2,602 $2,720
USAA $2,371 $2,452 $2,554

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in King City, Missouri

Compare the cheapest auto insurance companies in King City, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in King City, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest King City, Missouri Auto Insurance Companies

What auto insurance companies in King City, Missouri are the cheapest? Compare the top King City, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in King City, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $3,221
Farmers $4,089
GEICO $2,971
Liberty Mutual $4,595
Nationwide $2,215
Progressive $3,270
State Farm $2,595
USAA $2,459

What affects auto insurance rates in King City, Missouri?

There are a lot of reasons why auto insurance rates in King City, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in King City, Missouri. Many local factors may affect your King City auto insurance rates.

King City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average King City, Missouri commute length is 27.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare King City, Missouri Auto Insurance Quotes

Before you buy King City, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free King City, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption