Best Cheap Auto Insurance in Kersey, CO (2021)

The average Kersey, CO auto insurance rates are $313 per month. The minimum auto insurance in Kersey is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Kersey, Colorado, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Kersey, CO for senior drivers are $2,205 per year
  • The minimum auto insurance required in Kersey, Colorado is 25/50/15
  • The most expensive auto insurance company in Kersey for teen drivers is Farmers

Kersey, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Kersey can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kersey, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Kersey to other Colorado cities, including Pueblo auto insurance rates, Aurora auto insurance rates, and Westminster auto insurance rates to see how Kersey, Colorado auto insurance rates stack up.

Before you buy Kersey, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kersey, Colorado auto insurance quotes.

Minimum Auto Insurance in Kersey, Colorado

Kersey, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kersey, Colorado.

Minimum Required Auto Insurance Coverage in Kersey, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Kersey, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kersey, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kersey, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,319 $3,111 $2,986 $3,017 $11,440 $12,023 $3,667 $3,688
American Family $2,462 $2,462 $2,223 $2,223 $5,947 $7,974 $2,462 $3,015
Farmers $3,109 $3,089 $2,804 $3,016 $12,203 $12,392 $3,444 $3,503
GEICO $1,848 $2,019 $1,950 $2,207 $5,747 $6,087 $1,692 $1,727
Liberty Mutual $1,854 $1,822 $1,578 $1,733 $5,417 $5,897 $1,871 $1,888
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,315 $2,167 $2,015 $2,010 $7,833 $8,746 $2,608 $2,536
State Farm $2,126 $2,126 $1,914 $1,914 $6,241 $7,885 $2,385 $2,840
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

Cheap Kersey, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kersey, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Kersey, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Kersey, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,440 $12,023
American Family $5,947 $7,974
Farmers $12,203 $12,392
GEICO $5,747 $6,087
Liberty Mutual $5,417 $5,897
Nationwide $5,724 $7,310
Progressive $7,833 $8,746
State Farm $6,241 $7,885
USAA $5,179 $5,925

Cheap Kersey, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Kersey, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kersey, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,986 $3,017
American Family $2,223 $2,223
Farmers $2,804 $3,016
GEICO $1,950 $2,207
Liberty Mutual $1,578 $1,733
Nationwide $2,028 $2,139
Progressive $2,015 $2,010
State Farm $1,914 $1,914
USAA $1,967 $1,966

Cheap Kersey, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kersey, Colorado compared to the annual auto insurance rates with a clean record in Kersey, Colorado.

Annual Kersey, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,618 $5,308 $6,475 $5,225
American Family $2,663 $3,777 $4,928 $3,017
Farmers $4,594 $5,913 $5,832 $5,441
GEICO $2,059 $3,192 $3,695 $2,692
Liberty Mutual $2,412 $2,828 $2,939 $2,851
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,277 $4,566 $3,456 $3,817
State Farm $3,146 $3,711 $3,429 $3,429
USAA $2,251 $2,747 $4,792 $2,534

Cheap Kersey, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kersey, Colorado is not easy. Compare the annual rates for DUI auto insurance in Kersey, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Kersey, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,475
American Family $4,928
Farmers $5,832
GEICO $3,695
Liberty Mutual $2,939
Nationwide $4,523
Progressive $3,456
State Farm $3,429
USAA $4,792

Cheap Kersey, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kersey, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kersey, Colorado

Insurance Company Poor Fair Good
Allstate $6,895 $5,313 $4,011
American Family $4,668 $3,327 $2,793
Farmers $6,294 $5,149 $4,893
GEICO $3,497 $2,910 $2,323
Liberty Mutual $3,944 $2,409 $1,919
Nationwide $4,099 $3,254 $2,838
Progressive $4,296 $3,670 $3,371
State Farm $4,768 $3,057 $2,460
USAA $4,549 $2,604 $2,090

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Kersey, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kersey, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Kersey, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kersey, Colorado

ZIP Code Average Annual Rates
80644 $3,471

Cheap Kersey, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Kersey, Colorado auto insurance. Find the cheapest annual Kersey, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kersey, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,519 $3,673
Farmers $5,445 $5,445
GEICO $2,847 $2,972
Liberty Mutual $2,758 $2,758
Nationwide $3,397 $3,397
Progressive $3,779 $3,779
State Farm $3,345 $3,512
USAA $2,994 $3,168

Cheap Kersey, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kersey, Colorado? Check out the comparison of annual Kersey, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kersey, Colorado

Insurance Company Low Medium High
Allstate $5,106 $5,388 $5,725
American Family $3,412 $3,670 $3,706
Farmers $4,778 $5,365 $6,192
GEICO $2,620 $2,854 $3,255
Liberty Mutual $2,603 $2,747 $2,922
Nationwide $3,381 $3,402 $3,409
Progressive $3,501 $3,791 $4,045
State Farm $3,211 $3,432 $3,643
USAA $2,936 $3,081 $3,226

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Kersey, Colorado

Compare the cheapest auto insurance companies in Kersey, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kersey, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Kersey, Colorado Auto Insurance Companies

What auto insurance companies in Kersey, Colorado are the cheapest? Compare the top Kersey, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kersey, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,596
Farmers $5,445
GEICO $2,910
Liberty Mutual $2,758
Nationwide $3,397
Progressive $3,779
State Farm $3,429
USAA $3,081

What affects auto insurance rates in Kersey, Colorado?

There are a lot of reasons why auto insurance rates in Kersey, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kersey, Colorado. Many local factors may affect your Kersey auto insurance rates.

Kersey Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kersey, Colorado commute length is 22.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Kersey, Colorado Auto Insurance Quotes

Before you buy Kersey, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kersey, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption