Best Cheap Auto Insurance in Kentwood, MI (2021)

The average Kentwood, MI auto insurance rates are $758 per month. The minimum auto insurance in Kentwood is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Kentwood, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Kentwood for teen drivers is Allstate
  • Average auto insurance rates in Kentwood, MI for senior drivers are $5,928 per year
  • The average commute length in Kentwood is 19.1 minutes

Kentwood, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Kentwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kentwood, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Kentwood to other Michigan cities, including Dearborn auto insurance rates, Lansing auto insurance rates, and Troy auto insurance rates to see how Kentwood, Michigan auto insurance rates stack up.

Before you buy Kentwood, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kentwood, Michigan auto insurance quotes.

Minimum Auto Insurance in Kentwood, Michigan

Kentwood, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kentwood, Michigan.

Minimum Required Auto Insurance Coverage in Kentwood, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Kentwood, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kentwood, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kentwood, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,361 $16,361 $15,079 $15,079 $42,889 $42,889 $17,278 $17,278
Farmers $3,625 $3,625 $3,380 $3,380 $8,338 $8,338 $4,079 $4,079
GEICO $3,398 $3,398 $3,503 $3,503 $10,118 $10,118 $3,260 $3,260
Liberty Mutual $13,389 $13,389 $13,258 $13,258 $31,321 $31,321 $13,389 $13,389
Nationwide $2,575 $2,575 $2,318 $2,318 $6,356 $6,356 $2,798 $2,798
Progressive $2,734 $2,554 $2,429 $2,681 $10,472 $11,291 $3,189 $2,997
State Farm $7,400 $7,400 $6,866 $6,866 $26,284 $26,284 $8,711 $8,711
Travelers $4,850 $4,850 $4,165 $4,165 $14,603 $14,603 $5,267 $5,267
USAA $2,440 $2,296 $2,300 $2,160 $5,952 $5,616 $2,953 $2,809

Cheap Kentwood, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kentwood, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Kentwood, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Kentwood, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $42,889 $42,889
Farmers $8,338 $8,338
GEICO $10,118 $10,118
Liberty Mutual $31,321 $31,321
Nationwide $6,356 $6,356
Progressive $10,472 $11,291
State Farm $26,284 $26,284
Travelers $14,603 $14,603
USAA $5,952 $5,616

Cheap Kentwood, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Kentwood, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kentwood, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,079 $15,079
Farmers $3,380 $3,380
GEICO $3,503 $3,503
Liberty Mutual $13,258 $13,258
Nationwide $2,318 $2,318
Progressive $2,429 $2,681
State Farm $6,866 $6,866
Travelers $4,165 $4,165
USAA $2,300 $2,160

Cheap Kentwood, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kentwood, Michigan compared to the annual auto insurance rates with a clean record in Kentwood, Michigan.

Annual Kentwood, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,060 $14,712 $50,246 $15,590
Farmers $4,079 $5,203 $5,131 $5,009
GEICO $1,741 $3,777 $11,486 $3,275
Liberty Mutual $12,323 $15,007 $28,135 $15,892
Nationwide $3,041 $3,974 $3,639 $3,394
Progressive $4,089 $5,337 $4,781 $4,966
State Farm $7,747 $9,336 $20,458 $11,719
Travelers $4,876 $6,972 $11,276 $5,761
USAA $2,671 $3,336 $4,348 $2,908

Cheap Kentwood, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kentwood, Michigan is not easy. Compare the annual rates for DUI auto insurance in Kentwood, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Kentwood, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $50,246
Farmers $5,131
GEICO $11,486
Liberty Mutual $28,135
Nationwide $3,639
Progressive $4,781
State Farm $20,458
Travelers $11,276
USAA $4,348

Cheap Kentwood, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kentwood, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kentwood, Michigan

Insurance Company Poor Fair Good
Allstate $34,487 $19,223 $14,995
Farmers $6,341 $4,271 $3,953
GEICO $6,512 $4,793 $3,904
Liberty Mutual $28,209 $16,301 $9,009
Nationwide $4,339 $3,329 $2,868
Progressive $5,485 $4,662 $4,232
State Farm $19,987 $10,104 $6,856
Travelers $7,398 $7,178 $7,088
USAA $4,945 $2,840 $2,163

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Cheap Kentwood, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kentwood, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Kentwood, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kentwood, Michigan

ZIP Code Average Annual Rates
49512 $6,381

Cheap Kentwood, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Kentwood, Michigan auto insurance. Find the cheapest annual Kentwood, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kentwood, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,902 $22,902
Farmers $4,855 $4,855
GEICO $4,959 $5,181
Liberty Mutual $17,230 $18,449
Nationwide $3,512 $3,512
Progressive $4,793 $4,793
State Farm $11,992 $12,638
Travelers $7,180 $7,263
USAA $3,278 $3,353

Cheap Kentwood, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kentwood, Michigan? Check out the comparison of annual Kentwood, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kentwood, Michigan

Insurance Company Low Medium High
Allstate $22,352 $22,951 $23,402
Farmers $4,725 $4,844 $4,997
GEICO $4,752 $5,027 $5,430
Liberty Mutual $17,417 $17,798 $18,304
Nationwide $3,643 $3,461 $3,433
Progressive $4,676 $4,799 $4,905
State Farm $11,740 $12,386 $12,820
Travelers $7,150 $7,227 $7,287
USAA $3,220 $3,323 $3,404

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Best By Category: Cheapest Auto Insurance in Kentwood, Michigan

Compare the cheapest auto insurance companies in Kentwood, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kentwood, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Kentwood, Michigan Auto Insurance Companies

What auto insurance companies in Kentwood, Michigan are the cheapest? Compare the top Kentwood, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kentwood, Michigan

Insurance Company Average Annual Rates
Allstate $22,902
Farmers $4,855
GEICO $5,070
Liberty Mutual $17,840
Nationwide $3,512
Progressive $4,793
State Farm $12,315
Travelers $7,221
USAA $3,316

What affects auto insurance rates in Kentwood, Michigan?

There are a lot of reasons why auto insurance rates in Kentwood, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kentwood, Michigan. Many local factors may affect your Kentwood auto insurance rates.

Kentwood Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Kentwood, Michigan auto theft statistics, there have been 67 auto thefts in the city.

Kentwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kentwood, Michigan commute length is 19.1 minutes according to City-Data.

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Compare Kentwood, Michigan Auto Insurance Quotes

Before you buy Kentwood, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kentwood, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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