Best Cheap Auto Insurance in Kincaid, KS (2021)

The average Kincaid, KS auto insurance rates are $281 per month. The minimum auto insurance in Kincaid is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Kincaid, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Kincaid, KS for senior drivers are $1,971 per year
  • The minimum auto insurance required in Kincaid, Kansas is 25/50/25
  • The average commute length in Kincaid is 27.9 minutes

Kincaid, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Kincaid can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kincaid, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Kincaid to other Kansas cities, including Shawnee auto insurance rates, Lawrence auto insurance rates, and Wichita auto insurance rates to see how Kincaid, Kansas auto insurance rates stack up.

Before you buy Kincaid, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kincaid, Kansas auto insurance quotes.

Minimum Auto Insurance in Kincaid, Kansas

Kincaid, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kincaid, Kansas.

Minimum Required Auto Insurance Coverage in Kincaid, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Kincaid, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kincaid, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kincaid, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,681 $1,681 $1,517 $1,517 $3,222 $3,858 $1,681 $1,885
Farmers $2,536 $2,518 $2,266 $2,365 $6,861 $7,105 $2,862 $3,018
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,807 $1,864 $1,609 $1,734 $3,759 $4,613 $2,108 $2,246
Progressive $2,412 $2,300 $1,941 $2,026 $8,814 $9,949 $2,846 $3,052
State Farm $1,758 $1,758 $1,530 $1,530 $4,529 $5,792 $1,972 $2,221
Travelers $2,007 $2,042 $1,961 $1,983 $8,147 $12,720 $2,056 $2,423
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Kincaid, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kincaid, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Kincaid, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Kincaid, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,222 $3,858
Farmers $6,861 $7,105
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,759 $4,613
Progressive $8,814 $9,949
State Farm $4,529 $5,792
Travelers $8,147 $12,720
USAA $4,807 $5,062

Cheap Kincaid, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Kincaid, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kincaid, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,517 $1,517
Farmers $2,266 $2,365
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,609 $1,734
Progressive $1,941 $2,026
State Farm $1,530 $1,530
Travelers $1,961 $1,983
USAA $1,313 $1,333

Cheap Kincaid, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kincaid, Kansas compared to the annual auto insurance rates with a clean record in Kincaid, Kansas.

Annual Kincaid, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,093 $2,243 $2,093 $2,093
Farmers $3,111 $4,001 $3,899 $3,754
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,857 $2,134 $3,756 $2,123
Progressive $3,853 $4,498 $4,022 $4,297
State Farm $2,456 $2,816 $2,636 $2,636
Travelers $3,033 $3,962 $5,466 $4,210
USAA $1,765 $2,373 $3,494 $2,020

Cheap Kincaid, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kincaid, Kansas is not easy. Compare the annual rates for DUI auto insurance in Kincaid, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Kincaid, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,882
American Family $2,093
Farmers $3,899
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,756
Progressive $4,022
State Farm $2,636
Travelers $5,466
USAA $3,494

Cheap Kincaid, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kincaid, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kincaid, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,781 $1,970 $1,640
Farmers $4,350 $3,460 $3,264
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,736 $2,416 $2,251
Progressive $4,786 $4,013 $3,704
State Farm $3,838 $2,294 $1,777
Travelers $4,813 $3,922 $3,767
USAA $3,299 $2,163 $1,778

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Cheap Kincaid, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kincaid, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Kincaid, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kincaid, Kansas

ZIP Code Average Annual Rates
66039 $3,559

Cheap Kincaid, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Kincaid, Kansas auto insurance. Find the cheapest annual Kincaid, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kincaid, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,103 $2,158
Farmers $3,691 $3,691
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,468 $2,468
Progressive $4,168 $4,168
State Farm $2,571 $2,702
Travelers $4,168 $4,168
USAA $2,341 $2,485

Cheap Kincaid, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kincaid, Kansas? Check out the comparison of annual Kincaid, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kincaid, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,154 $2,238 $1,999
Farmers $3,544 $3,671 $3,859
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,596 $2,440 $2,367
Progressive $3,944 $4,136 $4,422
State Farm $2,548 $2,643 $2,718
Travelers $3,953 $4,174 $4,376
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Kincaid, Kansas

Compare the cheapest auto insurance companies in Kincaid, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kincaid, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Kincaid, Kansas Auto Insurance Companies

What auto insurance companies in Kincaid, Kansas are the cheapest? Compare the top Kincaid, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kincaid, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,130
Farmers $3,691
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,468
Progressive $4,168
State Farm $2,636
Travelers $4,168
USAA $2,413

What affects auto insurance rates in Kincaid, Kansas?

There are a lot of reasons why auto insurance rates in Kincaid, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kincaid, Kansas. Many local factors may affect your Kincaid auto insurance rates.

Kincaid Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kincaid, Kansas commute length is 27.9 minutes according to City-Data.

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Compare Kincaid, Kansas Auto Insurance Quotes

Before you buy Kincaid, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kincaid, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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