Best Cheap Auto Insurance in Kenton, KY (2021)

The average Kenton, KY auto insurance rates are $403 per month. The minimum auto insurance in Kenton is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Kenton, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Kenton is 21.6 minutes
  • The minimum auto insurance required in Kenton, Kentucky is 25/50/25
  • The most expensive auto insurance company in Kenton for teen drivers is Progressive

Kenton, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Kenton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kenton, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Kenton to other Kentucky cities, including Elizabeth auto insurance rates, Covington auto insurance rates, and Nicholasville auto insurance rates to see how Kenton, Kentucky auto insurance rates stack up.

Before you buy Kenton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kenton, Kentucky auto insurance quotes.

Minimum Auto Insurance in Kenton, Kentucky

Kenton, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kenton, Kentucky.

Minimum Required Auto Insurance Coverage in Kenton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Kenton, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kenton, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kenton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,988 $2,950 $2,709 $2,889 $11,287 $12,697 $3,291 $3,468
GEICO $3,156 $2,920 $3,304 $2,992 $6,546 $7,739 $2,573 $2,217
Liberty Mutual $2,357 $2,546 $2,015 $2,242 $9,986 $11,019 $2,456 $2,538
Nationwide $2,572 $2,570 $2,336 $2,431 $5,699 $7,063 $2,908 $3,044
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $1,822 $1,822 $1,629 $1,629 $5,276 $6,604 $2,036 $2,249
Travelers $2,402 $2,446 $2,355 $2,359 $11,456 $18,342 $2,508 $2,914
USAA $1,737 $1,727 $1,575 $1,586 $4,793 $5,027 $2,182 $2,373

Cheap Kenton, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kenton, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Kenton, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Kenton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,287 $12,697
GEICO $6,546 $7,739
Liberty Mutual $9,986 $11,019
Nationwide $5,699 $7,063
Progressive $24,595 $27,972
State Farm $5,276 $6,604
Travelers $11,456 $18,342
USAA $4,793 $5,027

Cheap Kenton, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Kenton, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kenton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,709 $2,889
GEICO $3,304 $2,992
Liberty Mutual $2,015 $2,242
Nationwide $2,336 $2,431
Progressive $4,345 $4,341
State Farm $1,629 $1,629
Travelers $2,355 $2,359
USAA $1,575 $1,586

Cheap Kenton, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kenton, Kentucky compared to the annual auto insurance rates with a clean record in Kenton, Kentucky.

Annual Kenton, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,369 $5,718 $6,114 $4,939
GEICO $2,346 $4,168 $6,335 $2,874
Liberty Mutual $3,664 $5,635 $4,384 $3,896
Nationwide $2,872 $3,676 $4,615 $3,149
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $2,634 $3,133 $2,884 $2,884
Travelers $4,878 $5,020 $7,256 $5,237
USAA $1,974 $2,789 $3,354 $2,382

Cheap Kenton, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kenton, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Kenton, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Kenton, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,114
GEICO $6,335
Liberty Mutual $4,384
Nationwide $4,615
Progressive $9,734
State Farm $2,884
Travelers $7,256
USAA $3,354

Cheap Kenton, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kenton, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kenton, Kentucky

Insurance Company Poor Fair Good
Allstate $6,981 $4,841 $4,034
GEICO $6,463 $3,227 $2,102
Liberty Mutual $6,256 $3,871 $3,058
Nationwide $4,327 $3,424 $2,983
Progressive $11,547 $10,089 $9,405
State Farm $4,175 $2,516 $1,960
Travelers $6,253 $5,281 $5,260
USAA $3,882 $2,197 $1,796

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Kenton, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kenton, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Kenton, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kenton, Kentucky

ZIP Code Average Annual Rates
41053 $4,502

Cheap Kenton, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Kenton, Kentucky auto insurance. Find the cheapest annual Kenton, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kenton, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,285 $5,285
GEICO $3,894 $3,968
Liberty Mutual $4,395 $4,395
Nationwide $3,578 $3,578
Progressive $10,347 $10,347
State Farm $2,809 $2,958
Travelers $5,598 $5,598
USAA $2,530 $2,720

Cheap Kenton, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kenton, Kentucky? Check out the comparison of annual Kenton, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kenton, Kentucky

Insurance Company Low Medium High
Allstate $4,911 $5,264 $5,680
GEICO $3,674 $3,916 $4,203
Liberty Mutual $4,194 $4,368 $4,623
Nationwide $3,592 $3,541 $3,601
Progressive $9,463 $10,162 $11,416
State Farm $2,718 $2,883 $3,049
Travelers $5,331 $5,623 $5,839
USAA $2,501 $2,619 $2,754

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Kenton, Kentucky

Compare the cheapest auto insurance companies in Kenton, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kenton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Kenton, Kentucky Auto Insurance Companies

What auto insurance companies in Kenton, Kentucky are the cheapest? Compare the top Kenton, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kenton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,285
GEICO $3,931
Liberty Mutual $4,395
Nationwide $3,578
Progressive $10,347
State Farm $2,884
Travelers $5,598
USAA $2,625

What affects auto insurance rates in Kenton, Kentucky?

There are a lot of reasons why auto insurance rates in Kenton, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kenton, Kentucky. Many local factors may affect your Kenton auto insurance rates.

Kenton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kenton, Kentucky commute length is 21.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Kenton, Kentucky Auto Insurance Quotes

Before you buy Kenton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kenton, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption