Best Cheap Auto Insurance in Kincheloe, MI (2021)

The average Kincheloe, MI auto insurance rates are $755 per month. The minimum auto insurance in Kincheloe is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Kincheloe, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Kincheloe for teen drivers is Allstate
  • Average auto insurance rates in Kincheloe, MI for senior drivers are $5,959 per year
  • The minimum auto insurance required in Kincheloe, Michigan is 20/40/10

Kincheloe, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Kincheloe can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kincheloe, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Kincheloe to other Michigan cities, including Grand Rapids auto insurance rates, Troy auto insurance rates, and Warren auto insurance rates to see how Kincheloe, Michigan auto insurance rates stack up.

Before you buy Kincheloe, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kincheloe, Michigan auto insurance quotes.

Minimum Auto Insurance in Kincheloe, Michigan

Kincheloe, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kincheloe, Michigan.

Minimum Required Auto Insurance Coverage in Kincheloe, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Kincheloe, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kincheloe, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kincheloe, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,888 $3,888 $3,631 $3,631 $8,723 $8,723 $4,362 $4,362
GEICO $3,582 $3,582 $3,637 $3,637 $10,204 $10,204 $3,432 $3,432
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $4,104 $4,104 $3,642 $3,642 $10,849 $10,849 $4,499 $4,499
Progressive $3,015 $2,808 $2,665 $2,965 $11,100 $11,863 $3,513 $3,264
State Farm $7,026 $7,026 $6,518 $6,518 $24,591 $24,591 $8,245 $8,245
Travelers $5,919 $5,919 $5,072 $5,072 $17,926 $17,926 $6,435 $6,435
USAA $2,421 $2,305 $2,275 $2,158 $5,849 $5,584 $2,952 $2,849

Cheap Kincheloe, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kincheloe, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Kincheloe, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Kincheloe, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,723 $8,723
GEICO $10,204 $10,204
Liberty Mutual $30,473 $30,473
Nationwide $10,849 $10,849
Progressive $11,100 $11,863
State Farm $24,591 $24,591
Travelers $17,926 $17,926
USAA $5,849 $5,584

Cheap Kincheloe, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Kincheloe, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kincheloe, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,631 $3,631
GEICO $3,637 $3,637
Liberty Mutual $12,673 $12,673
Nationwide $3,642 $3,642
Progressive $2,665 $2,965
State Farm $6,518 $6,518
Travelers $5,072 $5,072
USAA $2,275 $2,158

Cheap Kincheloe, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kincheloe, Michigan compared to the annual auto insurance rates with a clean record in Kincheloe, Michigan.

Annual Kincheloe, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,336 $5,516 $5,445 $5,307
GEICO $1,854 $3,887 $11,706 $3,407
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,952 $6,568 $6,001 $5,572
Progressive $4,369 $5,732 $5,153 $5,342
State Farm $7,385 $8,849 $19,100 $11,046
Travelers $5,991 $8,543 $13,736 $7,082
USAA $2,661 $3,306 $4,332 $2,898

Cheap Kincheloe, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kincheloe, Michigan is not easy. Compare the annual rates for DUI auto insurance in Kincheloe, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Kincheloe, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,445
GEICO $11,706
Liberty Mutual $26,480
Nationwide $6,001
Progressive $5,153
State Farm $19,100
Travelers $13,736
USAA $4,332

Cheap Kincheloe, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kincheloe, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kincheloe, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,774 $4,510 $4,169
GEICO $6,698 $4,929 $4,014
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $7,218 $5,453 $4,649
Progressive $5,933 $5,001 $4,513
State Farm $18,809 $9,515 $6,461
Travelers $9,058 $8,784 $8,673
USAA $4,927 $2,816 $2,154

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Cheap Kincheloe, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kincheloe, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Kincheloe, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kincheloe, Michigan

ZIP Code Average Annual Rates
49788 $6,440

Cheap Kincheloe, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Kincheloe, Michigan auto insurance. Find the cheapest annual Kincheloe, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kincheloe, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,151 $5,151
GEICO $5,094 $5,333
Liberty Mutual $16,587 $17,788
Nationwide $5,773 $5,773
Progressive $5,149 $5,149
State Farm $11,280 $11,910
Travelers $8,787 $8,889
USAA $3,262 $3,337

Cheap Kincheloe, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kincheloe, Michigan? Check out the comparison of annual Kincheloe, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kincheloe, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,998 $5,138 $5,317
GEICO $4,878 $5,169 $5,594
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $6,050 $5,673 $5,597
Progressive $4,985 $5,156 $5,306
State Farm $11,005 $11,668 $12,112
Travelers $8,742 $8,848 $8,925
USAA $3,206 $3,306 $3,385

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Best By Category: Cheapest Auto Insurance in Kincheloe, Michigan

Compare the cheapest auto insurance companies in Kincheloe, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kincheloe, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Kincheloe, Michigan Auto Insurance Companies

What auto insurance companies in Kincheloe, Michigan are the cheapest? Compare the top Kincheloe, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kincheloe, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,151
GEICO $5,214
Liberty Mutual $17,188
Nationwide $5,773
Progressive $5,149
State Farm $11,595
Travelers $8,838
USAA $3,299

Compare Kincheloe, Michigan Auto Insurance Quotes

Before you buy Kincheloe, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kincheloe, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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