Best Cheap Auto Insurance in Kiel, WI (2021)

The average Kiel, WI auto insurance rates are $217 per month. The minimum auto insurance in Kiel is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Kiel, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Kiel is American Family
  • Average auto insurance rates in Kiel, WI for senior drivers are $1,431 per year
  • The average commute length in Kiel is 23.3 minutes

Kiel, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Kiel can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kiel, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Kiel to other Wisconsin cities, including Racine auto insurance rates, Oshkosh auto insurance rates, and Milwaukee auto insurance rates to see how Kiel, Wisconsin auto insurance rates stack up.

Before you buy Kiel, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kiel, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Kiel, Wisconsin

Kiel, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kiel, Wisconsin.

Minimum Required Auto Insurance Coverage in Kiel, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Kiel, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kiel, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kiel, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,020 $2,124 $1,872 $2,063 $6,583 $8,421 $2,045 $2,217
American Family $855 $892 $814 $820 $2,498 $2,745 $1,005 $1,067
Farmers $1,736 $1,735 $1,536 $1,632 $8,395 $8,696 $1,969 $2,054
GEICO $1,117 $1,236 $1,166 $1,343 $3,715 $4,000 $1,032 $1,060
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $2,831 $2,972 $2,363 $2,484 $5,992 $9,236 $3,461 $4,065
Progressive $1,639 $1,549 $1,344 $1,409 $6,389 $7,193 $1,957 $2,112
State Farm $1,239 $1,239 $1,106 $1,106 $3,594 $4,535 $1,399 $1,601
USAA $1,071 $1,065 $980 $989 $2,761 $3,180 $1,379 $1,504

Cheap Kiel, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kiel, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Kiel, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Kiel, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,583 $8,421
American Family $2,498 $2,745
Farmers $8,395 $8,696
GEICO $3,715 $4,000
Liberty Mutual $5,627 $6,311
Nationwide $5,992 $9,236
Progressive $6,389 $7,193
State Farm $3,594 $4,535
USAA $2,761 $3,180

Cheap Kiel, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Kiel, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kiel, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,872 $2,063
American Family $814 $820
Farmers $1,536 $1,632
GEICO $1,166 $1,343
Liberty Mutual $1,281 $1,454
Nationwide $2,363 $2,484
Progressive $1,344 $1,409
State Farm $1,106 $1,106
USAA $980 $989

Cheap Kiel, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kiel, Wisconsin compared to the annual auto insurance rates with a clean record in Kiel, Wisconsin.

Annual Kiel, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,790 $3,831 $3,588 $3,464
American Family $1,281 $1,356 $1,356 $1,356
Farmers $3,019 $3,821 $3,620 $3,416
GEICO $1,270 $2,055 $2,364 $1,645
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,531 $4,084 $5,004 $4,084
Progressive $2,697 $3,279 $2,805 $3,015
State Farm $1,815 $2,140 $1,978 $1,978
USAA $1,267 $1,598 $2,154 $1,445

Cheap Kiel, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kiel, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Kiel, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Kiel, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,588
American Family $1,356
Farmers $3,620
GEICO $2,364
Liberty Mutual $3,028
Nationwide $5,004
Progressive $2,805
State Farm $1,978
USAA $2,154

Cheap Kiel, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kiel, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kiel, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,480 $3,090 $2,685
American Family $1,796 $1,176 $1,039
Farmers $3,916 $3,319 $3,173
GEICO $2,402 $1,717 $1,381
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $4,694 $3,916 $3,916
Progressive $3,341 $2,851 $2,655
State Farm $2,949 $1,694 $1,290
USAA $2,466 $1,321 $1,061

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Cheap Kiel, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kiel, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Kiel, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kiel, Wisconsin

ZIP Code Average Annual Rates
53042 $2,554

Cheap Kiel, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Kiel, Wisconsin auto insurance. Find the cheapest annual Kiel, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kiel, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,337 $3,500
American Family $1,315 $1,359
Farmers $3,469 $3,469
GEICO $1,797 $1,870
Liberty Mutual $2,687 $2,687
Nationwide $4,176 $4,176
Progressive $2,949 $2,949
State Farm $1,929 $2,026
USAA $1,595 $1,637

Cheap Kiel, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kiel, Wisconsin? Check out the comparison of annual Kiel, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kiel, Wisconsin

Insurance Company Low Medium High
Allstate $3,276 $3,410 $3,569
American Family $1,318 $1,349 $1,345
Farmers $3,178 $3,441 $3,788
GEICO $1,704 $1,832 $1,965
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,032 $4,176 $4,320
Progressive $2,727 $2,976 $3,144
State Farm $1,865 $1,984 $2,084
USAA $1,547 $1,617 $1,683

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Best By Category: Cheapest Auto Insurance in Kiel, Wisconsin

Compare the cheapest auto insurance companies in Kiel, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kiel, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Kiel, Wisconsin Auto Insurance Companies

What auto insurance companies in Kiel, Wisconsin are the cheapest? Compare the top Kiel, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kiel, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,418
American Family $1,337
Farmers $3,469
GEICO $1,834
Liberty Mutual $2,687
Nationwide $4,176
Progressive $2,949
State Farm $1,978
USAA $1,616

What affects auto insurance rates in Kiel, Wisconsin?

There are a lot of reasons why auto insurance rates in Kiel, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kiel, Wisconsin. Many local factors may affect your Kiel auto insurance rates.

Kiel Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Kiel, Wisconsin auto theft statistics, there have been 1 auto thefts in the city.

Kiel Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kiel, Wisconsin commute length is 23.3 minutes according to City-Data.

Kiel Traffic

How does Kiel, Wisconsin rank for traffic? According to Inrix Kiel, Wisconsin is the 507th most congested worldwide.

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Compare Kiel, Wisconsin Auto Insurance Quotes

Before you buy Kiel, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kiel, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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