Best Cheap Auto Insurance in Keystone, FL (2021)

The average Keystone, FL auto insurance rates are $471 per month. The minimum auto insurance in Keystone is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Keystone, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Keystone, Florida is 10/20/10
  • The average commute length in Keystone is 33.9 minutes
  • Average auto insurance rates in Keystone, FL for senior drivers are $3,395 per year

Keystone, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Keystone can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Keystone, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Keystone to other Florida cities, including Jacksonville auto insurance rates, St. Petersburg auto insurance rates, and Tampa auto insurance rates to see how Keystone, Florida auto insurance rates stack up.

Before you buy Keystone, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Keystone, Florida auto insurance quotes.

Minimum Auto Insurance in Keystone, Florida

Keystone, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Keystone, Florida.

Minimum Required Auto Insurance Coverage in Keystone, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Keystone, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Keystone, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Keystone, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,281 $5,086 $4,645 $4,735 $18,855 $20,712 $5,241 $5,318
GEICO $3,867 $3,894 $3,607 $3,607 $6,874 $8,661 $4,269 $4,355
Liberty Mutual $4,621 $4,621 $4,223 $4,223 $9,906 $15,334 $4,621 $6,315
Nationwide $4,001 $3,943 $3,559 $3,682 $9,876 $12,172 $4,420 $4,598
Progressive $4,040 $3,789 $3,454 $3,703 $11,490 $12,488 $4,859 $4,601
State Farm $2,388 $2,388 $2,165 $2,165 $7,115 $9,117 $2,663 $2,849
USAA $2,012 $1,974 $1,894 $1,869 $7,035 $8,114 $2,512 $2,703

Cheap Keystone, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Keystone, Florida is a challenge. Take a look at the annual teen auto insurance rates in Keystone, Florida.

Annual Auto Insurance Rates for Teen Drivers in Keystone, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,855 $20,712
GEICO $6,874 $8,661
Liberty Mutual $9,906 $15,334
Nationwide $9,876 $12,172
Progressive $11,490 $12,488
State Farm $7,115 $9,117
USAA $7,035 $8,114

Cheap Keystone, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Keystone, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Keystone, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,645 $4,735
GEICO $3,607 $3,607
Liberty Mutual $4,223 $4,223
Nationwide $3,559 $3,682
Progressive $3,454 $3,703
State Farm $2,165 $2,165
USAA $1,894 $1,869

Cheap Keystone, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Keystone, Florida compared to the annual auto insurance rates with a clean record in Keystone, Florida.

Annual Keystone, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,500 $9,020 $10,063 $8,354
GEICO $3,430 $4,363 $6,458 $5,315
Liberty Mutual $4,784 $6,286 $9,238 $6,625
Nationwide $4,903 $5,402 $7,351 $5,470
Progressive $4,774 $7,071 $5,955 $6,412
State Farm $3,519 $4,193 $3,856 $3,856
USAA $2,736 $3,397 $5,053 $2,872

Cheap Keystone, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Keystone, Florida is not easy. Compare the annual rates for DUI auto insurance in Keystone, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Keystone, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,063
GEICO $6,458
Liberty Mutual $9,238
Nationwide $7,351
Progressive $5,955
State Farm $3,856
USAA $5,053

Cheap Keystone, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Keystone, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Keystone, Florida

Insurance Company Poor Fair Good
Allstate $12,232 $7,724 $6,247
GEICO $7,090 $4,321 $3,264
Liberty Mutual $8,711 $6,359 $5,129
Nationwide $7,254 $5,302 $4,787
Progressive $7,871 $5,613 $4,675
State Farm $5,301 $3,451 $2,817
USAA $5,707 $2,803 $2,033

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Cheap Keystone, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Keystone, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Keystone, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Keystone, Florida

ZIP Code Average Annual Rates
33626 $4,356

Cheap Keystone, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Keystone, Florida auto insurance. Find the cheapest annual Keystone, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Keystone, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,482 $8,986
GEICO $4,867 $4,917
Liberty Mutual $6,511 $6,955
Nationwide $5,781 $5,781
Progressive $6,053 $6,053
State Farm $3,721 $3,991
USAA $3,474 $3,554

Cheap Keystone, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Keystone, Florida? Check out the comparison of annual Keystone, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Keystone, Florida

Insurance Company Low Medium High
Allstate $6,395 $9,263 $10,544
GEICO $3,969 $5,072 $5,635
Liberty Mutual $6,105 $6,857 $7,238
Nationwide $4,471 $6,026 $6,848
Progressive $4,951 $6,209 $6,999
State Farm $3,248 $3,962 $4,359
USAA $2,977 $3,654 $3,912

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Best By Category: Cheapest Auto Insurance in Keystone, Florida

Compare the cheapest auto insurance companies in Keystone, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Keystone, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Keystone, Florida Auto Insurance Companies

What auto insurance companies in Keystone, Florida are the cheapest? Compare the top Keystone, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Keystone, Florida

Insurance Company Average Annual Rates
Allstate $8,734
GEICO $4,892
Liberty Mutual $6,733
Nationwide $5,781
Progressive $6,053
State Farm $3,856
USAA $3,514

What affects auto insurance rates in Keystone, Florida?

There are a lot of reasons why auto insurance rates in Keystone, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Keystone, Florida. Many local factors may affect your Keystone auto insurance rates.

Keystone Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Keystone, Florida commute length is 33.9 minutes according to City-Data.

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Compare Keystone, Florida Auto Insurance Quotes

Before you buy Keystone, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Keystone, Florida auto insurance quotes.

Free Auto Insurance Comparison

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