Best Cheap Auto Insurance in Kilgore, TX (2021)

The average Kilgore, TX auto insurance rates are $307 per month. The minimum auto insurance in Kilgore is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Kilgore, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Kilgore, Texas is 30/60/25
  • The most expensive auto insurance company in Kilgore for teen drivers is Allstate
  • Average auto insurance rates in Kilgore, TX for senior drivers are $2,250 per year

Kilgore, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Kilgore can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kilgore, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Kilgore to other Texas cities, including Corpus Christi auto insurance rates, Arlington auto insurance rates, and Dallas auto insurance rates to see how Kilgore, Texas auto insurance rates stack up.

Before you buy Kilgore, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kilgore, Texas auto insurance quotes.

Minimum Auto Insurance in Kilgore, Texas

Kilgore, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kilgore, Texas.

Minimum Required Auto Insurance Coverage in Kilgore, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Kilgore, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kilgore, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kilgore, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,560 $3,591 $3,513 $3,513 $9,380 $11,327 $4,402 $4,587
American Family $2,200 $2,451 $2,088 $2,390 $5,909 $7,687 $3,166 $3,599
GEICO $2,335 $2,531 $2,281 $2,613 $5,111 $5,257 $2,519 $2,484
Nationwide $2,254 $2,291 $1,996 $2,111 $6,345 $8,134 $2,645 $2,858
Progressive $2,251 $2,128 $2,007 $2,045 $9,411 $10,484 $2,651 $2,677
State Farm $2,066 $2,066 $1,841 $1,841 $5,005 $6,387 $2,250 $2,316
USAA $1,708 $1,714 $1,635 $1,619 $4,863 $5,284 $2,278 $2,434

Cheap Kilgore, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kilgore, Texas is a challenge. Take a look at the annual teen auto insurance rates in Kilgore, Texas.

Annual Auto Insurance Rates for Teen Drivers in Kilgore, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,380 $11,327
American Family $5,909 $7,687
GEICO $5,111 $5,257
Nationwide $6,345 $8,134
Progressive $9,411 $10,484
State Farm $5,005 $6,387
USAA $4,863 $5,284

Cheap Kilgore, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Kilgore, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kilgore, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,513 $3,513
American Family $2,088 $2,390
GEICO $2,281 $2,613
Nationwide $1,996 $2,111
Progressive $2,007 $2,045
State Farm $1,841 $1,841
USAA $1,635 $1,619

Cheap Kilgore, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kilgore, Texas compared to the annual auto insurance rates with a clean record in Kilgore, Texas.

Annual Kilgore, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,257 $6,575 $6,848 $4,257
American Family $3,377 $4,244 $3,748 $3,377
GEICO $2,667 $3,529 $2,935 $3,435
Nationwide $3,109 $3,109 $4,591 $3,508
Progressive $3,671 $4,748 $4,283 $4,125
State Farm $2,634 $3,029 $3,589 $2,634
USAA $2,001 $2,967 $3,502 $2,298

Cheap Kilgore, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kilgore, Texas is not easy. Compare the annual rates for DUI auto insurance in Kilgore, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Kilgore, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,848
American Family $3,748
GEICO $2,935
Nationwide $4,591
Progressive $4,283
State Farm $3,589
USAA $3,502

Cheap Kilgore, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kilgore, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kilgore, Texas

Insurance Company Poor Fair Good
Allstate $6,972 $5,107 $4,373
American Family $5,030 $3,208 $2,821
GEICO $4,844 $2,746 $1,835
Nationwide $4,292 $3,448 $2,998
Progressive $4,733 $4,093 $3,794
State Farm $4,208 $2,619 $2,087
USAA $3,946 $2,288 $1,842

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Cheap Kilgore, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kilgore, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Kilgore, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kilgore, Texas

ZIP Code Average Annual Rates
75662 $5,442

Cheap Kilgore, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Kilgore, Texas auto insurance. Find the cheapest annual Kilgore, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kilgore, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,349 $5,620
American Family $3,686 $3,686
GEICO $3,083 $3,200
Nationwide $3,579 $3,579
Progressive $4,207 $4,207
State Farm $2,971 $2,971
USAA $2,658 $2,726

Cheap Kilgore, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kilgore, Texas? Check out the comparison of annual Kilgore, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kilgore, Texas

Insurance Company Low Medium High
Allstate $5,363 $5,439 $5,650
American Family $3,391 $3,537 $4,130
GEICO $2,944 $3,091 $3,389
Nationwide $3,836 $3,427 $3,475
Progressive $3,986 $4,184 $4,451
State Farm $2,806 $2,960 $3,148
USAA $2,595 $2,680 $2,801

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Best By Category: Cheapest Auto Insurance in Kilgore, Texas

Compare the cheapest auto insurance companies in Kilgore, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kilgore, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Kilgore, Texas Auto Insurance Companies

What auto insurance companies in Kilgore, Texas are the cheapest? Compare the top Kilgore, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kilgore, Texas

Insurance Company Average Annual Rates
Allstate $5,484
American Family $3,686
GEICO $3,141
Nationwide $3,579
Progressive $4,207
State Farm $2,971
USAA $2,692

What affects auto insurance rates in Kilgore, Texas?

There are a lot of reasons why auto insurance rates in Kilgore, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kilgore, Texas. Many local factors may affect your Kilgore auto insurance rates.

Kilgore Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Kilgore, Texas auto theft statistics, there have been 37 auto thefts in the city.

Kilgore Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kilgore, Texas commute length is 20.9 minutes according to City-Data.

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Compare Kilgore, Texas Auto Insurance Quotes

Before you buy Kilgore, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kilgore, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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